PerkStreet Perks Roundup

PerkStreet Financial Cash Back Rewards

PerkStreet Financial Cash Back Rewards

Look what just came in the mail. $50 in cash back perks from PerkStreet Financial. I’ve earned over $80 in perks so far, and recently decided to cash out $50 worth using the Visa gift card option. If you’re not familiar with PerkStreet Financial’s Debit Card Rewards Checking Account, then I recommend you check out my review, and learn how you can start earning rewards for debit card spending. That means no credit cards and remembering to make payments. These rewards are earned on your regular spending. As high as 5% cash back in some categories.

Here’s some interesting links for your weekend reading:

Retire at 70? Avoid That With These Early Retirement Tips – If you want to avoid retiring late, here are some tips from @Studenomics that might interest you.

So You Think You Can Landlord? A Tenant From Hell Story – Remember last week when I wrote about investment properties? Well, a story like this from @Money Smarts Blog might have you thinking otherwise.

Guaranteed Annuity Income: Is it Really Safe? – With the stock market ups and downs, more people are turning to a guaranteed source in retirement. Luckily for you, @Oblivious Investor is here to share the full story. Not just the hype you’ll hear from annuity salesmen.

New 1099 Reporting Requirements In Obama Health Care Plan – A Small Business Paperwork Nightmare? Yeah, Pete from @Bible Money Matters and I hope they do away with this rule. Wouldn’t mean much work for me. But I know it will put an extra burden on most small businesses.

How to Create Barriers to Your Savings – In this guest post over @WiseBread, I discuss my secret to keeping more of your money by keeping it away from you. It’s worked for me. Hopefully it’s a technique that you find useful.

Renting or Buying? When Does It Make Sense to RentIf you’re thinking about buying a house, here are some tips to know when renting makes more sense.

A Roth IRA Isn’t Always Better Than A Traditional IRA A Roth isn’t always the go-to IRA in every case. And @Free From Broke is here to explain why. I personally like the Traditional IRA for how it help you avoid taxes now, guaranteed.

5 Reasons You Won’t Retire Early – In my latest post over @US News’ On Retirement Blog I talk about common barriers to retiring early.

Does Settling Credit Card Debt Hurt Your Credit Score? – @Bargaineering shares some good advice for those looking to micro-manage your score, when faced with the decision to settle or not.

You Need An Emergency Fund: Expect the Unexpected – In this back to basics post, @Moolanomy shares some solid advice about the typical starting point for any financial plan.

How To Choose A 529 College Savings Plan – My rule of thumb is usually to just get started. Who cares where you put the savings. But there are a few things that @Cash Money Life points out that will help you be confident about your plan.

2010 Sales Tax Holiday Schedule – Going shopping soon for back to school, or just for fun? @Dough Roller helps you find out when the best time to shop is based on your State’s tax holiday schedule.

The Pros and Cons of Online Savings Accounts -When it comes to online savings, there are positives and negatives. @Rainy Day Saver, I asked “should you overlook the negatives to use one of these accounts?” And how will they improve over time?

Stock Trading For Dummies: How To Profit From Trading – Some key tips to remember for the budding stock trader, brought to you by @The Digerati Life. Does this come in a book format, I wonder?

Carnivals: Money Stories, Financial Planning, Festival of Frugality, Festival of Frugality, Personal Finance, Personal Finance

Last Edited: March 8, 2014 @ 10:58 pm The content of is for general information purposes only and does not constitute professional advice. Visitors to should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.
About Philip Taylor

Philip Taylor, aka "PT", is a CPA, financial writer, FinCon CEO, and husband and father of three. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.


  1. Now that things are settling down after our move I might have to look into PerkStreet. Been hearing a lot about them lately!

    Thanks for mentioning my traditional IRA article.

  2. Thanks a lot for the link PT. Sounds like the PerkStreet cards are pretty good.


  3. Don’t have anything to add to the convo so I’ll just say, thanks for the link PT!

  4. Perkstreet cards used to be pretty good.  Now, they are just average with below average service and support.