12 Signs You’re Broke and Not Afraid to Show It

Sometimes it's hard to tell who's struggling with money. Other times, it's obvious.

Whether you know it or not, here are signs you're broke and may be showing it.

1. You have more things in your home than dollars in your bank account


Hoarding? Too many things may = too little money

Image by: puuikibeach

2. Your favorite book is actually a catalog


Why read about saving money when you can read and spend it?!

Image by: Mr.Thomas

3. You're convinced eating out saves money


“Specials” are just like a sale, right?

Image by: avlxyz

4. Your DIY fixes are less than perfect


Duct tape (sorta) fixes everything.

Image by: schumela

5. “Payday” is more like “Spend it all day”


Cashing your paycheck: not a winning strategy.

Image by: quinn.anya

6. Your retirement plan requires winning the lottery


Lottery treasure? Incredibly unlikely.

Image by: Montage Communications

7. You've taped over the “low gas” light because it's always on


Or maybe you weren't aware the light ever turned off?

Image by: mroach

8. You're a little too familiar with fees

9. You're on a first name basis at the pawn shop

10. Checking your account balance is always depressing


Is this how you look after checking your balance? Bad sign.

Image by: Sander van der Wel

11. You splurge on expensive vacations and shopping trips “because you deserve it”


Hope this didn't put you in credit card debt

Image by: Loozrboy

12. Your theme song is “Mo Money Mo Problems”

What other signs of being broke have you seen?

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About Jeffrey Trull

Jeffrey Trull is a freelance writer and blogger who enjoys getting a few laughs while helping readers pay off debt and spend money on what they love. His work has been featured on MSN Money, Money Talks News, and The Dough Roller. Find more of his writing at jeffreybtrull.com.


  1. Ca$hFunny 
    I do deserve a vacation and don’t have the money, that is why I still have 56 hours of personal leave of absence or vacation time left at my job as of 10/21/2013 this is paid time off that I have not used yet and have to before the end of the year. I am looking for a job to do during those hours so I can get out of some of My debt but I feel like I deserve a vacation because I do work hard unfortunately it is at a company that hasn’t giving me a raise this year due to crappy management and department heads and no corporate intervention on anything it makes my life a struggle constantly. So, We should not be so quick to judge others here. I have a home and car and pay my monthly bills some late due to the fact My husbands employers are late payers and He is a truck driver that delivers products all across the US, We would like a vacation but have enough common sense to know bills come first and the most important bill is the Emergency Fund that everyone should have set up to take care of Emergency and it helps to classify what an Emergency is and write this down and NO money is to be spent out of the Emergency Fund for anything that is NOT listed. Thanks for the Advice though it is informative but Common Sense is FREE if You use it.

  2. CommonCentsWealth says:

    Haha, these are great.  I hope I never find myself doing any of these.  My favorite is when people feel like they “deserve” a vacation even if they don’t have the money.