About
Welcome to PT Money: Personal Finance a place I created where you can come to discuss money and all things personal finance.
The hope is that this can be a place where we can learn and share our thoughts, ideas, and best tips regarding personal finance with the primary topics being making money, saving money, and spending money wisely.
It’s not about limiting life.
It’s about creating a limit-less life.
PT Money is viewed more than 400,000 times on a monthly basis, and more than 5000 people have subscribed to the site’s email list and RSS feed.
Additionally, PT Money is consistently ranked in the top 25 of Wise Bread’s ranking of the Top 1000 Personal Finance Blogs (see PT Money on Wise Bread) and was listed as one of Liz Weston’s Best Money Sites.
More About Philip Taylor “PT”

Philip Taylor | "PT"
But money doesn’t rule my life. I’m married to Mrs. PT, who is super frugal and smart with our money. We recently welcomed Miss PT and little Miss PT to the family.Together we love to travel, spend time with friends and family, and generally stay as active as possible.
I’ll lead the discussion on PT Money by providing my personal finance experience, links to interesting and valuable information, as well as ideas to make and save more money. But don’t let that stop you from asking questions or submitting your own post ideas.
Staff Writers
Emily Guy Birken is a former English teacher, and an excellent freelance writer. She was nominated for a Plutus Award for Best Blog Contributor or Freelance Writer. She’s also a stay-at-home-mom. She resides in Lafayette, IN, with her engineer husband and son. Emily’s thoughts on parenting and life in general are found at The SAHMnambulist.
Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time. Michael is an expert in credit cards and shares his knowledge, along with the best offers here on PT Money.
A Note from a Reader
In the last 2 years I have managed to pay off $20k in credit card debt. One sure reason was reading your blogs all the time, just to keep myself motivated. I had been advised to declare bankruptcy – which was not an option for my own integrity. I had a really adverse reaction for several weeks after paying it all off – but now it’s great!! I owe no money to nobody.
Thanks to blogs like yours I have mastered frugal living, and to date have $1500 in a Tax Free Savings Account (part of my emergency fund – a little out of the way).
Give miss PT and Mrs PT a special hug from a special guy who just wants people to be able to breathe easy about money. Thank you…….you made a huge difference in my life
-Biddy
Press and Other Online Ventures
I’ve had the pleasure of working with TurboTax, ING DIRECT, and US News as a contributing blogger. I also worked temporarily as the blog coordinator for the PerkStreet Financial blog. In addition to these writing opportunities, you can find my work on countless other personal finance blogs.
TV appearances:

Chatting it Up with Gerri
Contact PT
Email me anytime at:
OR just use the contact page.
You can also follow Philip Taylor (@ptmoney) on Twitter.
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Blogging Resources
Contact me if you have any blogging questions. I love to talk about that just as much as I do personal finance. I use WordPress blogging software with the Thesis theme. I host it all on a virtual private server by InMotion Hosting. See my post about making money blogging.
Thanks!
Headshots by McKinney Texas Photographer, Andrea Thompson.










