How to be a Millionaire: As Explained by a 4th Grader

Are you smarter than this 4th grader? Jenna Fink, of Frisco, TX knows her stuff. She drew the Elementary school grade category winning poster in the National Foundation for Credit Counseling (NFCC) 2009 Be Money Wi$e National Financial Literacy Poster Contest.

“The purpose of the contest is to introduce young people to the concept of financial literacy, and allow them to express their understanding of it through art. This year, more than 4,000 posters were received illustrating the theme of ‘I’m going to be a millionaire because I…'”

Jenna beat out a bunch of other entries. And you can see why… Elementary Student Poster Winner

Millionaire Emergency Fund Credit Cards Waste Money Budget Spending Frugal Invest Knowledge Organized

Click on each section to explore a topic further.

I’m impressed by the vast array of topics this little 4th grader touches on: frugality, budgeting, credit cards, investing. It’s all in there. See the other winning posters and read more about the contest at the website

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About Philip Taylor

Philip Taylor, aka "PT", is a CPA, financial writer, FinCon CEO, and husband and father of three. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

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  1. Marjorie says:

    I love this. What a neat post. Even a child can understand these principles.

  2. Shoot — which Baby Einstein videos did they have her watching? We need some of those…

  3. Nice…. just retweeted this for you.


  4. WOW…. Children are so wise. Lets get this kiddo a blog!

  5. That is cool! Sounds like a child of a Dave Ramsey fan whose parents helped out with the homework!

  6. @MoneyEnergy – Thanks so much for the RTweet!

    Need to get this girl on as a guest blogger. :)

  7. Reminds me of the funny SNL video with Steve Martin: “Don’t Buy Stuff You Can’t Afford.” So simple that kids can get this ideas, but so many adults can’t grasp it!

  8. Imagine this was the basic education 4th graders received across the board, it would change so many things.

    However it doesnt work that way so its up to us to take this advice and teach kids either our own or others.

  9. Ummm, new CEO of AIG? This little girl needs to be helping the banking and insurance industries!!

  10. @FFB – Or at least her parents. 😉

  11. Cool cool! She’ll get it for sure!

  12. I guess personal finance isn’t rocket science after all!

  13. Sonia Roig says:

    Increible que una nina de cuarto grado haya hecho ese poster….

    I don’t believe she did it!

  14. Curtman40 says:

    Wow a 4th grader understanding the concept of making money and budgeting money this is very impressive now only if our congress can take lessons from her. LOL