Citi ThankYou Premier Card Review – 40,000 ThankYou Points BONUS

Citi ThankYou® Premier CardThis offer is now EXPIRED.  There was a time not too long ago where a bonus like the one from our partner Citi would be accompanied by similar ones from other issuers.  However in the last few months; credit card bonuses have become few and far between, thus making the 40,000 bonus ThankYou points the Citi ThankYou Premier Card is offering one of the best of 2016.

For new cardholders of the Citi ThankYou® Premier Card, 40,000 ThankYou points are earned after $3,000 is spent in the first three months. 40,000 ThankYou points can be redeemed for a variety of items including $400 in gift cards and $500 in airfare.

In addition to the big bonus up-front, the Citi ThankYou Premier Card is also very strong on the rewards side.  ThankYou points can be earned in the following tiers: three ThankYou points for every $1 spent on Travel and Airfare, two ThankYou points for every $1 spent on Restaurants and Entertainment and one ThankYou point for every $1 spent on all other purchases.

Like it’s best competitor the Chase Sapphire Preferred, the Citi ThankYou® Premier Card does not charge a foreign transaction fee.  This allows you to use your card freely overseas without coming home to a litany of fees for switching currencies.  Also, the $95 annual fee is waived for all first year cardholders.  However, keep in mind that to realize the full bonus, you need to hold this card for at least one turn of the annual fee.  That is a detraction when considering to sign up; however if you take advantage of triple ThankYou points throughout the year, the annual fee should be paid for and then some.

One last benefit unlike years past, Citi ThankYou points can now be used to redeem partial amounts of airfare.  Say you only have 10,000 ThankYou points available and need a $500 plane ticket.  You can use those points for $125 in airfare, reducing your ticket cost to $375.  All in all, the Citi ThankYou Premier Card is a great high end credit card option for anyone looking for a nice up front bonus, and a good long term credit card for nights out and travel.

  • Citi ThankYou Premier Application Page

“Disclaimer: This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program.”

“The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.”

Last Edited: March 31, 2016 @ 5:01 pm The content of is for general information purposes only and does not constitute professional advice. Visitors to should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.
About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.


  1. brokeandbeau says:

    I wouldn’t be opposed to signing up for this card, even with the annual fee, as I am prepping for a bunch of international travel in the coming year and I could use the miles for the flights!  I worry more about what the effect of a cancelled credit card will do to my credit score.  If that weren’t an issue, I’d sign up for all kinds of introductory credit card offers.

  2. brokeandbeau No need to cancel. If you decide you don’t need the Premier anymore, just call them up and have them downgrade your card from the Premier to the Preferred, which has no annual fee.

  3. brokeandbeau says:

    Philip Taylor Excellent.  Thanks for the tip!

  4. Great tips Michael! This must be very helpful tips, especially who loves to travel and can use it for the airfare.

  5. This sounds like a pretty great card. I’m due to sign up for another. Will definitely look into it.