Lending Club Tailored Checking Account for Business Review

Lending Club isn’t doing peer-to-peer lending anymore, but they are still doing banking. They purchased Radius Bank and have rebranded all of their products. Today we will review their business checking account, the Lending Club Tailored Checking account for business owners. Lending Club Bank’s Tailored Checking Account for small business earns just 0.1% interest plus […]

The Best Bill Negotiation Services for Business Owners

Don’t want to go through the effort of changing cell phone companies to get a better deal? Still want to save a few bucks? You may want to consider using a bill negotiation service to reduce your business and personal expenses. They’ll negotiate your bill for you, saving you hassle and money. Below, we compare […]

Best Phone Solutions for Small Business Owners

As a freelancer, my business is run by me. It’s my job to handle customer service as well as accounting, and production, and, and, and… you get it. A small business phone solution can help shoulder some of the work in an automated way, while increasing customer satisfaction and retention. Anything to free up a […]

My Medi-Share Review 2023 | 8 Years of Healthcare Sharing

I’ve been with Medi-Share for eight years. This is my review of the Christian healthcare sharing program, updated for the 2023 enrollment. I’m currently paying ~$350 per month to cover my family of five. Prior to joining this healthcare expense-sharing community, I was paying a staggering $1,100/month for a health insurance plan through Humana! This […]

Best CRMs For Entrepreneurs & Side Hustlers

There’s nothing like the excitement of landing your first client when you start a new business. Once you move from the planning and promoting stages of your venture to actually communicating with clients or customers regularly, you’ll need some tools to keep you on track. Enter CRM platforms. Short for Customer Relationship Management, CRM apps […]

The Best Self-Employed Accounting Software in 2023

Small business accounting no longer needs to be a complex and frustrating aspect of running your business. With multiple self-employed accounting software options for business owners and entrepreneurs, anyone can master their business finances for a reasonable cost. Here are the best self-employed accounting software programs to put your small business finances in order: What […]

7 Scalable Business Ideas | Can You Scale Any Business?

Let’s look at some scalable business ideas. As a blogger, I stumbled into a business idea that scales pretty efficiently. I can reach thousands of people each day with my words using the power of the Internet and search. When I say “scales” efficiently, here’s what I mean: A scalable business can be served up […]

The Ultimate Guide to Payroll for Small Business Owners

  Has your business grown to the point that it’s time to hire help? On one hand, that’s great news. But, on the other hand, payroll for small business owners adds another layer of complexity to the act of running your business. Most small business owners don’t have a background in HR, accounting, or bookkeeping. […]

Expecting a Stimulus Check? Here’s What You Need To Know

Fast FAQs About Stimulus Checks (i.e. Economic Impact Payments): Up to $1,200 for individuals or $2,400 for married couples and up to $500 for each qualifying child Based on 2019 or 2018 data, depending on when you file your 2019 return Deposit payments will begin to roll out on April 9th, with checks being issued […]

How to Get Unemployment Pay if You’re Self-Employed (Including Gig Workers and Freelancers)

Normally, there’s no unemployment for self-employed individuals. But with the unprecedented impact COVID-19 is having on the economy, the federal government has passed legislation to provide relief for small businesses and independent workers. With its passage, unemployment benefits are now expanded to cover the self-employed and gig workers like Uber drivers, freelancers, and Airbnb hosts. […]

15 Free Time Management Tools [and Tips] For Entrepreneurs

All of us are out there trying to make the most of our time. This is especially true for those of who have a side hustle. How can you balance the increasing demands on your time as a full-time employee with a side hustle? After you try to fit in all of the work tasks […]

SBA Loans: Everything You Need to Know

Notice: For COVID-19 related SBA loan information, see our coverage of the Paycheck Protection Program (PPP). Or for more coronavirus (COVID-19) SBA resources, skip to the bottom where we discuss the EIDL and SBA Debt Relief Programs. If you need funding for your small business, it’s hard to beat SBA loans. They come with favorable […]

How to Form an LLC in 10 Easy Steps

A Limited Liability Company (LLC) is one of the most popular business structures for businesses of all sizes. And that makes sense because there’s a lot to love about LLCs. When you form an LLC, your business becomes a formal separate entity, protecting your personal assets in the event of a lawsuit. An LLC can […]

Self Employed? Here’s Everything You Need to Know About Disability Insurance

According to the Council for Disability Awareness (CDA), “over one in four of today’s 20-year-olds will become disabled before they retire” and the average length of disability is a frighteningly long 31.2 months. These statistics reflect the fact that illness, rather than injury, is the leading cause of long-term absence from work, accounting for 90% […]

Do You Need Insurance For Your Internet Business?

Killer internet business idea: check. Business plan: check. Domain name: check. Customer base: check. Insurance: ch…wait, what? For many internet business owners, internet business insurance is not one of their first (or even fifth) concerns. While no traditional small business owner—with stock to lose, a storefront to maintain, and payroll to meet—would consider operating without […]

Turn Your Passion for Personal Finance into a Business with Financial Coach Academy

  On my birthday this year, after enjoying several tasty beverages with my friends, I made a confession about my career. “I want to do some money coaching,” I told them, “but I don’t know where to start.” Luckily for me, my friend Jo took me seriously, even after we all sobered up. Several weeks […]

23 Unique Business Ideas (You Can Start in 2023!)

Small businesses are the backbone of America’s economy, no question about it. The numbers speak for themselves: 29 million = Number of small businesses in the US; 500 million = Number of patents filed annually in the US; 50% = Half of the private sector is employed by small businesses. All it takes is one […]

The Best Cheap Business Cell Phone Plans

  Let’s look at the best cheap business cell phone plans available today. As a freelance writer, my “office” is wherever my laptop happens to be open. And my “business phone,” is the same phone that I use for personal phone calls and texts, or checking Facebook and Twitter–my cell phone. In my case, I […]