$2,500 Holiday Cash Giveaway!

Update – This giveaway has now ended.  Using (5 times random) the winner of the $2,500 is Mecca R.!  Congratulations to Mecca (you have been contacted) and thanks to everyone who was kind enough to subscribe and fill out a survey.

Since everyone seems to spend more money this time of year, I’m absolutely thrilled to announce that PTMoney is part of a six site, $15,000 holiday cash giveaway!  One lucky PTMoney reader will be selected to win a $2,500 cash prize on December 24th, which I hope will bring a lot more holiday cheer!

Here are the rules of the giveaway:

  • In order to participate, you must sign up for the email newsletter and complete a short five question survey.
  • Only one entry per person (duplicate entries on the same website will disqualify you from winning the $2,500 prize on that site)
  • Winner must be a US resident
  • The giveaway begins Wednesday, December 12th and concludes Sunday, December 23rd at 11:59 pm ET.  The morning of December 24th, a winner will be chosen at random, (using, announced on the site and will have 72 hours to provide their name, address and social security number for tax purposes (yes, this $2,500 will count as miscellaneous income toward your 2013 taxes)
  • The email address you enter in the survey must match the email address you use to subscribe to the PTMoney newsletter.

After you’ve completed the survey here, make sure you enter our friends’ giveaways for five more chances to win $2,500 in cash!

  1. $2,500 cash giveaway
  2. $2,500 cash giveaway
  3. $2,500 cash giveaway
  4. Wealth Pilgrim $2,500 cash giveaway
  5. $2,500 cash giveaway

The survey I’m requesting you fill out is themed around students and credit cards.  I’ve written a lot about student credit cards over the years here and was hoping to gather some research which allows me to present a few new ideas to credit card issuers on how to create better credit card options for students (the best two current options are below (in my opinion)).  Please be as truthful as you can with your answers and feel free to post any questions, concerns or comments you have in the comments area below.

Capital One Journey Student Rewards -The Capital One Journey Student Rewards Card is another great option for students in need of credit. While the card does not carry an introductory offer, it does offer 1% cash back on all purchases. The Capital One Journey Student Rewards Card only requires average credit for approval, does not have an annual fee and has a 19.8% APR on purchases and balance transfers.  In addition, students get a 25% bonus on the cash back they earn each month when they pay their bill on time. They also can earn up to 15% more cash back when they shop the Perk CentralSM retail network.

Citi Dividend Platinum Select Visa Card

Citi® Dividend® Card for College Students – The Citi Dividend Card for College Students from our partner Citi is our best overall college student credit card.  The card sports a 0% intro APR on purchases for seven months, only requires good credit to be approved and carries no annual fee.  As with all Citibank student credit cards, the Citi Dividend Card for College Students does NOT require a cosigner. Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy. Earn 1% cash back on all other purchases. The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.

Thanks again for participating and good luck!

“Disclaimer: This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program.”

“The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.”

Get 31 Tips to Improve Your Financial Life

Subscribe for free. Get my book (31 Days to Improve Your Financial Life), intro series, and monthly digest.

Powered by ConvertKit
Last Edited: December 8, 2016 @ 1:45 pmThe content of is for general information purposes only and does not constitute professional advice. Visitors to should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.
About Michael Pruser

After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.


  1. OOops sorry, just saw the other comments that you are still working on posting a winner.

  2. Any reason a winner was not announced?

  3. Yeah, where the heck is the winner posted? I can’t find it anywhere either!

  4. I couldn’t find the winners that were posted this morning — are they hiding? 🙂

  5. Whoot!!!!  I’m digging the newsletter and thank you for the giveaway…It gives more incentive to want to open an online savings for my kids too!

  6. Thanks for the awesome giveaway.  You rock!
    Happy Holidays!

  7. Done, and done. 
    Thank you and happy holidays.

  8. Beachbudget says:

    Awesome giveaway! Thank you so much!

  9. Just FYI, the confirmation email for the newsletter ended up in the spam folder for my Yahoo email account.   So if anyone is missing the confirmation, check your spam folder

  10. I’m already subscribed to 3 out of 5 email newsletters.  Can I then just use the email I’m subscribed with to fill out the form?  Or is this only for new subscribers?

  11. That’s a pretty sweet giveaway, man! I’m in – and I’ll try to spread the word! Will be interested to see what your survey in particular brings about in terms of new ideas and content! 🙂

  12. Veronica @ Pelican on Money says:

    Wait, you’re each giving away $2500? Wow! Awesome!

  13. OK never mind

    • Hey Jacob it looks like you got it figured out. But let me know if you need assistance. It’s likely you were already subscribed to my newsletter, which means you’ll only need to do the survey. Thanks, man!

  14. I signed up for the email list and it never sent me the confrim email. I tried again and it says I’m allready subscribe, I checked my spam box, and it is not there.

  15. Wow!  What an awesome give-away 🙂

  16. Thanks for the opportunity. I definitely subscribed. Hopefully, I will get lucky and put it towards my debt journey! It’s a long one!