iPad Mini Winner Announcement

ipad winner random

Over the past month and a half I’ve been running an iPad giveaway for email newsletter subscribers. Today at 10am ET was the close of the period to be eligible for the giveaway. The winner of the iPad Mini is Bill (a**es*n.**ll@gmail.com). Here’s a snapshot of the random number chosen to make the selection: I’ve […]

70% of American Workforce “Not Engaged” at Work Says Gallup

Peter Office Space

Gallup recently released their annual State of the American Workplace report which informs us that 70% of the American workforce is at least “not engaged” at work. Making up that 70% number are 52% who are “not engaged” and 18% who are “actively disengaged”. Maybe these less than engaged employees should have asked these 5 […]

Why Gas Prices Are Still High Despite U.S. Oil Imports Rising

gas pump gas rewards credit cards

The United States has finally started exporting more oil to other countries than it imports. The U.S. hasn’t crested this oil trade threshold since January 1997. There are entire generations of Americans who have grown up not knowing anything other than the dominance of foreign oil imports typically from the Middle East. U.S. crude oil […]

The Financial Planning Community Wants a Real Conversation with Dave Ramsey

Dave Ramsey Total Money Makeover

Recently, the financial planning community got into a Twitter back-and-forth with Dave Ramsey. Dave, who likely has helped more people with their finances than any other person, tweets this: @ScottTruhlar @BasonAsset @behaviorgap @CarolynMcC// I help more people in 10 min. than all of you combined in your ENTIRE lives #stophating — Dave Ramsey (@DaveRamsey) June […]

Percentage of College Students with a Credit Card Drops to 35%

College Graduate - Career and Financial Advice

Fewer college students are opting for credit cards. A new study from Sallie Mae showed from 2010 to 2012, the number of college students that had their own credit card dropped from 42% to 35%. I spoke with Missouri State University incoming freshman Hannah Taylor, who is bucking this trend. Taylor said that although she […]

NYC Fines Airbnb.com Host $2400 for Renting Out His Home

Airbnb Host Fined

The same city that banned big sodas is now making it harder for New Yorkers to rent out their homes, or for you to find alternative lodging on your next trip to NYC. This week, a local judge ruled that a resident who used the service Airbnb to rent out his home was in violation […]

IRS Targeted “Folks Waving Tea Bags Around”

IRS Sign

The IRS, a bureau of the Department of Treasury and the same agency that will be enforcing the Obamacare “tax”, is tasked with enforcing the laws that help determine what organizations can be considered non-profit and tax-exempt. Over the past week it was revealed that they targeted conservative “tea party” groups that were filing for […]

This Week is National Bike to Work (or School) Week

Bike to Work

…and Friday, May 17th, 2013, is National Bike to Work Day. Are you participating? The month (started in 1956) and associated events are put on by the League of American Bicyclist (League) as part of National Bike Month. It couldn’t be easy to participate in these events. Simply ride your bike. If you want to […]

Despite All-Time High 15,000 Dow, Fewer U.S. Adults Invested in Stocks

What is Inflation - Can Bonds Help

I’m in stocks. If you are too, odds are your neighbor isn’t. An annual survey produced by Gallup revealed that just 52% of U.S. adults own stocks. This is the lowest percentage ever reported by Gallup, who began tracking this in 1998. To put this in perspective, U.S. adults have never participated in the stock […]

Big Increase in Number of Health Savings Accounts Says Fidelity

Individual vs Group Health Insurance

Recently, Fidelity Investments stated that they had a fifty-three percent rise in the number of Health Savings Accounts (HSAs) that were opened in 2012 vs 2011. This brings the total number of HSA accounts handled by Fidelity Investment up from 119,000 to 182,000. HSAs are tax-advantaged savings accounts available to people with high-deductible health insurance […]

Google Investing in Lending Club, Peer-to-Peer Lending Platform

How Peer to Peer Lending Works at Lending Club

Maybe it’s time for you to try investing through Lending Club? Google, the search engine (and everything else) we all know and love, just purchased a minority share (less than 7%) of LendingClub Corp. They made the purchase from current investors along with Foundation Capital for a total purchase price of $125 Million. The purchase […]

Good News for Stay-At-Home Spouses: The Government Now Allowing You to Have a Credit Card

Stay at Home Mom Working

The Consumer Financial Protection Bureau (CFPB) picked a new winner this week: stay-at-home spouses and “partners”. If you stay at home while your spouse or partner brings home the bacon, you can soon use household income when applying for a credit card. Like it or not, the new and controversial CFPB dictates what the financial […]