Comments on: Life Insurance: When and Where to Get It? http://ptmoney.com/life-insurance-when-and-where-to-get-it/ Real Personal Finance for a Life Without Limits! Thu, 29 Mar 2012 02:15:21 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Jesus Pazminohttp://ptmoney.com/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-8143 Jesus Pazmino Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=2341#comment-8143 The bad thing about looking for insurance online is that your information gets sold to tons of insurance agents. Especially sites like Netquote. You will have tons of phone calls and by the time you're done looking for insurance, you've had such a bad experience. Look for a local insurance agent. It doesn't cost you anything. Agents only get paid when they sell insurance. Your local agent will treat you much better than someone over the phone and best of all you won't receive tons of phone calls. The bad thing about looking for insurance online is that your information gets sold to tons of insurance agents. Especially sites like Netquote. You will have tons of phone calls and by the time you’re done looking for insurance, you’ve had such a bad experience. Look for a local insurance agent. It doesn’t cost you anything. Agents only get paid when they sell insurance. Your local agent will treat you much better than someone over the phone and best of all you won’t receive tons of phone calls.

]]> By: TStrumphttp://ptmoney.com/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3339 TStrump Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=2341#comment-3339 I've got term insurance through my accounting association. Got an amazing deal so had to go for it. I’ve got term insurance through my accounting association.
Got an amazing deal so had to go for it.

]]> By: Penelope @ Pecuniaritieshttp://ptmoney.com/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3300 Penelope @ Pecuniarities Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=2341#comment-3300 My sister and I have been on our own since college (our mom passed away when I was 16 and we're on the outs with our stepfather) and have life insurance policies, ironically first set-up by our stepfather who was in great debt. :shudder:But we kept the policies when we struck out on our own in our early 20's because we share everything - a house, all our money (we have joint bank and credit card accounts), our business, etc.It seems a little odd that 2 single people in their 20's would have life insurance, but it gives us peace of mind. Our policies are enough to pay off our mortgage, so whoever was left wouldn't have to worry about it.We also have 2 dogs who are our family and we want to make sure they will be well cared for should something happen to the both of us. The life insurance funds could assure them a comfortable life. My sister and I have been on our own since college (our mom passed away when I was 16 and we’re on the outs with our stepfather) and have life insurance policies, ironically first set-up by our stepfather who was in great debt. :shudder:

But we kept the policies when we struck out on our own in our early 20′s because we share everything – a house, all our money (we have joint bank and credit card accounts), our business, etc.

It seems a little odd that 2 single people in their 20′s would have life insurance, but it gives us peace of mind. Our policies are enough to pay off our mortgage, so whoever was left wouldn’t have to worry about it.

We also have 2 dogs who are our family and we want to make sure they will be well cared for should something happen to the both of us. The life insurance funds could assure them a comfortable life.

]]> By: Grant Baldwinhttp://ptmoney.com/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3290 Grant Baldwin Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=2341#comment-3290 We do have life insurance for both me and my wife. Even though she is a stay-at-home mom, it's important to have something for her just in case.The big deal with life insurance is to not only help cover funeral expenses but give your income a breather during that major crisis in your life.You wouldn't want to have to deal with a death AND a horrible financial situation on top of it. We do have life insurance for both me and my wife. Even though she is a stay-at-home mom, it’s important to have something for her just in case.

The big deal with life insurance is to not only help cover funeral expenses but give your income a breather during that major crisis in your life.

You wouldn’t want to have to deal with a death AND a horrible financial situation on top of it.

]]> By: Jeff Rosehttp://ptmoney.com/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3288 Jeff Rose Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=2341#comment-3288 Nice collection of good tips. Congrats on the baby girl! We we have our second it will be weird holding a newborn again. Happy sleeping! :-) Nice collection of good tips. Congrats on the baby girl! We we have our second it will be weird holding a newborn again. Happy sleeping! :-)

]]> By: Mr Plasectomyhttp://ptmoney.com/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3287 Mr Plasectomy Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=2341#comment-3287 Life Insurance is so important and it's one of those things that I keep meaning to do.My wife is a SAHM and I shudder to think what would happen if something happened to me. I need to make that call today and get some quotes.Great post and good to see where other people stack up on this issue. Life Insurance is so important and it’s one of those things that I keep meaning to do.

My wife is a SAHM and I shudder to think what would happen if something happened to me. I need to make that call today and get some quotes.

Great post and good to see where other people stack up on this issue.

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