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About Johnny Terra, CPA, CISA

Johnny Terra now works as a Bank Officer - Senior Accountant at Happy State Bank in Amarillo, TX and holds CPA (Certified Public Accountant) and a CISA (Certified Information System Auditor) certification. His is a native of Rio de Janeiro, Brazil.

The Envelope System On Steroids (Powerful Truth About Cash)

“We buy everything with cash” – said no successful CEO ever. Forget the envelope system. I’m talking about a system which all Fortune 500 companies understand. Money is money, no matter if we are talking business or personal finances. As a result, we should apply the same system Fortune 500 companies use to our personal finances to […]