About Carrie Smith

Carrie Smith is a small business consultant and former accountant. She paid off $14,000 in debt and launched a successful freelance writing career and blog. Carrie now advises online marketers, startups, and virtual teams on how to start, grow and scale their businesses via CarrieConsiders.com. Carrie has contributed to Inc.com and Time.com and has been featured in Glamour Magazine, NerdWallet, Refinery29, Yahoo! Finance, and Redbook Magazine.

How to Get Started Freelancing Online Today

You want to earn money online. That is AWESOME! What I do today is earn money online. Actually, I’ve been doing it for years! What started as something I did for fun (and extra money) on the side has led to a career change that’s given me the freedom to earn more money and enjoy spending more time with my family. You can learn how to start freelancing today. This involves figuring out what type of freelancer you want to become, … [Read more...]

How to Make Six Figures a Year as a Freelancer

One of the strangest beliefs about freelancing is that it either makes you a ton of money or nothing at all. I'm not the only one who used to think this. A lot of people have this misconception that “making money on the internet” is either scammy or completely impossible. So naturally, when I quit my very comfy (and well-paying) accounting job, to build an online business, my family thought I was crazy. On paper it doesn’t make a lot of sense to leave the … [Read more...]

Is it Worth Going Into Insane Debt for In Vitro (or Adoption)?

Having children is a luxury a lot of women and couples experience on a daily basis. However, for others, it’s a difficult struggle. There are many factors why couples might not be able to have the family they long for, but one of the biggest considerations is the financial aspect. Most moms-and dads-to-be won't have insurance that covers the majority of fertility or in vitro fertilization (IVF) treatments. And most people don’t easily have the means to start the … [Read more...]

25 Insanely Easy Ways to Manage Your Money and Get Back on Top

Ready to manage your money and get back on top? It's taken me 3 years to consistently stay on top of my finances. It's not a simple task for sure, but most of the time we make it harder than it really is. Once you implement a few simple tasks, you'll be on track. Below are twenty-five insanely easy ways to manage your money and take back control. 1. Commit to a small savings goal. A small step forward is better than a giant leap forward couple with a loss of … [Read more...]

6 Ways to Give Memorable Gifts (Without Going Into Debt)

The fine fellas at Optimal Finance Daily created an audio version of this post. Listen along using the player below. When you’re part of big family like I am, it's hard not to come under peer pressure to spend a lot of money on gifts. As one of five kids -- all who have families and kids of their own -- buying gifts for every holiday and birthday get really expensive. And with the never-ending feeling of having to make each gift bigger and better than the … [Read more...]