A Low-Cost Alternative to Health Insurance [Medi-Share Review]

Joining the Christian medical expense sharing community, Medi-Share, for around $300/month has been a fantastic financial move for my family. Prior to joining this healthcare expense-sharing community, I was paying $1,100 per month for a health insurance plan with Humana! Medi-Share is not insurance (nor is it charity as you'll see). But it's a great alternative for some. And even without the Obamacare mandate, this alternative will … [Read more...]

Radius Bank Rewards Checking Account Review

  Radius Bank has retired its Hybrid Checking Account. It has been replaced with a new account called their Rewards Checking Account. The two accounts are similar but the Rewards Checking earns cash back on purchases made with the debit card. This is an amazing feature you won't find on most checking accounts. That's definitely an upgrade from the Hybrid Checking. Radius Bank's Rewards Checking Account earns 1% interest … [Read more...]

Earn Extra Money Browsing Online with Swagbucks

  If you’re like me, much of your day is spent online, whether from a computer, tablet or mobile phone. Our lives have become intertwined with being connected online. Wouldn’t it be great if there was a way to make money while you are online? Especially during tasks that are already part of your daily routine, like browsing the internet, watching videos and connecting on social media? The good news is you can do exactly … [Read more...]

The Best Personal Loan Sites for Small Business Owners (in 2020)

Notice: For COVID-19 related small business loan information, see our coverage of the Paycheck Protection Program.   Small business owners are no strangers to financial headaches. From securing startup financing to covering temporary cash-flow problems, small business owners often have to work quickly to find a solution that will keep their business humming. Taking out a personal loan is one solution that is often … [Read more...]

Build Your Credit and Savings at the Same Time with Self Lender [It’s Legit!]

  This post is brought to you by Self Lender. While this post was sponsored by Self Lender, all content and opinions expressed here are my own. PT's note: I first heard about Self Lender when a close friend asked me, "hey, is Self Lender legit?" His wife wanted to start improving her credit and wanted to know if Self Lender was a good option. It's definitely a novel concept and has that too-good-to-be-true feel. As it turns out, they are legit (I've met their … [Read more...]

This Company Negotiated My Bills to Save Me $324 [BillFixers Review]

  Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below... Bills, bills, bills! They can seem never-ending. From your cable bill to your lawn service, they just keep piling up. I am always looking for different ways to lower my … [Read more...]

Finally, a Robo-Advisor to Help You Manage Your 401K [Blooom Review]

  PT's note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn't even get the match! It wasn't until I was 23 (at my second major employer) that I pulled the trigger and started investing and getting the employer match through the 401K! Agh! To think of all of the lost compound interest and free money. When you started your first job, were you offered a … [Read more...]

Experian IdentityWorksSM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting

**This article contains sponsored advertising content. About IdentityWorksSM In 2016 alone, more than 15.4 million consumers in the United States were victims of identity theft with more than 16 billion dollars stolen. With online shopping and credit card usage skyrocketing, it is not surprising that identity theft hit an all time high in 2016. Recognizing this fact, Experian has been offering consumer protection from identity theft for close to a decade. The … [Read more...]

The Best Personal Finance Budget Software with Apps (In 2020)

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be far too onerous for the new Millennium. Hardly anyone wants to be carrying an old-fashioned ledger book around with them to record financial … [Read more...]

TurboTax Review: Get Your Best Tax Return In 2020

  TurboTax is one of the most popular tax preparation software programs out there, and for very good reason. It offers a step-by-step process for preparing your taxes so you can rest assured that every I is dotted, every T is crossed, and every eligible deduction is taken. They take care of yearly tax updates, making sure that their customers comply with the confusing and constantly changing tax code. TurboTax is a … [Read more...]

H&R Block Tax Software 2020 Review

  H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping one out of every seven tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within five miles of you right now. For … [Read more...]

052: Master Your Money (and Your Side Hustle) with PT

I can safely say that this episode of the podcast is unlike any other I’ve done. If you’ve listened to at least one other episode, you know that I interview someone new every week and find out all about when they decided to become a master of their money, what tools they use to manage their finances, and the one thing they’ve done that has had the biggest impact on their financial success. But today, PT is in the hot seat. I asked my friend and former guest on the … [Read more...]