The Best Small Business Credit Cards of 2017

[Advertiser Disclosure]

You work hard for your business. Why not make your business work hard for you? There are some amazing perks to using a Small Business Credit Card. Earn points on everyday business purchases, and then redeem those rewards to pay for travel related expenses such as airfare, gas and hotel rooms.

Both credit cards and charge cards are available. New card holders may be eligible for up to 80,000 Bonus Rewards Points upon approval and a little bit of spend.

Featured Small Business Credit Card

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The Business Gold Rewards Card

Current Offer: Earn 50,000 Membership Rewards Points after you spend $5,000 in purchases on the card within your first 3 months of card membership.

What This Bonus Could Do for Me: American Express Membership Reward Points can be transferred to an assortment of different frequent flier programs to really maximize their value. There is a huge benefit to going out of your comfort zone and using programs that you may be less familiar with. It will allow you to get a better return for your investment. Take Japanese carrier ANA. It is one of these hidden gems because they use a distance based award chart as opposed to a regional based chart. These 50,000 Membership Rewards points would be more than enough for a round trip flight on Japan's largest carrier from North America to Tokyo!

What Additional Perks Would I Get? You’ll get 3X points on airfare purchased directly from airlines, purchases for advertising in select media, purchases at gas stations, purchases for shipping, computer hardware, software, or cloud computing purchases made directly from select providers.

$175
Annual Fee (Fee waived for the first year)



Ink Business Preferred

Current Offer: 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.

What This Bonus Could Do for Me: With this 1 card you will be able to put another shrimp on the Barbie. Transfer your 80,000-reward point bonus to United where a round trip ticket from anywhere in mainland US and Australia will cost you just that: 80,000 miles! Tell Crocodile Dundee I said, "Sup..."

What Additional Perks Would I Get? Earn triple points on the first $150,000 spent on travel, telecommunications, shipping and advertising on social-media and search engines. You’ll also get protection for your cell phone if you buy it using the card.

$95
Annual Fee



CitiBusiness® / AAdvantage® credit card

Current Offer: Earn 50,000 American Airlines AAdvantage bonus miles after spending $3,000 in purchases within the first 3 months of account opening.

What This Bonus Could Do for Me? If you are tired of the dry, dusty scenery of Phoenix, (get it?) take advantage of this Citi bonus offer to flip the script. You will quickly change your latitude and if Jimmy Buffet proves correct, also your attitude, by cashing these 50,000 miles in for 2 round-trip MileSAAver tickets to explore the jungles of Belize. With a flight time of roughly 4 hours from Phoenix, Belize is a perfect option for a quick getaway!

What Additional Perks Would I Get? First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. Also enjoy preferred boarding on American Airlines domestic flights.

$95
Annual Fee (Waived first year)



Bank of America Cash Rewards for Business MasterCard®

Current Offer: $200 statement credit bonus after making at least $500 in purchases in the first 60 days of your account opening.

What This Bonus Could Do for Me: Between purchases like travel, telecommunications, shipping and computer hardware, business owners will spend $500 in the blink of an eye! So take that easy $200 and use it to reward yourself on your next trip. Ziplining, horseback riding, a swim with the dolphins or even a couple’s massage. The choice is yours!

What Additional Perks Would I Get? Earn 2 rewards points per $1 spent at gas stations, restaurants and office supply stores, earn 1 reward point per $1 on all other purchases. Redeem points for gift cards, cash, and travel with no blackout dates. 0% introductory APR.

No
Annual Fee

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Last Edited: May 12, 2017 @ 10:52 pmThe content of ptmoney.com is for general information purposes only and does not constitute professional advice. Visitors to ptmoney.com should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.