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> <channel><title>Comments on: 15 Surprising Places You Can Trim Your Budget</title> <atom:link href="http://ptmoney.com/save-trim-your-budget/feed/" rel="self" type="application/rss+xml" /><link>http://ptmoney.com/save-trim-your-budget/</link> <description>Real Personal Finance for a Life Without Limits!</description> <lastBuildDate>Thu, 29 Mar 2012 02:15:21 +0000</lastBuildDate> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.2</generator> <item><title>By: Marjorie</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-34421</link> <dc:creator>Marjorie</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-34421</guid> <description>I&#039;ve done the cutting back on the eating out and on the entertaining and that&#039;s helped a great deal. Keeping the AC at around 76 can get somewhat stuffy, but nothing we can&#039;t handle, though I still have not noticed a great drop on my electric bill. My next step to wait a couple of months until my cell phone contract expires and then I&#039;m switching to prepaid. TracFone to be exact. I&#039;m not ready to get rid of my landline but for now i think a prepaid will help me better manage my talking/texting habits and will force me to stick to a set budget. My sister actually recommended prepaid - and though I&#039;m not looking for a fancy touch tone phone like hers (which I&#039;ve need had) i am looking for texting options. With this plan I can get a phone for about $15 and pay about $20 per month. That, along with the other life changes should safe me more than $200 a month.</description> <content:encoded><![CDATA[<p>I&#8217;ve done the cutting back on the eating out and on the entertaining and that&#8217;s helped a great deal. Keeping the AC at around 76 can get somewhat stuffy, but nothing we can&#8217;t handle, though I still have not noticed a great drop on my electric bill. My next step to wait a couple of months until my cell phone contract expires and then I&#8217;m switching to prepaid. TracFone to be exact. I&#8217;m not ready to get rid of my landline but for now i think a prepaid will help me better manage my talking/texting habits and will force me to stick to a set budget. My sister actually recommended prepaid &#8211; and though I&#8217;m not looking for a fancy touch tone phone like hers (which I&#8217;ve need had) i am looking for texting options. With this plan I can get a phone for about $15 and pay about $20 per month. That, along with the other life changes should safe me more than $200 a month.</p> ]]></content:encoded> </item> <item><title>By: Cas</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5498</link> <dc:creator>Cas</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5498</guid> <description>The most points in the list are not suprising at all (dining out, clothing, food, gym membership etc.) It´s common sense and standard tips for saving newbies.</description> <content:encoded><![CDATA[<p>The most points in the list are not suprising at all (dining out, clothing, food, gym membership etc.) It´s common sense and standard tips for saving newbies.</p> ]]></content:encoded> </item> <item><title>By: Ashley</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5181</link> <dc:creator>Ashley</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5181</guid> <description>Good points on your list! Food and dining costs are always the biggest unnecessary chunks out of my budget. Another good way to cut food costs is to shop out of the bulk bins. I also subscribe to a newsletter that offers amazing deals on local restaurants.As far as cutting electric costs, the weather has been so amazingly perfect in my area, I&#039;ve turned off the air and opened my windows. Big cost savings!</description> <content:encoded><![CDATA[<p>Good points on your list! Food and dining costs are always the biggest unnecessary chunks out of my budget. Another good way to cut food costs is to shop out of the bulk bins. I also subscribe to a newsletter that offers amazing deals on local restaurants.</p><p>As far as cutting electric costs, the weather has been so amazingly perfect in my area, I&#8217;ve turned off the air and opened my windows. Big cost savings!</p> ]]></content:encoded> </item> <item><title>By: Sally</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5156</link> <dc:creator>Sally</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5156</guid> <description>I love these lists - they&#039;re very inspiring! I&#039;m at the beginning of a long term and hopefully very very fruitful money saving mission - I want my dream home! I&#039;ve found this site to be very useful, saving time comparing the right savings accounts. Thanks for the great post, I&#039;ll try my best to keep my vice -#10 of the list - in control :) (Remember: one can buy great shoes with what others spend on account fees!)</description> <content:encoded><![CDATA[<p>I love these lists &#8211; they&#8217;re very inspiring! I&#8217;m at the beginning of a long term and hopefully very very fruitful money saving mission &#8211; I want my dream home! I&#8217;ve found this site to be very useful, saving time comparing the right savings accounts. Thanks for the great post, I&#8217;ll try my best to keep my vice -#10 of the list &#8211; in control <img
src='http://ptmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> (Remember: one can buy great shoes with what others spend on account fees!)</p> ]]></content:encoded> </item> <item><title>By: Christina @ Northern Cheapskate</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5153</link> <dc:creator>Christina @ Northern Cheapskate</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5153</guid> <description>This is a great list!A few things I discovered when I was trying to find money as a new stay-at-home mom, was to raise the insurance deductibles and to change our tax withholding... Both of these were simple to do and put extra cash in our pockets!</description> <content:encoded><![CDATA[<p>This is a great list!</p><p>A few things I discovered when I was trying to find money as a new stay-at-home mom, was to raise the insurance deductibles and to change our tax withholding&#8230; Both of these were simple to do and put extra cash in our pockets!</p> ]]></content:encoded> </item> <item><title>By: Jason @ One Money Design</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5143</link> <dc:creator>Jason @ One Money Design</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5143</guid> <description>PT, great list.  I think the clothes area is a good one.  By shopping at TJ Max, Marshalls and other similar stores we have find we can save big money on what we would have paid at the mall for the same item.  I think the key is to get serious about these items.  You&#039;ve provided the brainstorming, now it takes serious committment to cut the costs!</description> <content:encoded><![CDATA[<p>PT, great list.  I think the clothes area is a good one.  By shopping at TJ Max, Marshalls and other similar stores we have find we can save big money on what we would have paid at the mall for the same item.  I think the key is to get serious about these items.  You&#8217;ve provided the brainstorming, now it takes serious committment to cut the costs!</p> ]]></content:encoded> </item> <item><title>By: Joel</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5139</link> <dc:creator>Joel</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5139</guid> <description>Also, before going out to eat consider looking through those coupon clipper magazines that are always getting mailed out (to me at least) or even stocking up on BOGO (buy one get one free) offers at the grocery store.</description> <content:encoded><![CDATA[<p>Also, before going out to eat consider looking through those coupon clipper magazines that are always getting mailed out (to me at least) or even stocking up on BOGO (buy one get one free) offers at the grocery store.</p> ]]></content:encoded> </item> <item><title>By: The Biz of Life</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5132</link> <dc:creator>The Biz of Life</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5132</guid> <description>I agree, life is too short to drink cheap beer, so make your own.  :-)  I&#039;ve been toying with the idea of cutting my cable TV and putting an HD antennae on the roof, using Hulu and other sources to catch TV shows I can&#039;t pick up over the airwaves.  I just have to figure out how to catch cable news and ESPN.</description> <content:encoded><![CDATA[<p>I agree, life is too short to drink cheap beer, so make your own. <img
src='http://ptmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> I&#8217;ve been toying with the idea of cutting my cable TV and putting an HD antennae on the roof, using Hulu and other sources to catch TV shows I can&#8217;t pick up over the airwaves.  I just have to figure out how to catch cable news and ESPN.</p> ]]></content:encoded> </item> <item><title>By: Jeb</title><link>http://ptmoney.com/save-trim-your-budget/comment-page-1/#comment-5131</link> <dc:creator>Jeb</dc:creator> <pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate> <guid
isPermaLink="false">http://ptmoney.com/?p=4021#comment-5131</guid> <description>Good list.  Life is too short to drink cheap beer though.</description> <content:encoded><![CDATA[<p>Good list.  Life is too short to drink cheap beer though.</p> ]]></content:encoded> </item> </channel> </rss>
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