Help Me Fix My Money Problems

Today’s post is all about helping others with their money problems.  Whether it be not living within their means (spending habits), not saving enough, getting in too much debt, or simply being wasteful with money.  This is something that’s weighed heavily on my mind lately.  As I make progress with my own finances, I begin to see others around me who either aren’t making that same progress or who are completely struggling.

“Help Me Fix My Money Problems”

Have you ever had a friend or family member say those words to you?  If so, hopefully you were able to take advantage of that situation and really give them some sound money advice towards improving their finances.  Hopefully they’re in a better place now.

Most of the time though, people don’t come right out and ask you for help.  They either:

  • are too prideful to admit their struggles, or
  • they simply don’t know that they’re doing it wrong.

If you have a desire to see your friends and family have peace and freedom with their financial lives (surely you have that desire for the people you love).  How then do you help these people? Should you stand by waiting for them to come asking for help?  Should you force your opinions on them?  I’m sure it’s somewhere in the middle.  But how do you do it?

As a caveat, let me add that I know there are probably times in my life when I should have done more asking as well.  Not just with my finances, but with my physical, relational, and spiritual life.  So, I’m not above needing help myself.  I’m just finding myself a little bit ahead in my financial life and so I’m stopping to ask this question.

So my question to you today is: How do you help your friends and family with their money problems if they’re not asking you for help?

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Last Edited: February 17, 2012 @ 6:51 pm
About Philip Taylor

Philip Taylor, aka "PT", is a husband and father of two. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.