This is a guest post from Debt Kid, who after day trading away over a quarter million dollars found himself in some serious debt. He’s been blogging since 2007 about his journey back to zero. In 2007, after trying a debt management plan, and selling most of my possessions on ebay, I hit my breaking [...]
PerkStreet Giveaway Winners Announced
Just a quick announcement to notify the winners of the giveaway sponsored by PerkStreet. Thanks to everyone for participating in the giveaway and for your excellent responses. There were close to 200 entries! I was pleased to see that so many readers see the value in reducing their debts and are headed in that direction. [...]
The Best Airline Miles Credit Cards of 2013

Loyalty is an excellent and rare trait but if you’re not careful, it can also be an expensive one. Limiting yourself to one airline when you fly can cause you to be restricted in the time you have to depart and arrive as well as the possibility of losing out on cheaper flights elsewhere. However [...]
HSBC Advance Review: Online Savings Account

The high-yield online savings account from HSBC Advance offers a competitive interest rate, ATM access to savings (around the globe) using their free ATM card, and also comes with an account aggregator to see all your accounts in one place. This is my full review of HSBC Advance for those of you who still might [...]
Mystery Shopping for Newbies

I’ve been a mystery shopper for several years. Through this experience I’ve been able to make money to eat out, get my oil changed or eyes examined, buy clothes and toys for my children, stock my make-up bag, get gifts for Christmas, see movies, bowl, golf, and evaluate service providers in a number of industries. [...]
Texas Rangers Going to the World Series Roundup

It’s official. The Texas Rangers are going to the World Series! It’s really unbelievable. This is a team that actually filed bankruptcy earlier in the year. This is a team that was told they would never make it through the playoffs against the Rays and Yankees. Well, they did it. I couldn’t be happier for [...]
Meeting with a Fee-Only Certified Financial Planner, Part 2: Planning Session and Retirement Recommendations

I’m back to share part 2 of my experience with a fee-only certified financial planner. You can read part 1 here. In this post I’ll cover the planning session and the recommendations that were made. When we left off, financial planner John Gay, of Frisco Financial Planning, had given Mrs PT and I several items [...]
Are You Ready to Afford a Baby?

Thinking about becoming a parent? Most of that decision has nothing to do with money, but getting financially prepared can make welcoming a newborn into your home a little less stressful. You’ ll still have to learn how to cope with sleep deprivation and diapers, but can worry a little less about affording it all. [...]
Win a Dave Ramsey Starter Kit and More [$175 Value]

PerkStreet Financial wants to help you get out of debt, and live a healthy, debt-free financial life. They are joining with me to give away the following prizes to four lucky PT Money readers: What You Could Win Dave Ramsey Starter Kit ($120 value) – If you’re just starting with Dave Ramsey’s principles, this is [...]
The Beginner’s Guide to Getting Free Airline Miles

With the holiday season quickly approaching, your thoughts may be turning to finding ways to reduce the amount of money you have to spend on airline tickets to fly and see your family and friends. To encourage airline loyalty, the major Airlines each have frequent flyer programs which allow you to earn airline free miles [...]
The Most Expensive House in the World

A house is not a home until you at least live in it. Well, Billionaire Mukesh Ambani just moved into his twenty-seven story home. This makes him the owner of the most expensive house (now home) in the world. Here’s the story: Business tycoon Mukesh Ambani, owner of Reliance Industries, made his fortune in oil [...]
Discover® More Card – $100 Cashback Bonus Review

With a few $100 cash bonus credit cards already on the market, the Discover® More Card – $100 Cashback Bonus has thrown caution to the wind, providing a number of additional features that other cards cannot. The most important feature of this card, the $100 cash bonus, can be obtained simply by being approved and [...]


Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today. 