Comments on: Investing Should Be Simple: Tax-Advantaged Accounts and Retirement http://ptmoney.com/keep-investing-simple-taxable-vs-tax-advantaged-investing/ Real Personal Finance for a Life Without Limits! Thu, 29 Mar 2012 02:15:21 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: PT Moneyhttp://ptmoney.com/keep-investing-simple-taxable-vs-tax-advantaged-investing/comment-page-1/#comment-4155 PT Money Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=3233#comment-4155 @Petunia - Good catch. Yeah, I don't know what I was thinking there. The Roth IRA account has a $3K minimum. Maybe I was thinking brokerage.Good points about accessibility. @Petunia – Good catch. Yeah, I don’t know what I was thinking there. The Roth IRA account has a $3K minimum. Maybe I was thinking brokerage.

Good points about accessibility.

]]> By: Petuniahttp://ptmoney.com/keep-investing-simple-taxable-vs-tax-advantaged-investing/comment-page-1/#comment-4137 Petunia Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=3233#comment-4137 I'm not sure what you mean by your statement that Vanguard has no minimums. Most funds have a minimum of 3k, though you can start with the STAR fund with a minimum of 1k. Are you referring to the brokerage account?I think for some people it may make sense to have some of their retirement money in taxable accounts, so that it can be accessed early without locking into substantially equal periodic payments. You would want to stick with very tax efficient things though, such as an index fund. I’m not sure what you mean by your statement that Vanguard has no minimums. Most funds have a minimum of 3k, though you can start with the STAR fund with a minimum of 1k. Are you referring to the brokerage account?

I think for some people it may make sense to have some of their retirement money in taxable accounts, so that it can be accessed early without locking into substantially equal periodic payments. You would want to stick with very tax efficient things though, such as an index fund.

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