Comments on: 10 Tips to Help You Reduce Your Credit Card Debt

By: Allie

Allie — Thu, 01 Jan 1970 00:00:00 +0000

Thanks for the practical words. This will be the year for us to become debt free for good.

By: Vic

Vic — Thu, 01 Jan 1970 00:00:00 +0000

Credit cards should be used only if we really don’t have cash. But if we can bring cash on hand, credit cards should be kept in freezer. Your tips are fun and effective. Keep it up and more power!

By: Dollars Not Debt

Dollars Not Debt — Thu, 01 Jan 1970 00:00:00 +0000

Dave Ramsey and John Cummuta have simple yet effective programs that will eliminate debt 100% of the time. The hard part is that you need to actually follow them. Credit cards have NO place in eliminating debt. Do not use a credit card..period. Debit cards can do the same thing only you are using your money. Don’t borrow yourself into a financial disaster.
In my blog I show you my path to total debt elimination, including the house!

Dollars Not Debt

By: Christina

Christina — Thu, 01 Jan 1970 00:00:00 +0000

I always use my extra income to pay it off quicker and sometimes,I try to pay of my debt using phone banking because if I get of the money, I usually don’t pay what was planned too. It’s more of discipline, though sometimes, it’s really addictive. I’m about to finish all my credit card debt, hopefully I’ll never use it again…except for emergency cases.

By: Kate

Kate — Thu, 01 Jan 1970 00:00:00 +0000

These are all great ideas for paying off your credit card. When I read ‘Putting cards on ice’ I replayed the image of Isla Fisher trying to get her credit card out of the ice in Shopaholic.

I have been paying off my debt for the last two years and have used many of these methods. Another great way to see the difference is to sign up for a credit score monitoring service. As your balances get lower, your credit rating will most likely get higher! Great motivation.

By: Craig

Craig — Thu, 01 Jan 1970 00:00:00 +0000

Tracking your debt and creating a plan to slowly pay back will help. The interest rates hurt so pay back as much as you can as soon as possible to get rid of it.