Do more with your money in half the time.
As a veteran of the banking industry, I’ve often wondered why our public school system doesn’t spend more time teaching our kids the financial life skills they need in order to be successful in the real world. I mean, there is no doubt that my thirteen year old daughter will understand the ins and outs [...]
There are few things in this world that are guaranteed, but taxes and death are two of them. Speaking of death, have you seen the commercials with those lousy actors that want you to buy extra insurance after letting you know just how much the average funeral costs. The commercial might be bunk (at least [...]
In this day and age, finding employment can be tough. For some, it may be all but impossible, especially if a long stretch of unemployment has left you without child care or a car. But, the good news is, there are more and more employment opportunities for people who are looking for work that can [...]
Editor’s note: Perfection is sometimes the enemy of complete. This is definitely the case with personal finance, life insurance, and estate planning. The statistics show that many people do not have a proper Last Will and Testament. Since I’d rather see more of you have something (vs nothing), I’m going to present the steps to [...]
Losing a job elicits a lot of emotions: worry, shame, depression, and even confusion. And, while you may never have been a victim of unemployment, odds are you probably know someone who has. Whether it’s a friend or a family member, helping someone who has become unemployed can be tough. But, being supportive is one [...]
There is nothing more exciting that deciding that you want to become debt-free. In the beginning, you read all the books, organize all of your bills, get copies of your credit report and map out your plan to financial freedom. You’re finally committed to making your financial dreams a reality. But, six months into your [...]
States Without State Income Taxes As the federal tax filing deadline looms closer and closer, many people are not only starting their federal tax returns, but their state income tax returns as well. Most states within America have a personal state income tax, though not all of them. And, several of those that do not [...]
It’s no secret that finding a job in this economy is tough. But did you know that where you live may also factor in to how successful you are in landing employment? Many people know that certain housing markets have been more affected by the current economic crisis, but many fail to realize that these [...]
Let’s face it. Finding a job in this economy is tough. And while the experts are saying that the U.S. is finally starting to show some signs of recovery, most predict that the job market won’t fully recover for five years or longer. The National Labor Department reports that 28,000 retail jobs have actually been [...]
When it came to giving out advice, there were two things that my momma always said. One, never go to bed mad and two, never lend money you can’t live without. Of course, she never really told me how to deal with the guilt that came along with having to say no, but I soon [...]
It feels a little funny talking about retirement at the ripe old age of 36, but if there’s anything I’ve learned in life is that you can never start planning for your future too early. I started work for a merchant processor in June of 1999. For those of you who don’t know what those [...]
You have probably seen the commercials for them on TV and heard them on the radio, but how many of you actually know how a reverse mortgage works? In a nutshell, a reverse mortgage is the polar opposite of a conventional mortgage. In a reverse mortgage, the borrower receives a monthly payment from the mortgage [...]
Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today. Read more...
