70% of American Workforce “Not Engaged” at Work Says Gallup

Gallup recently released their annual State of the American Workplace report which informs us that 70% of the American workforce is at least “not engaged” at work. Making up that 70% number are 52% who are “not engaged” and 18% who are “actively disengaged”. Maybe these less than engaged employees should have asked these 5 […]

Why Gas Prices Are Still High Despite U.S. Oil Imports Rising

The United States has finally started exporting more oil to other countries than it imports. The U.S. hasn’t crested this oil trade threshold since January 1997. There are entire generations of Americans who have grown up not knowing anything other than the dominance of foreign oil imports typically from the Middle East. U.S. crude oil […]

The Financial Planning Community Wants a Real Conversation with Dave Ramsey

Recently, the financial planning community got into a Twitter back-and-forth with Dave Ramsey. Dave, who likely has helped more people with their finances than any other person, tweets this: @ScottTruhlar @BasonAsset @behaviorgap @CarolynMcC// I help more people in 10 min. than all of you combined in your ENTIRE lives #stophating — Dave Ramsey (@DaveRamsey) June […]

Percentage of College Students with a Credit Card Drops to 35%

Fewer college students are opting for credit cards. A new study from Sallie Mae showed from 2010 to 2012, the number of college students that had their own credit card dropped from 42% to 35%. I spoke with Missouri State University incoming freshman Hannah Taylor, who is bucking this trend. Taylor said that although she […]

IRS Targeted “Folks Waving Tea Bags Around”

The IRS, a bureau of the Department of Treasury and the same agency that will be enforcing the Obamacare “tax”, is tasked with enforcing the laws that help determine what organizations can be considered non-profit and tax-exempt. Over the past week it was revealed that they targeted conservative “tea party” groups that were filing for […]

This Week is National Bike to Work (or School) Week

…and Friday, May 17th, 2013, is National Bike to Work Day. Are you participating? The month (started in 1956) and associated events are put on by the League of American Bicyclist (League) as part of National Bike Month. It couldn’t be easy to participate in these events. Simply ride your bike. If you want to […]

Despite All-Time High 15,000 Dow, Fewer U.S. Adults Invested in Stocks

I’m in stocks. If you are too, odds are your neighbor isn’t. An annual survey produced by Gallup revealed that just 52% of U.S. adults own stocks. This is the lowest percentage ever reported by Gallup, who began tracking this in 1998. To put this in perspective, U.S. adults have never participated in the stock […]

Big Increase in Number of Health Savings Accounts Says Fidelity

Recently, Fidelity Investments stated that they had a fifty-three percent rise in the number of Health Savings Accounts (HSAs) that were opened in 2012 vs 2011. This brings the total number of HSA accounts handled by Fidelity Investment up from 119,000 to 182,000. HSAs are tax-advantaged savings accounts available to people with high-deductible health insurance […]

Good News for Stay-At-Home Spouses: The Government Now Allowing You to Have a Credit Card

The Consumer Financial Protection Bureau (CFPB) picked a new winner this week: stay-at-home spouses and “partners”. If you stay at home while your spouse or partner brings home the bacon, you can soon use household income when applying for a credit card. Like it or not, the new and controversial CFPB dictates what the financial […]

Here’s the “Deal” with LivingSocial’s Cyber-Attack

Okay, I couldn’t resist that headline. But if you’re a LivingSocial (daily deal site) customer, like me, this data breach is no joke. You may have heard about the cyber-attack yesterday after receiving an email from LivingSocial instructing you to change your password. If you’re a customer and have used the service lately, AND you […]

Best and Worst Jobs of 2013

Know someone graduating from high school soon? Looking for a career change? Check it out…the latest list of best and worst jobs is up. Sorry, Newspaper Reporters Topping the list of worst jobs is newspaper reporter. The reasons for the low rating are low pay, long hours, high stress, and of course a shrinking industry. […]