Why Gas Prices Are Still High Despite U.S. Oil Imports Rising

The United States has finally started exporting more oil to other countries than it imports. The U.S. hasn’t crested this oil trade threshold since January 1997. There are entire generations of Americans who have grown up not knowing anything other than the dominance of foreign oil imports typically from the Middle East. U.S. crude oil […]

The Financial Planning Community Wants a Real Conversation with Dave Ramsey

Recently, the financial planning community got into a Twitter back-and-forth with Dave Ramsey. Dave, who likely has helped more people with their finances than any other person, tweets this: @ScottTruhlar @BasonAsset @behaviorgap @CarolynMcC// I help more people in 10 min. than all of you combined in your ENTIRE lives #stophating — Dave Ramsey (@DaveRamsey) June […]

Percentage of College Students with a Credit Card Drops to 35%

Fewer college students are opting for credit cards. A new study from Sallie Mae showed from 2010 to 2012, the number of college students that had their own credit card dropped from 42% to 35%. I spoke with Missouri State University incoming freshman Hannah Taylor, who is bucking this trend. Taylor said that although she […]

This Week is National Bike to Work (or School) Week

…and Friday, May 17th, 2013, is National Bike to Work Day. Are you participating? The month (started in 1956) and associated events are put on by the League of American Bicyclist (League) as part of National Bike Month. It couldn’t be easy to participate in these events. Simply ride your bike. If you want to […]

Good News for Stay-At-Home Spouses: The Government Now Allowing You to Have a Credit Card

The Consumer Financial Protection Bureau (CFPB) picked a new winner this week: stay-at-home spouses and “partners”. If you stay at home while your spouse or partner brings home the bacon, you can soon use household income when applying for a credit card. Like it or not, the new and controversial CFPB dictates what the financial […]