About Jason Steele

Jason Steele is an expert in the areas of travel and credit cards, specifically credit card rewards. He contributes to a variety of notable online publications. Jason enjoys traveling with his family and cycling. He's also has his commercial pilots license.

5 Different Ways to Increase Your Income

Politicians in Washington continuously battle over how to reduce the budget deficit. Some favor a reduction in spending while others advocate an increase in taxes, or both. When we manage our personal finances, we are faced with a similar choice: you can reduce our spending or you can increase your income. Yet the vast majority of personal finance blogs focus on reducing expenses rather than how to increase your income. During my twenty years of working as an IT … [Read more...]

5 CARD Act Loopholes You Need To Know About

Nearly four years ago, I was excited to report that the credit card holder’s bill of rights was finally to become law. This legislation, now known as the CARD Act of 2009, is the most sweeping piece of personal finance legislation to be passed in a decade. At the time, consumer advocates and credit card industry observers like myself knew that the law would not be perfect. But what we didn’t know was how it would be imperfect. Credit card issuers would do their … [Read more...]

How to Protect Yourself from Antiquated Airline Computers That Could Ruin Your Trip

This flight almost didn't happen. In 2012, United Airlines experienced three major crashes. Fortunately, it was their computer systems that crashed, not their airplanes. Nevertheless, hundreds of flights were delayed or cancelled and tens of thousands of passengers were inconvenienced during the systems failures of August 29th, June 15th, and on November 15. But it doesn't take a major systems failure for an airline's computer system to keep you from where … [Read more...]

The Five Best Credit And Charge Cards You’ve Never Heard Of

When you spend most of your days writing about credit cards, like I do, you become somewhat of a credit card connoisseur. And just as a self-respecting wine enthusiast isn't going to offer you a cheap box of wine from the corner liquor store, I am please to present you with a selection of some of the finest, and least appreciated credit and charge cards on the market. Morgan Stanley American Express Platinum - No list of fine cards would be complete without a mention … [Read more...]

The Key To Earning Free Travel With Your Credit Card

Suvarnabhumi Airport Terminal in Thailand Airline frequent flier miles have a bad reputation these days. And they deserve it. Carriers keep dangling the prospect of a free flight in front of their customers, only to offer no availability at the lowest mileage levels when it comes time to redeem miles for award flights. Worse, they add booking fees and fuel surcharges to what was once a free flight after taxes. Fortunately, there are still ways to find … [Read more...]

5 Really Cool Things Your Credit Card Issuer Will Do, Just For Asking

Card issuer to you: "Call me maybe?" Have you ever heard the expression “It doesn't hurt to ask”? This sentiment is never more true than when it comes to credit cards. Too often, cardholders think the big banks are monolithic institutions whose decisions regarding its account holders are set in stone. In fact, nothing could be further from the truth. So lets look at five things that you can get a credit card company to do just by making a simple phone … [Read more...]

5 Advanced Credit Card Rewards Tricks and Techniques

Recently, I shared with you five easy ways to use credit cards wisely. While these tips are valuable, they just begin to scratch the surface of the knowledge that true reward card gurus use to profit from their credit cards. If you want to move beyond the fundamentals and experience some of the power of reward credit cards, keep reading. Here are my advanced credit card rewards tricks and techniques. 1. Carry a Balance and Still Earn Rewards? Maybe One of … [Read more...]

5 Easy Ways To Use Credit Cards Wisely and Make Them Work For You

When I was first asked to start writing about credit cards five years ago, I wasn’t even sure what the point was. At the time, I believed that credit cards were simple products and that using them is just as easy as paying any bill on time. After years of researching and writing about nearly every piece of information on the subject that is publicly available, (and some nuggets that weren’t), I learned that these little plastic cards are complex, yet powerful … [Read more...]

The Single Most Important Money Saving Tip

Editor's note: over the next few weeks I've invited Jason Steele, friend and freelance writer, to contribute some of his ideas for handling your finances, making the most of your travel, as well as some advanced credit card rewards strategies. Here's Jason... If you have read many personal finance articles, you have probably seen no shortage of lists. Grabby titles like “10 Ways To Save Money Right Now!,” and “16 Things Your Are Wasting Money On” are the staple of … [Read more...]