Comments on: First Timer? Reduce the Cost of Your First Home http://ptmoney.com/first-timer-reduce-the-cost-of-your-first-home/ Real Personal Finance for a Life Without Limits! Thu, 29 Mar 2012 02:15:21 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Craig/FFBhttp://ptmoney.com/first-timer-reduce-the-cost-of-your-first-home/comment-page-1/#comment-11117 Craig/FFB Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=6648#comment-11117 We got in just under the wire for the home rebate. We're working to close before month-end to make sure we qualify.Another point about furniture - Ask the people you are buying the home from if there's anything they want to leave behind or sell you. They may be going to a home where the furniture doesn't fit and you can end up with some bargain pieces! We got in just under the wire for the home rebate. We’re working to close before month-end to make sure we qualify.

Another point about furniture – Ask the people you are buying the home from if there’s anything they want to leave behind or sell you. They may be going to a home where the furniture doesn’t fit and you can end up with some bargain pieces!

]]> By: Money Smartshttp://ptmoney.com/first-timer-reduce-the-cost-of-your-first-home/comment-page-1/#comment-10550 Money Smarts Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=6648#comment-10550 My brother just bought a home on the last day of the first time homebuyer tax credit. Talk about sneaking in under the wire. They also saved by shopping around for the best rate, taking their time in furnishing - and by making sure that they got a good deal on insurance. Great post! My brother just bought a home on the last day of the first time homebuyer tax credit. Talk about sneaking in under the wire. They also saved by shopping around for the best rate, taking their time in furnishing – and by making sure that they got a good deal on insurance. Great post!

]]> By: PThttp://ptmoney.com/first-timer-reduce-the-cost-of-your-first-home/comment-page-1/#comment-10227 PT Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=6648#comment-10227 Lakita, your lender might charge you an initial fee to not "escrow" taxes. If that's the case, then consider initially escrowing with them, and then requesting to pay your own taxes after you close. This way you can possibly avoid the fee. Keep in mind though, that getting out of escrow will usually depend on paying at least 20% down. Lakita, your lender might charge you an initial fee to not “escrow” taxes. If that’s the case, then consider initially escrowing with them, and then requesting to pay your own taxes after you close. This way you can possibly avoid the fee. Keep in mind though, that getting out of escrow will usually depend on paying at least 20% down.

]]> By: Lakita | Personal Finance Journeyhttp://ptmoney.com/first-timer-reduce-the-cost-of-your-first-home/comment-page-1/#comment-10226 Lakita | Personal Finance Journey Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=6648#comment-10226 I'm a first time home buyer and I just got locked in at a good rate :) I was wondering if I could pay the taxes annually, so thank you for bringing out that point!Kita I’m a first time home buyer and I just got locked in at a good rate :) I was wondering if I could pay the taxes annually, so thank you for bringing out that point!

Kita

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