Comments on: Credit Score Secrets Revealed: FICO Negative Points http://ptmoney.com/credit-score-secrets-revealed-fico-negative-points/ Real Personal Finance for a Life Without Limits! Mon, 13 Feb 2012 02:41:17 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Sioux falls carshttp://ptmoney.com/credit-score-secrets-revealed-fico-negative-points/comment-page-1/#comment-6065 Sioux falls cars Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=4467#comment-6065 I never had any idea that is all a BK would hit your score. Or is this saying you can expect some combinations of "hits" to impact your score? I never had any idea that is all a BK would hit your score. Or is this saying you can expect some combinations of “hits” to impact your score?

]]> By: PThttp://ptmoney.com/credit-score-secrets-revealed-fico-negative-points/comment-page-1/#comment-5738 PT Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=4467#comment-5738 Good to know you can quickly recover, DK. Thanks for giving us the insight. Good to know you can quickly recover, DK. Thanks for giving us the insight.

]]> By: Debt Kidhttp://ptmoney.com/credit-score-secrets-revealed-fico-negative-points/comment-page-1/#comment-5737 Debt Kid Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=4467#comment-5737 As someone who had a recent bankruptcy, I can pretty much confirm those numbers.But, I think you can recover fairly quickly. I was down in the low 500's after my BK, but as of Sept of this year, I'm up to 663 on Equifax. My bankruptcy was discharged in early 2008. Not that long ago.I haven't been denied credit yet because of my BK, but I haven't applied for hardly anything either, only a few secured cards to get the score going again. As someone who had a recent bankruptcy, I can pretty much confirm those numbers.

But, I think you can recover fairly quickly. I was down in the low 500′s after my BK, but as of Sept of this year, I’m up to 663 on Equifax. My bankruptcy was discharged in early 2008. Not that long ago.

I haven’t been denied credit yet because of my BK, but I haven’t applied for hardly anything either, only a few secured cards to get the score going again.

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