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	<title>PT Money &#187; Personal Finance Links</title>
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		<title>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</title>
		<link>http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/</link>
		<comments>http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 06:41:52 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[carnivals]]></category>
		<category><![CDATA[links]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[quickhits]]></category>
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		<guid isPermaLink="false">http://ptmoney.com/?p=4261</guid>
		<description><![CDATA[You may have noticed I made some changes to the way I&#8217;m presenting information here at PT Money. I thought I might take a second to revisit all the ways you can get more out of this website. There&#8217;s more to it than simply bookmarking it, or trying to remember to come back each day.
You [...]


Related posts:<ol><li><a href='http://ptmoney.com/2009/07/20/personal-finance-quickhits/' rel='bookmark' title='Permanent Link: Personal Finance QuickHits'>Personal Finance QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/' rel='bookmark' title='Permanent Link: Personal Updates and the QuickHits'>Personal Updates and the QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/13/the-5-take-a-ways-of-personal-finance/' rel='bookmark' title='Permanent Link: The 5 Take-a-ways of Personal Finance'>The 5 Take-a-ways of Personal Finance</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>You may have noticed I made some changes to the way I&#8217;m presenting information here at PT Money. I thought I might take a second to revisit all the ways you can get more out of this website. There&#8217;s more to it than simply bookmarking it, or trying to remember to come back each day.</p>
<p><strong>You can have the content automatically delivered to you</strong>. There are main 5 ways to get my free content delivered to you. None of these 5 ways will ever cost you a dime. They&#8217;re all easy to sign up with. And you can unsubscribe from each one instantly, whenever you like. Okay, here&#8217;s a comparison so you can determine which one is best for you:</p>
<h3><strong>RSS</strong></h3>
<ul>
<li>Cost:<strong> </strong>Free</li>
<li>How Often:<strong> </strong>3 or 4 updates per week. You get my articles within minutes of when I post them.  Typically around 6 am CST on Monday, Wednesday, Friday, and sometimes Sunday.</li>
<li>What You Get: The full content of my latest article. No clutter from the website or sidebar. Just the text and images from my articles. This is my favorite way to read blog posts. If you don&#8217;t really understand RSS, check this helpful <a href="http://www.youtube.com/watch?v=0klgLsSxGsU" target="_blank">video explaining RSS</a>.</li>
<li><strong>How You Sign Up:</strong> <a href="http://feedproxy.google.com/PrimeTimeMoney" target="_blank">Click here for my RSS feed</a>.</li>
</ul>
<h3><strong>RSS by Email</strong></h3>
<ul>
<li>Cost: Free</li>
<li>How Often: 3 or 4 emails per week. Typically around noon on Monday, Wednesday, Friday, and sometimes Sunday.</li>
<li>What You Get: The full content of my latest article. No clutter from the website or sidebar. Just the text and images from my articles.</li>
<li><strong>How to Sign Up</strong>: <a href="http://www.feedburner.com/fb/a/emailverifySubmit?feedId=862470" target="_blank">Click here for RSS by email</a>.</li>
</ul>
<h3>Facebook</h3>
<ul>
<li>Cost:<strong> </strong>Free</li>
<li>How Often:<strong> </strong>3 or 4 mentions on your news feed per week. Typically around 6 am CST on Monday, Wednesday, Friday, and sometimes Sunday</li>
<li>What You Get: A small blurb about the article, picture, and a link to access my website where you can read the entire thing.</li>
<li><strong>How You Sign Up: </strong><a href="http://apps.facebook.com/blognetworks/blog/pt_money/" target="_blank">Click here to visit my Facebook page</a>.</li>
</ul>
<h3><strong>Bonus Content Areas: </strong></h3>
<p>These next two connection points will give you updates about what&#8217;s on this blog. Plus a lot more content. Still free.</p>
<h3><strong>Twitter</strong></h3>
<ul>
<li>Cost:<strong> </strong>Free</li>
<li>How Often: While I tweet several times a day, my actual blog post tweets follow the same pattern as my RSS feed. Typically around 6 am CST on Monday, Wednesday, Friday, and sometimes Sunday.</li>
<li>What You Get: A small blurb and a link to my latest blog post. Plus, tweets with links to other interesting articles. Quick money tips and links to freebies. This is where I share ideas too small to create a full article. I also occasionally share a bit more personal information.</li>
<li><strong>How You Sign Up</strong>: <a href="http://twitter.com/ptmoney" target="_blank">Click here to be taken to my Twitter Profile</a>.</li>
</ul>
<h3><strong>Newsletter</strong></h3>
<ul>
<li>Cost:<strong> </strong>Free</li>
<li>How Often:<strong> </strong>No more than 1 or 2 emails per week. Twice a month for the actual latest blog posts roundup.</li>
<li>What You Get: Access to all of my e-books (yes, there&#8217;s more than 1). My 6 week series, &#8220;The 6 Key Takeaways of Personal Finance&#8221;. Latest 10 posts on the blog (you&#8217;ll get this around 2 times a month). TBD (I&#8217;m still working on more detailed content for the newsletter). I&#8217;m really excited about this new aspect to my content. And I hope to really help a whole new audience of people with this service.</li>
<li><strong>How You Sign Up</strong>: Use the form below&#8230;</li>
</ul>
<p><script type="text/javascript" src="http://forms.aweber.com/form/54/406817454.js"></script></p>
<p>Let me know if you have any questions about signing up. Thanks again for reading PT Money.</p>
<h3>The QuickHits</h3>
<p>Listed below are some great blog posts last week from around the pf blogosphere:</p>
<p>A good analysis of time vs money: <a href="http://www.nodebtplan.net/2009/11/04/is-it-silly-to-pay-retail-to-protect-the-value-of-your-time/">Is it Silly to Pay Retail to Protect the Value of Your Time?</a></p>
<p>More info about the homebuyer tax credit:<br />
<a href="http://freefrombroke.com/2009/10/senate-extending-time-home-buyer-tax-credit.html">Senate Extending Home Buyer Tax Credit</a><br />
<a href="http://www.biblemoneymatters.com/2009/10/senators-agree-to-extend-first-time-homebuyer-tax-credit-and-allow-up-to-6500-tax-credit-for-current-homeowners.html">Senators Agree to Extend First Time Homebuyer Tax Credit and Allow $6,500 for Current Homeowners</a></p>
<p>Good tips for the Holidays: <a href="http://www.makingmeamillionaire.com/2009/11/06/10-ways-to-save-money-this-thanksgiving/">10 Ways to Save Money this Thanksgiving</a></p>
<p>Other interesting finds:<br />
<a href="http://www.fiscalfizzle.com/2009/10/finding-financial-treasure/">Finding Financial Treasure</a><br />
<a href="http://amateurassetallocator.com/2009/11/05/whats-the-average-credit-card-debt-in-america/">What&#8217;s the Average Credit Card Debt in America?</a><br />
<a href="http://www.budgetsaresexy.com/2009/11/my-wallet-gets-beer-goggles-too.html">My Wallet Gets Beer Goggles Too</a><br />
<a href="http://studenomics.com/personal-finance/are-you-an-expert-on-personal-money-management/">Are You an Expert on Personal Money Management?</a><br />
<a href="http://onemoneydesign.com/blog/2009/10/29/dont-lose-any-sleep-over-not-having-a-good-credit-score/">Don&#8217;t Lose Any Sleep Over Not Having a Good Credit Score</a></p>
<p>Also, this past week I had the opportunity to write at the Quicken Online Blog. Check out my blog post: <a href="http://blog.quicken.intuit.com/investing/2009/11/04/the-proven-strategy-for-making-extra-money/">The Proven Strategy for Making Extra Money</a></p>
<p>carnivals&#8230; <a href="http://www.christianpf.com/money-stories/">Money Stories</a>, <a href="http://www.thefinancialblogger.com/carnival-of-money-hackers-%E2%80%93-my-favourite-coffee-edition/">Money Hackers</a>, <a href="http://www.mightybargainhunter.com/2009/11/02/carnival-of-debt-reduction-time/">Debt Reduction</a>, <a href="http://lenpenzo.com/blog/id811-the-best-of-the-best-in-money-and-personal-finance-8.html">The Best of Personal Finance</a></p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/07/20/personal-finance-quickhits/' rel='bookmark' title='Permanent Link: Personal Finance QuickHits'>Personal Finance QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/' rel='bookmark' title='Permanent Link: Personal Updates and the QuickHits'>Personal Updates and the QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/13/the-5-take-a-ways-of-personal-finance/' rel='bookmark' title='Permanent Link: The 5 Take-a-ways of Personal Finance'>The 5 Take-a-ways of Personal Finance</a></li></ol></p>]]></content:encoded>
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		<slash:comments>5</slash:comments>
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		<title>Carnival of Money Stories: Halloween Candy Edition</title>
		<link>http://ptmoney.com/2009/10/26/carnival-of-money-stories-halloween-candy-edition/</link>
		<comments>http://ptmoney.com/2009/10/26/carnival-of-money-stories-halloween-candy-edition/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 11:00:30 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Money Stories]]></category>
		<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[anecdotes]]></category>
		<category><![CDATA[balloon-boy-costume]]></category>
		<category><![CDATA[carnival]]></category>
		<category><![CDATA[finacial-lessons]]></category>
		<category><![CDATA[lessons]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=4047</guid>
		<description><![CDATA[

Welcome to the October 26, 2009 edition of the Carnival of Money Stories. Who doesn&#8217;t love a good story? And who doesn&#8217;t love some Halloween candy? I actually prefer to skip the candy corn and go straight for the chocolate. What about you? What&#8217;s your favorite kind of Halloween candy? While your thinking of that, [...]


Related posts:<ol><li><a href='http://ptmoney.com/2009/05/18/carnival-of-money-stories-may-two-four-edition/' rel='bookmark' title='Permanent Link: Carnival of Money Stories: May Two-Four Edition'>Carnival of Money Stories: May Two-Four Edition</a></li><li><a href='http://ptmoney.com/2007/05/29/the-89th-carnival-of-debt-reduction/' rel='bookmark' title='Permanent Link: The 89th Carnival of Debt Reduction'>The 89th Carnival of Debt Reduction</a></li><li><a href='http://ptmoney.com/2007/05/15/carnival-of-debt-reduction-mothers-day-edition/' rel='bookmark' title='Permanent Link: Carnival of Debt Reduction &#8211; Mother&#8217;s Day Edition'>Carnival of Debt Reduction &#8211; Mother&#8217;s Day Edition</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p><!-- InstaCarnival Beta Draft HTML for Carnival Edition http://blogcarnival.com/bc/spreview_32657.html --></p>
<div><!-- The next few lines insert the BlogCarnival LogoLink for the October 26, 2009 edition of "carnival of money stories 2" here. Presence of the BlogCarnival LogoLink allows this carnival edition to be listed at blogcarnival.com. This example puts it in the upper right corner, but it can go anywhere in the blog post. --><img class="alignnone size-full wp-image-4051" style="border: 0pt none;" title="Candy Corn Domo" src="http://ptmoney.com/wp-content/uploads/2009/10/Candy-Corn-Domo1.jpg" alt="Candy Corn Domo" width="500" height="386" /></div>
<div>Welcome to the October 26, 2009 edition of the Carnival of Money Stories. Who doesn&#8217;t love a good story? And who doesn&#8217;t love some Halloween candy? I actually prefer to skip the candy corn and go straight for the chocolate. What about you? What&#8217;s your favorite kind of Halloween candy? While your thinking of that, check out these scary money stories, delicately interspersed with some great Halloween treats. Alright, I&#8217;m off to go make a <a href="http://www.microflight.com/Balloon-Boy-Halloween-Costume-Kit" target="_blank">&#8220;balloon boy&#8221; costume</a>.<!-- Carnival Submission --></div>
<div>
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<h2>Credit</h2>
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<p><strong>MoneyNing</strong> presents <a href="http://moneyning.com/credit-cards/credit-vs-debit-transactions-with-your-atm-card/">Credit vs Debit Transactions with Your ATM Card</a> posted at <a href="http://moneyning.com">Money Ning</a>, saying, &#8220;Are there any difference with saying credit or debit when you hand over an ATM card?&#8221;</p>
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<p><strong>Intelligent Speculator</strong> presents <a href="http://www.thecredittoolbox.com/take-that-call/">Take that Call</a> posted at <a href="http://www.thecredittoolbox.com">TheCreditToolBox.com</a>, saying, &#8220;Whenever I see a number I don’t recognize on my telephone, I tend not to pick up. For reasons beyond my understanding, I broke that rule the other day. As it turns out, the phone call was nowhere near as disastrous as I first thought it might be.&#8221;</p>
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<p><strong>SpendOnLife.com</strong> presents <a href="http://www.spendonlife.com/blog/saras-identity-theft-story">Unconditional Love &amp; Identity Theft – Would You Put Your Parent in Prison?</a> posted at <a href="http://www.spendonlife.com/frontpage">SpendOnLife</a>, saying, &#8220;Post about my friend Sara&#8217;s encounter with family identity theft after her dad stole her identity and ruined her credit.&#8221;</p>
<p><img class="alignnone size-full wp-image-4053" style="border: 0pt none;" title="Halloween Pumpkin Peep" src="http://ptmoney.com/wp-content/uploads/2009/10/Halloween-Pumpkin-Peep.jpg" alt="Halloween Pumpkin Peep" width="500" height="201" /></p>
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<h2>Debt</h2>
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<p><strong>Carrie Bradshaw</strong> presents <a href="http://carrieonthecheap.wordpress.com/2009/10/19/my-finances-werent-always-this-good-the-finale/">My Finances Weren?t Always This Good: The Finale</a> posted at <a href="http://carrieonthecheap.wordpress.com">Carrie&#8230;On The Cheap</a>, saying, &#8220;This week on my blog, I did a &#8220;My Debt History&#8221; series.  I started my blog after getting out of debt and I wanted to show my readers that I&#8217;ve been there before!  It was a great experience for both me and my readers (I hope!) because I was able to reflect on how much I&#8217;ve learned and share that with my readers.&#8221;</p>
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<p><strong>Jeff Rose</strong> presents <a href="http://www.goodfinancialcents.com/dave-ramsey%E2%80%99s-baby-steps-explained/">Dave Ramsey’s Baby Steps Explained</a> posted at <a href="http://www.goodfinancialcents.com">Jeff Rose</a>, saying, &#8220;Learn how the baby steps helped Joe attain financial peace.&#8221;</p>
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<p><strong>Darwin</strong> presents <a href="http://www.darwinsfinance.com/living-paycheck-to-paycheck/">5 Reasons Living Paycheck to Paycheck Costs You Thousands</a> posted at <a href="http://www.darwinsfinance.com">Darwin&#8217;s Finance</a>, saying, &#8220;5 Reasons Living paycheck to paycheck is costing Thousands of Dollars due to these hidden fees and missed opportunities.&#8221;</p>
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<p><strong>studenomist</strong> presents <a href="http://studenomics.com/credit/a-student-a-koosh-and-credit-card-debt/">A Student, A Koosh, And Credit Card Debt</a> posted at <a href="http://studenomics.com">studenomics.com</a>, saying, &#8220;A guest post from FFB outlining is life long battle with debt.&#8221;</p>
<h2>Housing</h2>
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<p><strong>Ben presents</strong> <a href="http://moneysmartlife.com/furnance-repair-bill/">Furnance Repair Bill</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
<p><strong>freefrombroke</strong> presents <a href="http://freefrombroke.com/2009/10/moving-tips.html">Ten Things I Learned Moving And Tips</a> posted at <a href="http://www.freefrombroke.com/">Free From Broke</a>, saying, &#8220;We recently moved and it was a crazy, whirlwind experience for us.  Here is some wisdom we&#8217;d like to pass on!&#8221;</p>
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<p><strong>April</strong> presents <a href="http://www.getrichslowly.org/blog/2009/10/20/which-comes-first-the-house-or-the-nest-egg/">Which Comes First: The House or the Nest Egg?</a> posted at <a href="http://www.getrichslowly.org/blog">Get Rich Slowly</a>, saying, &#8220;April from Get Rich Slowly offers up her own personal dilemma about whether to prioritize a house or retirement. Do you think it’s a good strategy to build a down payment if it means compromising your retirement savings for a short period of time?&#8221;</p>
<p><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/ready-emergency-preparedeness/">Ready For An Emergency? Preparing For A Big Storm</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>.</p>
<p><img class="alignnone size-full wp-image-4054" style="border: 0pt none;" title="Halloween Sugar Cookie" src="http://ptmoney.com/wp-content/uploads/2009/10/Halloween-Sugar-Cookie.jpg" alt="Halloween Sugar Cookie" width="500" height="429" /></p>
<h2>Investing</h2>
<p><!-- Carnival Submission --></p>
<p><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/stock-investments-stock-picking/">My Stock Investments: Stock Picking With Diversification</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>.</p>
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<p><strong>The Dough Roller</strong> presents <a href="http://www.doughroller.net/mortgages/lease-option-guide/">A Buyer’s Guide to Rent to Own Homes</a> posted at <a href="http://doughroller.net">The Dough Roller</a>, saying, &#8220;This experience has taught me two things: (1) tenants make major mistakes when entering into a lease purchase agreement; and (2) some landlords take advantage of tenants who don&#8217;t understand how to approach a contract for a rent to own house.&#8221;</p>
<h2>Other</h2>
<p><!-- Carnival Submission --></p>
<p><strong>Single Guy Money</strong> presents <a href="http://www.singleguymoney.com/2009/10/rip-grandpa-thanks-for-teaching-me.html" >RIP Grandpa &#8211; Thanks For Teaching Me About Life and Money</a> posted at <a href="http://www.singleguymoney.com/" >Single Guy Money</a>. </p>
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<p><strong>Joe B</strong> presents <a href="http://www.thefinancialblogger.com/what-annoys-me/">What Annoys Me</a> posted at <a href="http://www.thefinancialblogger.com">The Financial Blogger</a>, saying, &#8220;I decided to write about all the little things that tend to annoy me, perhaps you will at least rejoice knowing that you are not alone&#8221;</p>
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<p><strong>FMF</strong> presents <a href="http://www.freemoneyfinance.com/2009/09/when-family-members-steal.html">Free Money Finance: When Family Members Steal</a> posted at <a href="http://www.freemoneyfinance.com/">Free Money Finance</a>, saying, &#8220;The story of one reader who had a family member steal from him.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/true-power-of-compound-interest.html">BVC #21: True Power of Compound Interest</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><strong>Allan Inocente</strong> presents <a href="http://www.akosiallan.com/building-rich-money-habits-101-my-personal-finance-story/">Building Rich Money Habits 101: My personal finance story</a> posted at <a href="http://www.akosiallan.com">Rich Money Habits</a>, saying, &#8220;The blog post shows how to build rich money habits to achieve financial freedom.  It tells about my personal finance story of learning my money habits, getting into credit card debt, being able to pay it up, build an emergency fund and get started in learning how to be financially free!&#8221;</p>
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<p><strong>J. Savings</strong> presents <a href="http://www.budgetsaresexy.com/2009/10/making-babies-is-easy-but-paying-for.html">Making babies is easy, but paying for them?</a> posted at <a href="http://www.budgetsaresexy.com/">Budgets are Sexy.</a>, saying, &#8220;The talk of baby making has entered our household, and I&#8217;m trying to figure out how much those boogers cost <img src='http://ptmoney.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> &#8221;</p>
<p><img class="alignnone size-full wp-image-4052" style="border: 0pt none;" title="Halloween Candy" src="http://ptmoney.com/wp-content/uploads/2009/10/Halloween-Candy.jpg" alt="Halloween Candy" width="500" height="196" /></p>
<h2>Shopping</h2>
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<p><strong>Mrs. Accountability</strong> presents <a href="http://www.outofdebtagain.com/2009/10/our-grocery-budget-how-its-evolved/">Our Grocery Budget – How It’s Evolved | Out of Debt Again</a> posted at <a href="http://www.outofdebtagain.com/">Out of Debt Again</a>, saying, &#8220;How our grocery budget/shopping style has evolved over the past twenty years.&#8221;</p>
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<p><strong>Peter</strong> presents <a href="http://www.biblemoneymatters.com/2009/10/when-getting-great-deals-on-the-things-you-buy-make-sure-youre-actually-getting-the-deal.html">When Getting Great Deals On The Things You Buy, Make Sure You’re Actually Getting The Deal</a> posted at <a href="http://www.biblemoneymatters.com/">Bible Money Matters</a>, saying, &#8220;Sometimes when you get a good deal you need to follow through and make sure that you&#8217;re actually getting the deal that you thought.&#8221;</p>
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<p><strong>BWL</strong> presents <a href="http://www.christianpf.com/spend-money-wisely/">4 ways to spend your money wisely</a> posted at <a href="http://christianpf.com/">Christian Personal Finance</a>, saying, &#8220;This article looks at a couple personal examples to help us discover how to make the best purchases&#8230;&#8221;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: --></p>
<p>That concludes this edition.  Submit your blog article to the next edition of <strong>carnival of money stories 2</strong> using our <a title="Submit an entry to “carnival of money stories 2”" href="http://blogcarnival.com/bc/submit_7067.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “carnival of money stories 2”" href="http://blogcarnival.com/bc/cprof_7067.html" target="_blank"> blog carnival index page</a>.</div>
<p><span style="color: #c0c0c0;"><em>Photos by: <a href="http://www.flickr.com/photos/matthewblank/2869726308/">mateoutah</a>, <a href="http://www.flickr.com/photos/delphien/1802339139/sizes/m/">Henry M. Diaz</a>, <a href="http://www.flickr.com/photos/crystalflickr/50295720/">Crystl</a>, <a href="http://www.flickr.com/photos/sykosam/432096992/">SykoSam</a></em></span></p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/05/18/carnival-of-money-stories-may-two-four-edition/' rel='bookmark' title='Permanent Link: Carnival of Money Stories: May Two-Four Edition'>Carnival of Money Stories: May Two-Four Edition</a></li><li><a href='http://ptmoney.com/2007/05/29/the-89th-carnival-of-debt-reduction/' rel='bookmark' title='Permanent Link: The 89th Carnival of Debt Reduction'>The 89th Carnival of Debt Reduction</a></li><li><a href='http://ptmoney.com/2007/05/15/carnival-of-debt-reduction-mothers-day-edition/' rel='bookmark' title='Permanent Link: Carnival of Debt Reduction &#8211; Mother&#8217;s Day Edition'>Carnival of Debt Reduction &#8211; Mother&#8217;s Day Edition</a></li></ol></p>]]></content:encoded>
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		<slash:comments>19</slash:comments>
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		<title>Personal Updates and Links: New Insurance for this Bada$$ Blogger</title>
		<link>http://ptmoney.com/2009/09/12/personal-updates-and-links-new-insurance-for-this-bada-blogger/</link>
		<comments>http://ptmoney.com/2009/09/12/personal-updates-and-links-new-insurance-for-this-bada-blogger/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 12:45:35 +0000</pubDate>
		<dc:creator>PT</dc:creator>
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		<guid isPermaLink="false">http://ptmoney.com/?p=3712</guid>
		<description><![CDATA[It&#8217;s been a while since I&#8217;ve shared some of my personal updates as well as some of the more interesting things going on around the interwebs. I&#8217;ll take today&#8217;s post to get you up to speed.
Recent Local Blogger Meetup
I recently had the opportunity to meet another personal finance blogger that lives in my area. Jason from One Money [...]


Related posts:<ol><li><a href='http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/' rel='bookmark' title='Permanent Link: QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money'>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</a></li><li><a href='http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/' rel='bookmark' title='Permanent Link: Personal Updates and the QuickHits'>Personal Updates and the QuickHits</a></li><li><a href='http://ptmoney.com/2009/03/11/do-you-need-term-life-insurance/' rel='bookmark' title='Permanent Link: Do You Need Term Life Insurance?'>Do You Need Term Life Insurance?</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s been a while since I&#8217;ve shared some of my personal updates as well as some of the more interesting things going on around the interwebs. I&#8217;ll take today&#8217;s post to get you up to speed.</p>
<h3>Recent Local Blogger Meetup</h3>
<p><img class="size-full wp-image-3718 alignright" style="margin: 0px 5px; border: 0px;" title="Jason from One Money Design" src="http://ptmoney.com/wp-content/uploads/2009/09/Jason-from-One-Money-Design.jpg" alt="Jason from One Money Design" width="70" height="89" />I recently had the opportunity to meet another personal finance blogger that lives in my area. Jason from <strong>One Money Design</strong> and I met at our local library to discuss blogging, finance, life, and generally just get to know each other. I had a great time and enjoyed getting to meet someone from the online world in &#8220;real&#8221; life. You can learn more about Jason by visiting his blog (<a href="http://www.onemoneydesign.com">www.onemoneydesign.com</a>), signing up for his <a href="http://feeds.feedburner.com/OneMoneyDesignBlog" target="_blank">free updates</a>, and by following him on twitter (<a href="http://twitter.com/onemoneydesign" target="_blank">@onemoneydesign</a>).</p>
<h3>New Auto Insurance Policy</h3>
<p>While I was doing some searching for life insurance (Yes, I&#8217;m still in the process of getting life insurance. Almost done though. I promise.), I stumbled upon a nice auto insurance deal from a professional organization that I&#8217;m a member of. I ran a quote with Geico and was pleasantly surprised. I&#8217;m going to sound like a commercial here, but &#8220;I saved a bunch of money by switching to Geico.&#8221; ( I love the new <a href="http://www.youtube.com/watch?v=zYKC7DJG_tM" target="_blank">&#8220;roofers&#8221; Geico commercial</a>) A word of caution to those who may be considering a similar move: be sure you <strong>compare the old policy and the new one side-by-side to ensure you&#8217;re getting the same coverage</strong>. My new policy has the same coverage AND it&#8217;s around $200 less per six months.</p>
<h3>Blog Updates (if you care)</h3>
<p>You may have noticed the subtle branding changes I&#8217;ve made to the blog. I&#8217;m moving away from the &#8220;Prime Time Money&#8221; name and simply going with &#8220;PT Money&#8221;. With the url being ptmoney.com, I just thought it made sense to make things concise and just go with the one name. But just because the name is changing, it doesn&#8217;t mean the focus is now all on me, PT. The goal will still be to provide you with content that&#8217;s of interest to you, first and foremost. <a href="http://ptmoney.com/contact" target="_self">Contact me</a> if you&#8217;d like to discuss a particular topic, or if you have a story to share.</p>
<p>I&#8217;m happy to report that the side-income that I&#8217;m able to produce from the site has really been strong lately. In a future post I&#8217;d like to share how I make a bit of extra money from the blog. I occasionally let myself think of one day making a full-time living from this site, but realistically that&#8217;s still a few years away. David from <strong>Money Under 30</strong> recently shared his story of <a href="http://www.moneyunder30.com/becoming-full-time-blogger" target="_blank">becoming a full-time blogger</a>. A great read if you&#8217;re into that kind of thing.</p>
<p>In other news&#8230;I&#8217;m a bad@ss. Well, at least my blog is. The fine folks at this <a href="http://www.creditcardfinder.com.au" target="_blank">Australian Credit Card</a> website listed PT Money as on of the <a href="http://www.creditcardfinder.com.au/top-25-badass-personal-finance-blogs.html" target="_blank">Top 25 Badass Personal Finance Blogs</a>. Very cool list of friends, as well as some pretty sweet caricatures of some of us. Check out my bling, yo.</p>
<p style="text-align: center;"><img class="size-full wp-image-3719 aligncenter" style="border: 0px;" title="pt-money-badass-pfblogger" src="http://ptmoney.com/wp-content/uploads/2009/09/pt-money-badass-pfblogger.jpg" alt="pt-money-badass-pfblogger" width="250" height="250" /></p>
<address style="text-align: center;">Does it look like me?</address>
<h3>More Interesting Links</h3>
<p>Jeff from <strong>Good Financial Cents</strong>shared a guest post over at WiseBread discussing how to <a href="http://www.wisebread.com/do-a-background-check-before-hiring-your-financial-advisor" target="_blank">do a background check prior to hiring your financial advisor</a>.</p>
<p>Joe from <strong>Personal Finance by the Book</strong> wrote about the <a href="http://personalfinancebythebook.com/roth-ira-vs-traditional-ira-which-is-best/" target="_blank">traditional vs Roth IRA</a>. Check it out and decide which is best for you.</p>
<p>Patrick from <strong>Cash Money Life</strong> put together a solid guide on <a href="http://cashmoneylife.com/2009/09/09/how-to-open-roth-ira-select-custodian/" target="_blank">opening a Roth IRA and selecting a custodian</a>.</p>
<p><strong>Mr. Free Stuff</strong> put together an extremely helpful list of <a href="http://www.mrfreestuff.com/101-restaurants-where-kids-eat-free/" target="_blank">101 restaurants where kids eat free</a>. Little Miss PT isn&#8217;t old enough to be taking advantage of this freebie yet, but you can sure bet we&#8217;ll hold on to this list for future reference.</p>
<p>Stew over at <strong>Gather Little by Little</strong> went into the details of how he uses <a href="http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/" target="_blank">sub-accounts in ING DIRECT</a>.</p>
<p><strong>PBS</strong> is airing series of videos called <a href="http://www.pbs.org/your-life-your-money/" target="_blank">Your Life, Your Money</a>, designed to teach young adults financial literacy. I haven&#8217;t watched the videos in their entirety, but they look well produced (includes some Donald Faison (from Scrubs fame) commentary).</p>
<p>RC from <strong>Think Your Way to Wealth</strong> breaks down the recent <a href="http://www.thinkyourwaytowealth.com/2009/09/07/obama-announces-initiative-to-increase-retirement-savings-rate/" target="_blank">government initiatives to increase retirement savings</a>. The consensus seems to be that these are very positive actions.</p>
<p>Ron from the <strong>The Wisdom Journal</strong> shares <a href="http://www.thewisdomjournal.com/Blog/12-great-father-and-sondaughter-outings-for-50-or-less/" target="_blank">12 great father and son outings for less that $50</a>.</p>
<p>Lastly, Baker from <strong>Man vs Debt</strong> lists <a href="http://manvsdebt.com/42-ways-to-radically-simplify-your-financial-life/" target="_blank">42 ways to radically simplify your financial life</a>.</p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/' rel='bookmark' title='Permanent Link: QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money'>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</a></li><li><a href='http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/' rel='bookmark' title='Permanent Link: Personal Updates and the QuickHits'>Personal Updates and the QuickHits</a></li><li><a href='http://ptmoney.com/2009/03/11/do-you-need-term-life-insurance/' rel='bookmark' title='Permanent Link: Do You Need Term Life Insurance?'>Do You Need Term Life Insurance?</a></li></ol></p>]]></content:encoded>
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		<slash:comments>4</slash:comments>
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		<title>Changing Jobs for More Money – Is it Worth It?</title>
		<link>http://ptmoney.com/2009/08/31/changing-jobs-for-more-money-%e2%80%93-is-it-worth-it/</link>
		<comments>http://ptmoney.com/2009/08/31/changing-jobs-for-more-money-%e2%80%93-is-it-worth-it/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 11:00:22 +0000</pubDate>
		<dc:creator>PT</dc:creator>
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		<guid isPermaLink="false">http://ptmoney.com/?p=3623</guid>
		<description><![CDATA[I recently asked if you &#8220;would consider a move for more job opportunity?&#8221; As a follow up to that post, I&#8217;m sharing a guest post from Adrienne Carlson, who regularly writes on the topic of accredited online universities. Adrienne welcomes your comments and questions at her email address: adrienne.carlson83@yahoo.com.
Change Jobs = More Money

With the way [...]


Related posts:<ol><li><a href='http://ptmoney.com/2009/05/13/summer-jobs-little-startup-funding-required/' rel='bookmark' title='Permanent Link: Summer Jobs With Little Start-up Funding Required &#8211; Part 2'>Summer Jobs With Little Start-up Funding Required &#8211; Part 2</a></li><li><a href='http://ptmoney.com/2008/07/17/hey-you-subscribe-to-prime-time-money/' rel='bookmark' title='Permanent Link: Hey You!  Subscribe to Prime Time Money'>Hey You!  Subscribe to Prime Time Money</a></li><li><a href='http://ptmoney.com/2008/03/28/monthly-reminder-subscribe-to-prime-time-money/' rel='bookmark' title='Permanent Link: Monthly Reminder: Subscribe to Prime Time Money'>Monthly Reminder: Subscribe to Prime Time Money</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p><em>I recently asked if you &#8220;<a href="http://ptmoney.com/2009/08/10/would-you-consider-a-move-for-more-job-opportunities/" target="_blank">would consider a move for more job opportunity?</a>&#8221; As a follow up to that post, I&#8217;m sharing a guest post from Adrienne Carlson, who regularly writes on the topic of <a href="http://www.accreditedonlineuniversities.com/" target="_blank">accredited online universities</a>. Adrienne welcomes your comments and questions at her email address: adrienne.carlson83@yahoo.com.</em></p>
<h3>Change Jobs = More Money<em><br />
</em></h3>
<p>With the way the economy is, it’s probably a moot question anyway – <strong>Would you change jobs if it meant you are going to be earning more money?</strong> But, it is a question that needs to be answered, because if the situation does present itself, you need to know how to act. In my book, it’s not wise to change jobs when it’s a matter of just more money, because money comes and goes &#8211; what’s more important is job satisfaction and the extent to which you enjoy your job.</p>
<h3>Consider a Job Change If&#8230;</h3>
<p>Although the economy shows a few signs of picking up, jobs, especially the ones that offer the combination of stability and a good pay packet, are still scarce and few and far between. This means that it is wise to hold on to the job that you do have rather than go looking for something that pays better, unless:</p>
<ul>
<li><strong>You absolutely hate what you do</strong>: The most important aspect of a job is that you love what you do; if you don’t, you’re likely to be miserable and just go about the motions because you need the money. This in turn leads to mistakes and possible termination. So if you don’t love what you do, do what you love or learn to love what you do.</li>
<li><strong>You really need the money</strong>: If you must <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/" target="_self">make extra money</a> to take care of debts that must be paid back, it’s ok to take up a new job that pays more if you’re sure about the reputation of the company and if you don’t have to make too many sacrifices in the process.</li>
<li><strong>You don’t have to relocate</strong>: or make any other significant changes in your life that affect its quality. When you have to make too many changes in your life, you end up resenting it and take it out on your job.</li>
</ul>
<p>When you change jobs just for the money, there’s no end to it; you tend to keep job hopping all your life, flitting like a bee from flower to flower without really gathering anything of substance. In short, you’re a rolling stone that gathers no moss. When you’re in a position in life that requires stability, it’s best to act with more responsibility and stick to something that you know and trust rather than tread into the unknown where your salary may not be steady or your job secure.</p>
<p><strong><em>Have you ever changed jobs for more money? I know I have, but I&#8217;d love to hear your story below in the comments&#8230;</em></strong></p>
<p>Carnivals from last week: <a href="http://www.lifetuner.org/users/kmorris/blog/posts/118">Money Mistakes</a>, <a href="http://allfinancialmatters.com/2009/08/24/10-best-roundup-for-the-week-of-august-24-2009/">Best of Personal Finance</a>, <a href="http://www.moderntightwad.com/2009/08/money-hacks-carnival-79-hack-planet.html">Money Hacks</a>, <a href="http://www.automaticfinances.com/festival-of-frugality-192/">Frugality</a>, <a href="http://www.debtgoal.com/blog/carnival-of-debt-reduction-summer-sizzle-edition">Debt Reduction</a>, <a href="http://paycheck-chronicles.military.com/2009/08/copd21.html">Pecuniary Delights</a>, <a href="http://www.howisavemoney.net/daily-links/carnival-twenty-finances-aug/">Twenty Somethings</a>, <a href="http://www.moneyrelationship.com/blog-carnivals/carnival-of-personal-finance-219-little-league-edition/">Personal Finance</a>, <a href="http://www.creditloan.com/blog/carnival-of-financial-planning/">Financial Planning</a></p>
<ul></ul>
<p>My Blog Post at the Quicken Blog: <a href="http://blog.quicken.intuit.com/feature/2009/08/28/make-the-most-of-these-lazy-days-of-summer/">Time Management Tips: Make the Most of the Lazy Days of Summer</a></p>
<ul></ul>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/05/13/summer-jobs-little-startup-funding-required/' rel='bookmark' title='Permanent Link: Summer Jobs With Little Start-up Funding Required &#8211; Part 2'>Summer Jobs With Little Start-up Funding Required &#8211; Part 2</a></li><li><a href='http://ptmoney.com/2008/07/17/hey-you-subscribe-to-prime-time-money/' rel='bookmark' title='Permanent Link: Hey You!  Subscribe to Prime Time Money'>Hey You!  Subscribe to Prime Time Money</a></li><li><a href='http://ptmoney.com/2008/03/28/monthly-reminder-subscribe-to-prime-time-money/' rel='bookmark' title='Permanent Link: Monthly Reminder: Subscribe to Prime Time Money'>Monthly Reminder: Subscribe to Prime Time Money</a></li></ol></p>]]></content:encoded>
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		<title>Personal Finance: Get the Local Perspective</title>
		<link>http://ptmoney.com/2009/08/26/personal-finance-get-the-local-perspective/</link>
		<comments>http://ptmoney.com/2009/08/26/personal-finance-get-the-local-perspective/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 05:04:44 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
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		<guid isPermaLink="false">http://ptmoney.com/?p=3545</guid>
		<description><![CDATA[I little more than a year ago I created the Personal Finance Blogger Map. I initially thought it would only be a resource for us personal finance bloggers to connect with one another, plan meet-ups, etc. For that reason I haven&#8217;t really promoted it to you, the reader. But over the past year I&#8217;ve received many [...]


Related posts:<ol><li><a href='http://ptmoney.com/2008/06/09/the-156th-carnival-of-personal-finance-songs-of-summer/' rel='bookmark' title='Permanent Link: The 156th Carnival of Personal Finance: Songs of Summer'>The 156th Carnival of Personal Finance: Songs of Summer</a></li><li><a href='http://ptmoney.com/2007/05/14/100th-edition-carnival-of-personal-finance/' rel='bookmark' title='Permanent Link: 100th Edition &#8211; Carnival of Personal Finance'>100th Edition &#8211; Carnival of Personal Finance</a></li><li><a href='http://ptmoney.com/2008/01/07/popular-post-in-the-personal-finance-blogosphere/' rel='bookmark' title='Permanent Link: Popular Post In The Personal Finance Blogosphere'>Popular Post In The Personal Finance Blogosphere</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>I little more than a year ago I created the <a href="http://ptmoney.com/personal-finance-bloggers-map/" target="_self">Personal Finance Blogger Map</a>. I initially thought it would only be a resource for us personal finance bloggers to connect with one another, plan meet-ups, etc. For that reason I haven&#8217;t really promoted it to you, the reader. But over the past year I&#8217;ve received many submissions and the map has grown to include <strong>over 100 personal finance bloggers</strong> from all over the US, and several from around the World. </p>
<p>The page is pretty simple to navigate (just like Google maps). Once you&#8217;re on the page, you just click on the markers and a pop-up bubble will show you a link to a blog in that area. Head over and <a href="http://ptmoney.com/personal-finance-bloggers-map/" target="_self">give it a try</a>.</p>
<p><a href="http://ptmoney.com/personal-finance-bloggers-map/" target="_self"><img title="The Personal Finance Blogger Map" src="http://ptmoney.com/wp-content/uploads/2009/08/personal-finance-blogger-map.PNG" alt="The Personal Finance Blogger Map" width="500" height="359" /></a></p>
<p><strong>So why the heck should you care?</strong> Well, I thought it might be useful as a resource for you, the reader, to locate someone in your area in order that you might get a more local personal finance perspective. Now I&#8217;m not looking for you to stop reading <a href="http://ptmoney.com" target="_self">Prime Time Money</a>. I just thought it might benefit you if you found someone that might be in touch with what&#8217;s going on in your area. For instance, it might help to be reading someone that:</p>
<ul>
<li>Understands the State/Country laws that are affecting your finances. </li>
<li>Knows where to find the best deals to help you save money in your area.</li>
<li>Uses the same regional terminology (slang) as you.</li>
</ul>
<p>At the end of the day, we bloggers are all just people like you. We all have concerns about what&#8217;s going on in our own back yards. Therefore, even if the blogger doesn&#8217;t write specifically about his/her local area, they&#8217;re going to know about it. And most of us don&#8217;t mind receiving an email to discuss local issues or to share our local money saving tips. So go ahead. <a href="http://ptmoney.com/personal-finance-bloggers-map/" target="_self">Find your local blogger</a> and reach out for that local perspective.</p>
<p>In case you don&#8217;t want to use the map (which is way funner, by the way), I&#8217;ve included a list of the bloggers included in the map. Don&#8217;t forget to scroll down to see the international bloggers.</p>
<h3>Personal Finance Bloggers by State</h3>
<p>AL, Birmingham &#8211; <a href="http://www.nodebtplan.net">No Debt Plan</a><br />
AR, Jonesboro &#8211; <a href="http://thewisdomjournal.com">The Wisdom Journal</a><br />
AZ, Mesa &#8211; <a href="http://wideopenwallet.com">Wide Open Wallet</a><br />
CA, Berkeley &#8211; <a href="http://financialwellnessproject.org/">Financial Wellness Project</a><br />
CA, Riverside &#8211; <a href="http://money-funk.blogspot.com/">Money Funk</a><br />
CA, Sacramento &#8211; <a href="http://ourfourpenceworth.com">Our Fourpence Worth</a><br />
CA, San Jose &#8211; <a href="http://www.saveandconquer.com">Save and Conquer</a><br />
CA, Silicon Valley &#8211; <a href="http://www.thedigeratilife.com">The Digerati Life</a><br />
CO, Fort Collins &#8211; <a href="http://www.thepennysaved.com">The Penny Saved</a><br />
CO, Lakewood &#8211; <a href="http://rocketfinance.com">Rocket Finance</a><br />
DC, Washington &#8211; <a href="http://mrsmicah.com">Mrs. Micah</a><br />
DC, Washington &#8211; <a href="http://www.BudgetsAreSexy.com">Budgets Are Sexy</a><br />
DC, Washington &#8211; <a href="http://moneyandvalues@gmail.com">Money and Values</a><br />
DC, Washington &#8211; <a href="http://brunetteonabudget.blogspot.com">Brunette on a Budget</a><br />
DC, Washington &#8211; <a href="http://milkyourmoney.com">Milk Your Money</a><br />
DC, Washington &#8211; <a href="http://www.onemillionbucks.net/">One Million Bucks</a><br />
FL, Jacksonville &#8211; <a href="http://www.remodelingthislife.com/">Remodeling This Life</a><br />
FL, Orlando &#8211; <a href="http://notmadeofmoney.com/blog/">Not Made Of Money</a><br />
GA, Alpharetta &#8211; <a href="http://www.thorntonwealth.com">Thornton Wealth Management</a><br />
GA, Atlanta &#8211; <a href="http://www.singleguymoney.com">Single Guy Money</a><br />
GA, Cumming &#8211; <a href="http://www.everythingfinanceblog.com">Everything Finance</a><br />
GA, Cumming &#8211; <a href="http://money-hawk.com">The Money Hawk</a><br />
GA, Decatur &#8211; <a href="http://yourfinances101.com/blog/">Your Finances 101</a><br />
GA, Marietta &#8211; <a href="http://amateurassetallocator.com">Amateur Asset Allocator</a><br />
HI, Kane&#8217;ohe &#8211; <a href="http://www.uncommon-cents.net/">Uncommon Cents</a><br />
IA, Huxley &#8211; <a href="http://thesimpledollar.com">The Simple Dollar</a><br />
IL, Chicago &#8211; <a href="http://mydebtblog.com">My Debt Blog</a><br />
IL, Naperville &#8211; <a href="http://www.mmhabits.com">Millionaire Money Habits</a><br />
IL, Springfield &#8211; <a href="http://www.thatonecaveman.com">One Caveman&#8217;s Financial Journey</a><br />
IN, Indianapolis &#8211; <a href="http://richlikeyou.com/">Rich Like You</a><br />
IN, South Bend &#8211; <a href="http://genxfinance.com">Generation X Finance</a><br />
KS, Chanute &#8211; <a href="http://engineeradebtfreelife.blogspot.com/">Engineer A Debt Free Life</a><br />
LA, New Orleans &#8211; <a href="http://thinkyourwaytowealth.com">Think Your Way To Wealth</a><br />
MA, Newburyport &#8211; <a href="http://greenerpastures.responsiblepersonalfinance.com/">Greener Pastures: Personal Finance</a><br />
MA, Norwood &#8211; <a href="http://www.dontfeedthealligators.com/blog/">Don&#8217;t Feed The Alligatos</a><br />
MD, Baltimore &#8211; <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a><br />
MD, Bethesda &#8211; <a href="http://moneybluebook.com">Money Blue Book</a><br />
MD, Columbia &#8211; <a href="http://buylikebuffett.com/">Buy Like Buffet</a><br />
MD, Rockville &#8211; <a href="http://www.cleverdude.com">Clever Dude</a><br />
MD, Severna Park &#8211; <a href="http://paycheck-chronicles.military.com/">The Paycheck Chronicles</a><br />
MD, Silver Spring &#8211; <a href="http://www.onlinesavingsblog.com">Online Savings Blog</a><br />
ME, Ellsworth &#8211; <a href="http://www.breakingeveninc.com">Breaking Even, Inc.</a><br />
MI, Ann Arbor &#8211; <a href="http://mevsdebt.blogspot.com">Me vs Debt</a><br />
MI, Monroe &#8211; <a href="http://www.blogsmonroe.com/budget">Monroe on a Budget</a><br />
MN, Grand Rapids &#8211; <a href="http://www.northerncheapskate.com">Northern Cheapskate</a><br />
MN, Shakopee &#8211; <a href="http://biblemoneymatters.com">Bible Money Matters</a><br />
MN, St. Paul &#8211; <a href="http://cashonthebarrelhead.net">Cash on the Barrel Head</a><br />
MO, Blue Springs &#8211; <a href="http://creditwithdrawal.com">Credit Withdrawal</a><br />
MO, St. Charles &#8211; <a href="http://christianpf.com">Christian PF</a><br />
MO, St. Louis &#8211; <a href="http://www.financialramblings.com/">Financial Ramblings</a><br />
MO, St. Louis &#8211; <a href="http://spendingless101.com">Spending Less 101</a><br />
NC, Cary &#8211; <a href="http://www.workingforfinancialfreedom.com">Working For Financial Freedom</a><br />
NC, Raleigh &#8211; <a href="http://greenpandatreehouse.com">Green Panda Treehouse</a><br />
NC, Wake Forest &#8211; <a href="http://getoutofdebt.org">Get Out of Debt</a><br />
NC, Waynesville &#8211; <a href="http://gatherlittlebylittle.com">Gather Little By Little</a><br />
NH, Upper Valley &#8211; <a href="http://kidsmealcrowd.blogspot.com">Kids Meal Crowd</a><br />
NJ, Delran &#8211; <a href="http://thehappyrock.com">The Happy Rock</a><br />
NJ, Maple Shade &#8211; <a href="http://redstaplerchronicles.com">Red Stapler Chronicles</a><br />
NJ, Princeton &#8211; <a href="http://consumerismcommentary.com">Consumerism Commentary</a><br />
NM, Taos &#8211; <a href="http://mytwodollars.com">My Two Dollars</a><br />
NY, Albany &#8211; <a href="http://www.thefinancejourney.com">The Finance Journey</a><br />
NY, Brooklyn &#8211; <a href="http://otherdeb.wordpress.com.">The Dangling Conversation</a><br />
NY, East Rochester &#8211; <a href="http://poorerthanyou.com">Poorer Than You</a><br />
NY, Fresh Meadows &#8211; <a href="http://freefrombroke.com/">Free From Broke</a><br />
NY, Jackson Heights &#8211; <a href="http://moolanomy.com">Moolanomy Personal Finance Blog</a><br />
NY, New York &#8211; <a href="http://www.realmofprosperity.com">Realm of Prosperity</a><br />
NY, Queens &#8211; <a href="http://www.myjourneytomillions.com/">My Journey to Millions</a><br />
NY, Rochester &#8211; <a href="http://www.spillingbuckets.blogspot.com">Spilling Buckets</a><br />
OH, Cincinnati &#8211; <a href="http://buildingequity.blogspot.com/">Building Equity</a><br />
OH, Cleveland &#8211; <a href="http://www.matthutter.com">Personal Finance Mastery with a Pinch of Motivation</a><br />
OH, Dayton &#8211; <a href="http://mydailydollars.wordpress.com">My Daily Dollars</a><br />
OH, St. Henry &#8211; <a href="http://stumbleforward.com">Stumble Forward</a><br />
OR, Medford &#8211; <a href="http://beingfrugal.net">Being Frugal</a><br />
OR, Portland &#8211; <a href="http://finallyfrugal.blogspot.com">Finally Frugal</a><br />
PA, Erie &#8211; <a href="http://questtobedebtfree.com/">On A Quest To Be Debt Free</a><br />
PA, Harrisburg &#8211; <a href="http://bethriftylikeus.blogspot.com/">Be Thrifty Like Us</a><br />
PA, Philadelphia &#8211; <a href="http://www.financeurlife.com/">Finance Your Life</a><br />
PA, Pittsburgh &#8211; <a href="http://www.sensetosave.com">Sense to Save</a><br />
TX, Austin &#8211; <a href="http://mymoneyadventure.blogspot.com">My Money Adventure</a><br />
TX, Corsicana &#8211; <a href="http://howisavemoney.net">How I Save Money</a><br />
TX, Denton &#8211; <a href="http://ptmoney.com">Prime Time Money</a><br />
TX, Fort Worth &#8211; <a href="http://goliathdebt.blogspot.com/">Goliath Debt, David Income</a><br />
TX, Houston &#8211; <a href="http://blog.wealth-and-wisdom.com">Wealth and Wisdom</a><br />
TX, Plano &#8211; <a href="http://mymoneyminute.com">My Money Minute</a><br />
UT, Layton &#8211; <a href="http://pffirewall.com">Personal Finance Firewall</a><br />
UT, Provo &#8211; <a href="http://www.financialnut.com/">Financial Nut</a><br />
WA, Everett &#8211; <a href="http://antishay.com">Antishay Ventenne</a><br />
WA, Issaquah &#8211; <a href="http://www.dividendpirate.com">Dividend Pirate</a><br />
WA, Kent &#8211; <a href="http://myinvestingblog.com">My Investing Blog</a><br />
WA, Seattle &#8211; <a href="http://amoneylady.com">A Money Lady</a><br />
WA, Seattle &#8211; <a href="http://debtkid.com">Debt Kid</a><br />
WI, Madison &#8211; <a href="http://mydollarplan.com/">My Dollar Plan</a><br />
WI, Sun Prairie &#8211; <a href="http://www.sharpeinvesting.com">Sharpe Investing</a></p>
<h3>International Personal Finance Bloggers</h3>
<p>Australia, Melbourne &#8211; <a href="http://www.frugal-logic.com/">Frugal Logic</a><br />
Australia, North Sydney &#8211; <a href="http://smarterwealth.net">Smarter Wealth</a><br />
Australia, Sydney &#8211; <a href="http://eliminate-my-debt.blogspot.com/">My Journey to Eliminate Debt</a><br />
Bulgaria, Sophia &#8211; <a href="http://natisparite.com">Natisparite.com</a><br />
Canada, Hamilton &#8211; <a href="http://www.colourfulmoney.com/">Colourful Money</a><br />
Canada, St. John&#8217;s &#8211; <a href="http://milliondollarjourney.com">Million Dollar Journey</a><br />
Canada, Toronto &#8211; <a href="http://www.four-pillars.ca/">Quest For Four Pillars</a><br />
Canada, Vancouver &#8211; <a href="http://savingforserenity.com">Saving For Serenity</a><br />
France, Grenoble &#8211; <a href="http://www.almostfrugal.com">Almost Frugal</a><br />
France, Marseilles &#8211; <a href="http://esprit-riche.com/">Esprit Riche</a><br />
Great Britain, Aberdeen &#8211; <a href="http://hollyisstoppingshopping.blogspot.com/">Holly is Stopping Shopping</a><br />
Great Britain, London &#8211; <a href="http://yearoflivingfrugally.blogspot.com/">The Year of Frugality</a><br />
Great Britain, Yorkshire &#8211; <a href="http://www.miss-thrifty.co.uk/">Miss Thrifty</a><br />
India, Bangalore &#8211; <a href="http://www.engineersfinance.com/blog/">Engineer&#8217;s Finance</a><br />
India, Mubai &#8211; <a href="http://www.RaagVamdatt.com">RaagVamdatt.com &#8211; Financial Planning Demystified</a></p>
<p>I&#8217;m interested in your opinion: <strong>Does it matter where a blog is geographically?</strong> Does the physical location of a blogger have an effect on whether you&#8217;re willing to follow along?</p>
<p><small>And in less interesting news, blog carnivals from last week&#8230; </small><small><a href="http://www.budgetsaresexy.com/2009/08/carnival-of-personal-finance-218-chuck.html">Carnival of Personal Finance</a>, <a href="http://www.frugalupstate.com/2009/08/festival-of-frugality-13.html">Festival of Frugality</a>, <a href="http://www.realmofprosperity.com/2009/08/carnival-of-twenty-something-finances-personal-finance-communities-edition/">Carnival of Twenty Something Finance</a>, <a href="http://almostfrugal.com/2009/08/17/the-carnival-of-money-stories/">Carnival of Money Stories</a>, <a href="http://studenomics.com/links/money-hacks-carnival-78-looking-back-at-summer-edition/">Money Hacks Carnival</a></small></p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2008/06/09/the-156th-carnival-of-personal-finance-songs-of-summer/' rel='bookmark' title='Permanent Link: The 156th Carnival of Personal Finance: Songs of Summer'>The 156th Carnival of Personal Finance: Songs of Summer</a></li><li><a href='http://ptmoney.com/2007/05/14/100th-edition-carnival-of-personal-finance/' rel='bookmark' title='Permanent Link: 100th Edition &#8211; Carnival of Personal Finance'>100th Edition &#8211; Carnival of Personal Finance</a></li><li><a href='http://ptmoney.com/2008/01/07/popular-post-in-the-personal-finance-blogosphere/' rel='bookmark' title='Permanent Link: Popular Post In The Personal Finance Blogosphere'>Popular Post In The Personal Finance Blogosphere</a></li></ol></p>]]></content:encoded>
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		<slash:comments>13</slash:comments>
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		<item>
		<title>Would You Consider a Move for More Job Opportunity?</title>
		<link>http://ptmoney.com/2009/08/10/would-you-consider-a-move-for-more-job-opportunities/</link>
		<comments>http://ptmoney.com/2009/08/10/would-you-consider-a-move-for-more-job-opportunities/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 16:13:54 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[carnivals]]></category>
		<category><![CDATA[cnn-money]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[giveaways]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[quick-hits]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=3410</guid>
		<description><![CDATA[Would you ever consider relocating to a city with more job opportunities? CNN Money recently released their Best Places to Live 2009 list. This year&#8217;s ranking was, for obvious reasons, heavily slanted towards cities that provided the most job opportunities. The top ten cities were:
1. Louisville, CO
2. Chanhassen, MN
3. Papillion, NE
4. Middleton, WI
5. Milton, MA
6. Warren, NJ
7. [...]


Related posts:<ol><li><a href='http://ptmoney.com/2008/12/23/primetime-christmastime-quickhits/' rel='bookmark' title='Permanent Link: Primetime Christmastime Quickhits'>Primetime Christmastime Quickhits</a></li><li><a href='http://ptmoney.com/2009/08/31/changing-jobs-for-more-money-%e2%80%93-is-it-worth-it/' rel='bookmark' title='Permanent Link: Changing Jobs for More Money – Is it Worth It?'>Changing Jobs for More Money – Is it Worth It?</a></li><li><a href='http://ptmoney.com/2009/01/24/camping-weekend-and-the-primetime-quickhits/' rel='bookmark' title='Permanent Link: Camping and the Primetime QuickHits'>Camping and the Primetime QuickHits</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>Would you ever consider relocating to a city with more job opportunities? CNN Money recently released their <a href="http://money.cnn.com/magazines/moneymag/bplive/2009/index.html" target="_blank">Best Places to Live 2009</a> list. This year&#8217;s ranking was, for obvious reasons, heavily slanted towards cities that provided the most <strong>job opportunities</strong>. The top ten cities were:</p>
<p>1. Louisville, CO<br />
2. Chanhassen, MN<br />
3. Papillion, NE<br />
4. Middleton, WI<br />
5. Milton, MA<br />
6. Warren, NJ<br />
7. Keller, TX<br />
8. Peachtree City, GA<br />
9. Lake St. Louis, MO<br />
10. Mukilteo, WA</p>
<p>Early in my career I made a move to a city with more opportunity. At the time I didn&#8217;t have any responsibilities or ties that could hold me back from moving. I didn&#8217;t have a wife or kids in school. I was free to find the best place for me at the time.</p>
<p>Looking back, I definitely consider it a good move from a career perspective. I&#8217;ve changed jobs 3 times within this city since first moving, and at each change I had multiple job opportunities made available to me. I wouldn&#8217;t have had those I don&#8217;t think had I stayed put.</p>
<p>Now that I do have a wife and kid, as well as a community that I&#8217;m involved in, it would be a tough decision to make the move to a new city just for a job opportunity. Do you think you could do it? Have you made that move? I&#8217;d love to hear about it in the comments below.</p>
<p>Here are a few of my favorite articles from last week.</p>
<h3>QuickHits</h3>
<ul>
<li><a href="http://www.bargaineering.com/articles/how-to-get-ripped-for-free-without-a-gym.html">How to Get Ripped for Free Without a Gym</a></li>
<li><a href="http://www.budgetsaresexy.com/2009/08/original-millionaire-to-do-list.html">The Original Millionaire To-Do List</a></li>
<li><a href="http://www.myjourneytomillions.com/articles/what-kind-of-credit-card-debt-repayment-person-are-you/">What Kind of Credit Card Debt Repayment Person Are You?</a></li>
<li><a href="http://www.moolanomy.com/1834/how-to-find-cheap-airfare-and-hotel-like-a-ninja-master/">How to Find Cheap Airfare and Hotel like a Ninja Master</a></li>
</ul>
<h3>Giveaways</h3>
<ul>
<li><a href="http://www.christianpf.com/free-amazon-gift-card-giveaway/">Free Amazon Gift Card</a></li>
<li><a href="http://www.greenpandatreehouse.com/2009/07/hps-back-to-school-better-together-giveaway">HPs Back to School Giveaway</a></li>
</ul>
<h3>Carnivals</h3>
<ul>
<li><a href="http://www.financialnut.com/carnival-of-pecuniary-delights-no-19-my-poor-dead-garden-edition/">Carnival of Pecuniary Delights #19: Poor Dead Garden Edition</a></li>
<li><a href="http://www.moolanomy.com/1829/money-hacks-carnival-76-the-fun-money-facts-edition/">Money Hacks Carnival #76: Fun Money Facts Edition</a></li>
<li><a href="http://www.moderntightwad.com/2009/08/festival-of-frugality-189-extreme-heat.html">Festival of Frugality #189: Extreme Heat Edition</a></li>
<li><a href="http://www.christianpf.com/famous-money-quotes-copf/">Carnival of Personal Finance: Money Quotes Edition</a></li>
<li><a href="http://www.howisavemoney.net/daily-links/carnival-twenty-finances-3-august/">Carnival of Twenty Something Finances</a></li>
<li><a href="http://www.onemint.com/2009/08/02/economy-and-your-finances-carnival-august-2-2009/">Economy and Finances Carnival</a></li>
</ul>
<p>Have a nice week.</p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2008/12/23/primetime-christmastime-quickhits/' rel='bookmark' title='Permanent Link: Primetime Christmastime Quickhits'>Primetime Christmastime Quickhits</a></li><li><a href='http://ptmoney.com/2009/08/31/changing-jobs-for-more-money-%e2%80%93-is-it-worth-it/' rel='bookmark' title='Permanent Link: Changing Jobs for More Money – Is it Worth It?'>Changing Jobs for More Money – Is it Worth It?</a></li><li><a href='http://ptmoney.com/2009/01/24/camping-weekend-and-the-primetime-quickhits/' rel='bookmark' title='Permanent Link: Camping and the Primetime QuickHits'>Camping and the Primetime QuickHits</a></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://ptmoney.com/2009/08/10/would-you-consider-a-move-for-more-job-opportunities/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Into the Archives: August 2008</title>
		<link>http://ptmoney.com/2009/08/07/into-the-archives-august-2008/</link>
		<comments>http://ptmoney.com/2009/08/07/into-the-archives-august-2008/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 14:51:50 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[archives]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[prime-time-money]]></category>
		<category><![CDATA[ptmoney.com]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=3408</guid>
		<description><![CDATA[Let&#8217;s take a look back into the archives. Here&#8217;s a few of my favorite posts from this month last year:

New or Used Car: A Reader Debates PT
Help Me Fix My Money Problems
10 Tips for Going to One Income
The Best Way I&#8217;ve Found to Truly Save Money

Have a great weekend.
© PT Money - Visit PT Money [...]


Related posts:<ol><li><a href='http://ptmoney.com/2008/09/02/best-of-prime-time-money-august-2008/' rel='bookmark' title='Permanent Link: Best of Prime Time Money: August 2008'>Best of Prime Time Money: August 2008</a></li><li><a href='http://ptmoney.com/2008/08/02/quickhits-and-best-of-july-2008/' rel='bookmark' title='Permanent Link: QuickHits and Best Of July 2008'>QuickHits and Best Of July 2008</a></li><li><a href='http://ptmoney.com/2008/05/01/best-of-prime-time-money-april-2008/' rel='bookmark' title='Permanent Link: Best of Prime Time Money: April 2008'>Best of Prime Time Money: April 2008</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>Let&#8217;s take a look back into the archives. Here&#8217;s a few of my favorite posts from this month last year:</p>
<ul>
<li><a href="http://ptmoney.com/2008/08/28/new-car-or-used-car-a-reader-debates-which-is-the-smarter-purchase/">New or Used Car: A Reader Debates PT</a></li>
<li><a href="http://ptmoney.com/2008/08/22/money-problems-help-me-fi/">Help Me Fix My Money Problems</a></li>
<li><a href="http://ptmoney.com/2008/08/11/going-to-one-income-10-tips/">10 Tips for Going to One Income</a></li>
<li><a href="http://ptmoney.com/2008/08/04/the-best-way-ive-found-to-truly-save-money/">The Best Way I&#8217;ve Found to Truly Save Money</a></li>
</ul>
<p>Have a great weekend.</p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2008/09/02/best-of-prime-time-money-august-2008/' rel='bookmark' title='Permanent Link: Best of Prime Time Money: August 2008'>Best of Prime Time Money: August 2008</a></li><li><a href='http://ptmoney.com/2008/08/02/quickhits-and-best-of-july-2008/' rel='bookmark' title='Permanent Link: QuickHits and Best Of July 2008'>QuickHits and Best Of July 2008</a></li><li><a href='http://ptmoney.com/2008/05/01/best-of-prime-time-money-april-2008/' rel='bookmark' title='Permanent Link: Best of Prime Time Money: April 2008'>Best of Prime Time Money: April 2008</a></li></ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Place for An Emergency Fund; And the QuickHits</title>
		<link>http://ptmoney.com/2009/08/02/best-place-for-an-emergency-fund-and-the-quickhits/</link>
		<comments>http://ptmoney.com/2009/08/02/best-place-for-an-emergency-fund-and-the-quickhits/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 03:45:39 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[25-bonus]]></category>
		<category><![CDATA[carnivals]]></category>
		<category><![CDATA[emergency-fund]]></category>
		<category><![CDATA[high-interest]]></category>
		<category><![CDATA[high-yield]]></category>
		<category><![CDATA[ING]]></category>
		<category><![CDATA[ING Direct]]></category>
		<category><![CDATA[online-savings]]></category>
		<category><![CDATA[quickhits]]></category>
		<category><![CDATA[roundup]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=3394</guid>
		<description><![CDATA[Just received this email from my friend Aaron concerning high-interest online savings. Specifically, ING DIRECT&#8217;s Orange Account:
&#8220;I have a quick question for you.  I have about 6 months of emergency savings saved up in a savings account at a regional bank.  My friend was telling me how he moved his savings over to [...]


Related posts:<ol><li><a href='http://ptmoney.com/2008/02/15/emergency-funds/' rel='bookmark' title='Permanent Link: Start an Emergency Fund &#8211; Prime Time Money Basics'>Start an Emergency Fund &#8211; Prime Time Money Basics</a></li><li><a href='http://ptmoney.com/2008/04/04/emergency-fund-is-too-big/' rel='bookmark' title='Permanent Link: Your Emergency Fund Is So Big&#8230;'>Your Emergency Fund Is So Big&#8230;</a></li><li><a href='http://ptmoney.com/2009/09/30/is-your-emergency-fund-big-enough/' rel='bookmark' title='Permanent Link: Is Your Emergency Fund Big Enough?'>Is Your Emergency Fund Big Enough?</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>Just received this email from my friend Aaron concerning high-interest online savings. Specifically, ING DIRECT&#8217;s Orange Account:</p>
<blockquote><p>&#8220;I have a quick question for you.  I have about 6 months of emergency savings saved up in a savings account at a regional bank.  My friend was telling me how he moved his savings over to ING DIRECT and has been happy with those guys.  I was thinking of doing the same.  What do you think?&#8221;</p></blockquote>
<p>I&#8217;m definitely a big fan of using a <a href="http://ptmoney.com/2009/05/08/high-yield-savings-account-mini-reviews/" target="_self">high-interest online savings account</a> for your emergency savings. Most are FDIC insured. Typically they don&#8217;t come with any fees or minimum balances. And best of all, they pay you higher interest than a typical brick and mortar type bank.</p>
<p>One last reason I like this type of account for <a href="http://ptmoney.com/2008/02/15/emergency-funds/" target="_self">emergency savings</a> is because it separates your savings from your checking account. How many times do you find yourself dipping into your emergency fund just because it&#8217;s easy access? These online savings accounts aren&#8217;t as accessible (they typically take 3 business days or more to move your money in and out). In that sense, I&#8217;ve found that I&#8217;m able to stick my money there and forget about it until an emergency comes up.</p>
<p>And as for ING DIRECT, they&#8217;re definitely one of the <a href="http://ptmoney.com/2009/04/27/top-high-yield-savings-accounts/" target="_self">top high-yield online savings accounts</a> available. Known for their nice website and great service. They also offer a <a href="http://ptmoney.com/2008/03/09/ing-direct-savings-account-25-bonus/" target="_self">$25 bonus</a> for accounts opened with more than $250. Hope that helps.</p>
<h3>QuickHits</h3>
<ul>
<li><a href="http://www.moolanomy.com/1807/best-free-essential-software-for-windows/" target="_blank">Best Free Essential Software for Windows</a></li>
<li><a href="http://www.thedebthawk.com/Twitter100.php" target="_blank">Top 100 Personal Finance Bloggers on Twitter</a></li>
<li><a href="http://sensetosave.com/2009/07/29/impressions-of-our-cloth-diapers/" target="_blank">Impressions About Cloth Diapers</a></li>
<li><a href="http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/" target="_blank">Applying for a Mortgage? Calculate Your Debt to Income Ratio</a></li>
<li><a href="http://www.goodfinancialcents.com/how-to-review-experian-credit-report/" target="_blank">How to Review a Credit Report</a></li>
</ul>
<h3>Carnivals</h3>
<ul>
<li><a href="http://www.myliferoi.com/2009/07/money-hacks-carnival-75-get-job-edition/" target="_blank">Money Hacks Carnival #75: Get a Job Edition</a></li>
<li><a href="http://financialhighway.com/festival-of-frugality-188-best-wedding-songs-edition" target="_blank">Festival of Frugality #188: Best Wedding Songs Edition</a></li>
<li><a href="http://www.greenpandatreehouse.com/2009/07/carnival-of-money-stories/" target="_blank">Carnival of Money Stories</a></li>
<li><a href="http://www.goodfinancialcents.com/carnival-of-personal-finance-the-house-of-rose-edition/" target="_blank">Carnival of Personal Finance: House of Rose Edition</a></li>
<li><a href="http://www.onemint.com/2009/08/02/economy-and-your-finances-carnival-august-2-2009/" target="_blank">Economy and Finances Carnival</a></li>
</ul>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2008/02/15/emergency-funds/' rel='bookmark' title='Permanent Link: Start an Emergency Fund &#8211; Prime Time Money Basics'>Start an Emergency Fund &#8211; Prime Time Money Basics</a></li><li><a href='http://ptmoney.com/2008/04/04/emergency-fund-is-too-big/' rel='bookmark' title='Permanent Link: Your Emergency Fund Is So Big&#8230;'>Your Emergency Fund Is So Big&#8230;</a></li><li><a href='http://ptmoney.com/2009/09/30/is-your-emergency-fund-big-enough/' rel='bookmark' title='Permanent Link: Is Your Emergency Fund Big Enough?'>Is Your Emergency Fund Big Enough?</a></li></ol></p>]]></content:encoded>
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		<title>Personal Updates and the QuickHits</title>
		<link>http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/</link>
		<comments>http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 19:56:10 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[529-plan]]></category>
		<category><![CDATA[carnivals]]></category>
		<category><![CDATA[college-savings]]></category>
		<category><![CDATA[Dave-Ramsey]]></category>
		<category><![CDATA[life-insurance]]></category>
		<category><![CDATA[quick-hits]]></category>
		<category><![CDATA[term-life-insurance]]></category>
		<category><![CDATA[utah-education-savings-plan]]></category>
		<category><![CDATA[zander-insurance]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=3354</guid>
		<description><![CDATA[So I thought I&#8217;d take the opportunity during this quickhits post to update you on a few of my own recent personal finance experiences.
It&#8217;s Hard to Get Life Insurance
My &#8220;just get life insurance already&#8221; effort is still underway. A month or two ago I called Zander Insurance (Dave Ramsey&#8217;s ELP) and requested a quote on 30 year [...]


Related posts:<ol><li><a href='http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/' rel='bookmark' title='Permanent Link: QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money'>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</a></li><li><a href='http://ptmoney.com/2009/07/20/personal-finance-quickhits/' rel='bookmark' title='Permanent Link: Personal Finance QuickHits'>Personal Finance QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/13/the-5-take-a-ways-of-personal-finance/' rel='bookmark' title='Permanent Link: The 5 Take-a-ways of Personal Finance'>The 5 Take-a-ways of Personal Finance</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>So I thought I&#8217;d take the opportunity during this quickhits post to update you on a few of my own recent personal finance experiences.</p>
<h3>It&#8217;s Hard to Get Life Insurance</h3>
<p>My &#8220;just get life insurance already&#8221; effort is still underway. A month or two ago I called <a href="http://www.zanderinsurance.com/default.aspx" target="_blank">Zander Insurance</a> (Dave Ramsey&#8217;s ELP) and requested a quote on 30 year <a href="http://ptmoney.com/2009/03/16/life-insurance-whole-vs-term-my-thoughts/" target="_blank">term life insurance</a>. They showed me the best rate and sent me all the paperwork. I filled out an application and waited a few weeks for the required medical exam. I thought I was done. Apparently, due to the international travel related to my full-time job, I&#8217;m required to complete an extra form. So, that&#8217;s what I&#8217;m doing now. I should have life insurance by September at this rate.</p>
<p>I&#8217;m really surprised at how long this process has taken. Kind of morbid of me, but I can&#8217;t help but wonder how many people have died while applying for life insurance.</p>
<h3>Researching College Savings 529 Plans</h3>
<p>We&#8217;d like to start something up for our little one for college expenses. To be honest, I&#8217;ve been bogged down in the many choices and types of plans there are available. I don&#8217;t want to let that slow us down anymore though. I&#8217;ve got the program description for the <a href="http://uesp.org" target="_blank">Utah Education Savings Plan</a> out and in front of me. In a <a href="http://money.cnn.com/magazines/moneymag/moneymag_archive/2008/03/01/103491792/index.htm?postversion=2008030521" target="_blank">few</a> <a href="http://money.cnn.com/galleries/2009/moneymag/0904/gallery.Money100_529_plans.moneymag/3.html" target="_blank">different</a> <a href="http://news.morningstar.com/articlenet/article.aspx?id=287783" target="_blank">places</a> I&#8217;ve seen this plan recommended as one of the best <a href="http://ptmoney.com/2009/06/17/529-plans-the-smart-way-to-save-for-college/" target="_blank">529 savings plans</a>. It seems to have the lower costs and many investment options. I also don&#8217;t have state taxes to worry about since I&#8217;m here in Texas. We&#8217;re close to opening this account, setting up the automatic deposit and being done with it.</p>
<h3>Quick Hits</h3>
<p>Here&#8217;s a few blog posts I found especially interesting last week. Enjoy!</p>
<p><strong>Tough Money Love</strong> celebrated his first full year of blogging by inviting others to share the <a href="http://toughmoneylove.com/2009/07/21/personal-finance-lessons-learned-hard-way/" target="_blank">Personal Finance Lesson Learned the Hard Way</a>.</p>
<p><strong>Frugal Dad</strong> shared a great story and video about people <a href="http://frugaldad.com/2009/07/24/living-off-the-grid-with-kids/" target="_blank">Living Off the Grid with Kids</a>. A very interesting look at a very different lifestyle.</p>
<p><strong>Bargaineering </strong>presents a nice read about <a href="http://www.bargaineering.com/articles/supermarket-psychology-and-a-few-insider-tricks.html" target="_blank">Supermarket Psychology</a>. Includes some good tips for shopping and 7 items to skip.</p>
<p><strong>Amateur Asset Allocator</strong> shares his thoughts on why <a href="http://amateurassetallocator.com/2009/07/10/your-employer-sponsored-health-insurance-isnt-necessarily-the-best-deal/" target="_blank">Your Employer-Sponsored Health Insurance isn&#8217;t Necessarily the Best Deal</a>. I thought this was a timely read considering all the chatter that&#8217;s been going on around the proposed Govt sponsored plan.</p>
<h3>Carnivals from Last Week</h3>
<ul>
<li><a href="http://www.biblemoneymatters.com/2009/07/carnival-of-money-stories-11-money-quotes-edition.html">Carnival of Money Stories #11: Money Quotes Edition</a></li>
<li><a href="http://www.suburbandollar.com/2009/07/22/money-hacks-carnival-74-saturday-morning-cartoons-edition/">Money Hacks Carnival #74: Saturday Morning Cartoons Edition</a></li>
<li><a href="http://gingercorsair.blogspot.com/2009/07/carnival-of-twenty-something-finances.html">Carnival of 20 Something Finances</a></li>
<li><a href="http://poorerthanyou.com/2009/07/20/carnival-of-personal-finance-214-united-states-presidents-edition/">Carnival of Personal Finance #214: United States Presidents Edition</a></li>
<li><a href="http://www.livingalmostlarge.com/2009/07/19/201st-carnival-of-debt-reduction/">Carnival of Debt Reduction #201</a></li>
<li><a href="http://www.freeshipping.org/blog/the-festival-of-frugality-stops-at-go-frugal/">Festival of Frugality</a></li>
</ul>
<p>Thanks to all the hosts! Have a great week everyone.</p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/' rel='bookmark' title='Permanent Link: QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money'>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</a></li><li><a href='http://ptmoney.com/2009/07/20/personal-finance-quickhits/' rel='bookmark' title='Permanent Link: Personal Finance QuickHits'>Personal Finance QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/13/the-5-take-a-ways-of-personal-finance/' rel='bookmark' title='Permanent Link: The 5 Take-a-ways of Personal Finance'>The 5 Take-a-ways of Personal Finance</a></li></ol></p>]]></content:encoded>
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		<item>
		<title>Personal Finance QuickHits</title>
		<link>http://ptmoney.com/2009/07/20/personal-finance-quickhits/</link>
		<comments>http://ptmoney.com/2009/07/20/personal-finance-quickhits/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 15:55:12 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[carnivals]]></category>
		<category><![CDATA[emptycabinmedia.com]]></category>
		<category><![CDATA[gatherlittlebylittle.com]]></category>
		<category><![CDATA[quick-hits]]></category>
		<category><![CDATA[roundup]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=3279</guid>
		<description><![CDATA[Happy Monday, everyone. I&#8217;m keeping it simple this morning. Just the links. But first, here&#8217;s some news from the pf blogosphere&#8230;
Larry (Glblguy) from Gather Little by Little is moving on. Larry&#8217;s a good guy who took the time to show me how to do this pf blogging thing. His contributions will be missed. If you&#8217;re ever [...]


Related posts:<ol><li><a href='http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/' rel='bookmark' title='Permanent Link: QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money'>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</a></li><li><a href='http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/' rel='bookmark' title='Permanent Link: Personal Updates and the QuickHits'>Personal Updates and the QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/13/the-5-take-a-ways-of-personal-finance/' rel='bookmark' title='Permanent Link: The 5 Take-a-ways of Personal Finance'>The 5 Take-a-ways of Personal Finance</a></li></ol>]]></description>
			<content:encoded><![CDATA[<p>Happy Monday, everyone. I&#8217;m keeping it simple this morning. Just the links. But first, here&#8217;s some news from the pf blogosphere&#8230;</p>
<p>Larry (Glblguy) from <strong>Gather Little by Little</strong> <a href="http://www.gatherlittlebylittle.com/2009/07/a-time-to-move-on/">is moving on</a>. Larry&#8217;s a good guy who took the time to show me how to do this pf blogging thing. His contributions will be missed. If you&#8217;re ever in need <a href="http://emptycabinmedia.com" target="_blank">website design and consulting services</a> check him out at <a href="http://www.emptycabinmedia.com">www.emptycabinmedia.com</a>.</p>
<h3>Personal Finance Links</h3>
<p><a href="http://www.biblemoneymatters.com/2009/07/ten-ways-to-improve-financial-intimacy-in-marriage.html">Improve Financial Intimacy in Your Marriage</a><br />
<a href="http://frugaldad.com/2009/07/18/best-529-college-savings-plans/">The Best 529 College Savings Plans</a><br />
<a href="http://www.nodebtplan.net/2009/07/19/calculating-the-tax-difference-between-traditional-401k-and-roth-401k/">Taxes: Traditional 401k vs Roth 401k</a><br />
<a href="http://www.christianpf.com/5-easy-and-cheap-home-repairs-that-will-save-you-money/">5 Easy and Cheap Home Repairs that will Save you Money</a><br />
<a href="http://freefrombroke.com/2009/07/coping-with-medical-expenses.html">Help Deal with Medical Expenses</a><br />
<a href="http://www.debtfreeadventure.com/2009/07/pay-off-credit-cards-vs-build-emergency-fund-savings/">Pay Off Credit Cards vs Building Emergency Savings</a><br />
<a href="http://blog.quicken.intuit.com/2009/07/20/the-cash-for-clunkers-program-what-does-it-really-mean-for-you/">Is the Cash for Clunkers Program Right for You??</a></p>
<h3>Carnivals</h3>
<p><a href="http://www.livingalmostlarge.com/2009/07/18/98th-carnival-of-financial-planning/">98th Carnival of Financial Planning</a><br />
<a href="http://www.suburbandollar.com/2009/07/13/carnival-money-stories-tribute-billy-mays-edition/">Carnival of Money Stories: Billy Mays Tribute</a><br />
<a href="http://www.moneybeagle.com/2009/07/15/money-hacks-carnival-73-working-for-the-weekend-edition/">Money Hacks Carnival: Working for the Weekend</a><br />
<a href="http://gingercorsair.blogspot.com/2009/07/carnival-of-twenty-something-finances.html">Carnival of Twenty Something Finances</a><br />
<a href="http://www.wisebread.com/carnival-of-pecuniary-delights-no-16-best-of-personal-finance">Carnival of Pecuniary Delights: Best of Personal Finance</a><br />
<a href="http://manvsdebt.com/carnival-of-personal-finance-new-zealand-edition/">Carnival of Personal Finance: New Zealand Edition</a></p>
<p>© PT Money - Visit <a href="http://ptmoney.com">PT Money</a> for more articles on saving money, frugality, and debt reduction.</p><br />
<p>Download my free e-book: <a href="http://ptmoney.com/52-ways-to-make-extra-money/" target="_self">52 Ways to Make Extra Money...Revisited!</a></p>   

<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/11/08/quickhits-the-5-easy-ways-to-get-free-personal-finance-updates-from-pt-money/' rel='bookmark' title='Permanent Link: QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money'>QuickHits: The 5 Easy Ways to Get Free Personal Finance Updates from PT Money</a></li><li><a href='http://ptmoney.com/2009/07/27/personal-updates-and-the-quickhits/' rel='bookmark' title='Permanent Link: Personal Updates and the QuickHits'>Personal Updates and the QuickHits</a></li><li><a href='http://ptmoney.com/2009/07/13/the-5-take-a-ways-of-personal-finance/' rel='bookmark' title='Permanent Link: The 5 Take-a-ways of Personal Finance'>The 5 Take-a-ways of Personal Finance</a></li></ol></p>]]></content:encoded>
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