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	<title>PT Money &#187; Make Money</title>
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		<title>Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today</title>
		<link>http://ptmoney.com/2010/08/24/how-kids-can-make-extra-money/</link>
		<comments>http://ptmoney.com/2010/08/24/how-kids-can-make-extra-money/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 21:07:14 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Make Money]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[chores]]></category>
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		<guid isPermaLink="false">http://ptmoney.com/?p=8679</guid>
		<description><![CDATA[In today’s economy, many adults have to learn new skills in order to make extra money and save money. Often these new money making skills seem awkward, as they may not be what the individual has been used to in the past. Learn About Money Now Rather Than Later In order to have a head [...]<p><a href="http://ptmoney.com/2010/08/24/how-kids-can-make-extra-money/">Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
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Related posts:<ol><li><a href='http://ptmoney.com/2010/03/31/teaching-kids-about-money-opportunities/' rel='bookmark' title='Permanent Link: 10 Opportunities for Teaching Kids About Money'>10 Opportunities for Teaching Kids About Money</a></li>
<li><a href='http://ptmoney.com/2009/01/28/52-ways-make-extra-money/' rel='bookmark' title='Permanent Link: 52 Ways to Make Extra Money'>52 Ways to Make Extra Money</a></li>
<li><a href='http://ptmoney.com/2010/02/01/make-extra-money-online-store/' rel='bookmark' title='Permanent Link: Make Extra Money with an Online Store'>Make Extra Money with an Online Store</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>In today’s economy, many adults have to learn new skills in order to <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">make extra money</a> and save money. Often these new money making skills seem awkward, as they may not be what the individual has been used to in the past.</p>
<h3>Learn About Money Now Rather Than Later</h3>
<p>In order to have a head start, then, wouldn’t it make sense to teach your kids about making money now? Learning about money early in life can give your child the ability to start earning and saving at a much younger age, allowing them to more quickly adapt to the “real world” when the time comes for them to make their own living.</p>
<p>And, since most kids don’t have large expenses, earning money can also mean allowing them to build their savings nest egg at a young age and allowing those savings to compound and build exponentially over time.</p>
<h3>How to Teach Kids About Money</h3>
<p>Imagine never having to utter the words, “Money doesn’t grow on trees.” By teaching kids about money, you may never have to.</p>
<p>One great way to teach your child about money is to go shopping together. This will give your child a better insight about looking for the best deals, using <a href="http://ptmoney.com/coupons" target="_blank" >coupons to save</a>, and to not over-buy. Also, setting a good example by not spending impulsively or racking up credit card debt is another good learning experience.</p>
<p>You can also have your child stick to strict spending limits. Even if they have a full piggy bank from birthday money or allowances, setting a limit on how much to spend can be a real eye-opener for them. In addition, opening a savings account for your child can help them to better understand the concept of compound interest and growth.</p>
<h3>5 Ways to Help Kids Profit</h3>
<p>Understanding <a href="http://www.moneyedup.com/2010/08/the-importance-of-understanding-how-money-works/">how money works</a> can be a real motivator for kids to want to earn more of it! There are many businesses your child can take part in to start earning some extra cash. These can include:<br />
<img src="http://ptmoney.com/wp-content/uploads/2010/08/How-Kids-Can-Make-Extra-Money.jpg" alt="How Kids Can Make Extra Money" title="How Kids Can Make Extra Money" width="432" height="261" class="aligncenter size-full wp-image-8717" /><br />
<strong>1. Keeping America Beautiful</strong><br />
One Yard at a Time. Have your child start a lawn moving business. This can be as simple as asking several neighbors if they need their yard mowed. If you live in an area that gets snow in the winter, these same neighbors could be good candidates for snow shoveling services too.</p>
<p><strong>2. eBay Their Way to a Clutter Free House</strong><br />
With the internet becoming more popular with the younger generation, your child can take advantage of the money making opportunities it provides. One of the best ways to make money online is to sell unwanted or unneeded items on eBay. Your child can begin selling items such as toys or clothes they no longer use. And, their eBay selling business can expand by offering to sell items for others on a consignment type basis.</p>
<p><strong>3. Feeding (and Walking) the Hungry by Pet Sitting</strong><br />
Another business that’s in great demand is that of pet sitting. Many people travel several times per year for business or pleasure. And, those who have pets cannot always take them along. Therefore, your child can earn a great deal of money by offering to feed, walk, and check on pets. Even those who don’t travel may work long hours and would love to have their pets fed and walked on a regular basis.</p>
<p><strong>4. It’s a Wrap – Making Money Wrapping Gifts</strong><br />
With the holiday hustle and bustle, many people simply do not have the time to wrap the gifts they purchase for their loved ones. This presents a fantastic opportunity for your child to make extra holiday cash by offering to wrap gifts for others. This business could also spill over throughout the year, by offering to wrap gifts for birthdays, special occasions, or even for businesses that regularly send gift items to clients.</p>
<p><strong>5. Express Delivery – Starting a Local Errand and Courier Service</strong><br />
Individuals and businesses are in constant need of items being dropped off or picked up. Rather than taking time to do these themselves, a great majority of people would gladly pay someone else to do this. A local errand or courier service run by your child will not only allow them to earn money, but will also allow them to get exercise by walking or riding their bicycle to perform these services.</p>
<h3>It’s Not What You Make, It’s What You Keep</h3>
<p>Once your child begins earning money, have them set aside a certain percentage of it to be placed in a <a href="http://ptmoney.com/2009/04/27/top-high-yield-savings-accounts/">savings account</a>. At first they may balk at this, however, once they begin to see their account grow, they could be motivated to add more to the account each month.</p>
<p>This could also motivate them to think twice about purchasing items on impulse, in lieu of growing their savings for potential future purchases such as a car.</p>
<p><em>This guest post was submitted by Ramsay who blogs for <a href="http://www.moneyedup.com/">moneyedup.com</a></em></p>
<p><em>Photo by <a href="http://www.flickr.com/photos/goodncrazy/4833445750/sizes/o/in/photostream/">GoodNCrazy</a></em></p>
<p><a href="http://ptmoney.com/2010/08/24/how-kids-can-make-extra-money/">Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>


<p>Related posts:<ol><li><a href='http://ptmoney.com/2010/03/31/teaching-kids-about-money-opportunities/' rel='bookmark' title='Permanent Link: 10 Opportunities for Teaching Kids About Money'>10 Opportunities for Teaching Kids About Money</a></li>
<li><a href='http://ptmoney.com/2009/01/28/52-ways-make-extra-money/' rel='bookmark' title='Permanent Link: 52 Ways to Make Extra Money'>52 Ways to Make Extra Money</a></li>
<li><a href='http://ptmoney.com/2010/02/01/make-extra-money-online-store/' rel='bookmark' title='Permanent Link: Make Extra Money with an Online Store'>Make Extra Money with an Online Store</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>6 Online Resources Every Freelancer Should Use</title>
		<link>http://ptmoney.com/2010/08/11/6-online-resources-every-freelancer-should-use/</link>
		<comments>http://ptmoney.com/2010/08/11/6-online-resources-every-freelancer-should-use/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 12:05:26 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Make Money]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[google docs]]></category>
		<category><![CDATA[invoice]]></category>
		<category><![CDATA[openoffice]]></category>
		<category><![CDATA[small-business]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[tools]]></category>
		<category><![CDATA[work from home]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=8451</guid>
		<description><![CDATA[If you asked some of our older parents if they ever did freelance work on the side, many of them would tell you that it wasn&#8217;t even a thought in their mind. Next, ask them if they ever worked as an independent contractor for a company. They&#8217;ll probably have an even more confused look on [...]<p><a href="http://ptmoney.com/2010/08/11/6-online-resources-every-freelancer-should-use/">6 Online Resources Every Freelancer Should Use</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>



Related posts:<ol><li><a href='http://ptmoney.com/2010/03/11/common-tax-deductions-for-freelancers/' rel='bookmark' title='Permanent Link: Common Tax Deductions for Freelancers'>Common Tax Deductions for Freelancers</a></li>
<li><a href='http://ptmoney.com/2010/01/25/make-extra-money-freelance-writing/' rel='bookmark' title='Permanent Link: Make Extra Money with Freelance Writing'>Make Extra Money with Freelance Writing</a></li>
<li><a href='http://ptmoney.com/2010/02/09/use-google-docs-to-save-big-and-make-life-easy/' rel='bookmark' title='Permanent Link: Use Google Docs to Save Big and Make Life Easy'>Use Google Docs to Save Big and Make Life Easy</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>If you asked some of our older parents if they ever did freelance work on the side, many of them would tell you that it wasn&#8217;t even a thought in their mind.  Next, ask them if they ever worked as an independent contractor for a company.  They&#8217;ll probably have an even more confused look on their faces.  The traditional work environment is quickly changing due to the rapid advancement in technology.  Throw in the sluggish economy and the always-increasing cost of living, and many people have turned to freelancing and starting side businesses to <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">earn extra income</a> for their families.</p>
<p><img src="http://ptmoney.com/wp-content/uploads/2010/08/Tools-for-the-Freelancer.jpg" alt="Online Freelance Tools" title="Online Freelance Tools" width="240" height="240" class="alignright size-full wp-image-8453" />I&#8217;ve been doing freelance and contract work for the past five years.  Luckily, many other entrepreneurs have caught onto the fact that <a href="http://ptmoney.com/2010/01/25/make-extra-money-freelance-writing/">freelancing</a> is very popular, and many great resources have been developed to help us work from home and independently.  Here are six essential types of online resources every freelancer needs to be successful:</p>
<p><strong>1. Online Office Suite</strong><br />
The days of Microsoft Office dominance are slowly fading away.  With open-source applications like <a href="http://www.openoffice.org">Open Office</a> and the popularity of Google Apps, we have a lot more options for word processing, presentations, and spreadsheets.  While paid software such as Excel and Apple&#8217;s Keynote are clearly packed full of features, if you&#8217;re simply looking for an easy way to keep your side business organized, I recommend installing <a href="http://www.google.com/apps/intl/en/business/index.html">Google Apps</a> on your website&#8217;s domain name.  You do have a website, right?  The greatest thing about Google Apps is that it gives you the full functionality of Gmail and <a href="http://ptmoney.com/2010/02/09/use-google-docs-to-save-big-and-make-life-easy/">Google Docs</a> using your domain specific email addresses and you can access all of the apps anywhere as long as you have an Internet connection.</p>
<p><strong>2. Invoicing System</strong><br />
One thing that will never go away is the need for invoices.  You must provide bills and receipts to your clients if you expect them to pay you.  The invoicing system that I use is called <a href="https://ptmoney.freshbooks.com/refer/www">Fresh Books</a>.  You can add client information, send invoices as PDFs, send paper invoices through snail mail, create estimates, and keep track of time spent on a project if charging by the hour. I pay $19 a month for support of up to 25 clients. Fresh Books also has great smart phone apps to send invoices and mark them as paid all from your phone.</p>
<p><strong>3. Cloud Drive<br />
</strong>Sometimes you need your files to follow you instead of you following your files.  My favorite online file storage system is <a href="http://www.dropbox.com">DropBox</a>. It&#8217;s really easy to use, they give you 2GB of storage for FREE, and it&#8217;s only $9.99 per month to upgrade to 50GB of storage.  I love that you can share certain folders with clients so that you can collaborate on these shared files together.</p>
<p><strong>4. Keeping Track of Expenses<br />
</strong>Taking clients out to eat, buying supplies at Office Depot, and other expenses need to be kept track of and a website like <a href="http://www.jdoqocy.com/click-2722532-10593827">Shoeboxed</a> can help with that. Snap a photo of your receipt with your phone and Shoeboxed stores it and files it.</p>
<p><strong>5. Conference Calling<br />
</strong>If you need to talk with a group of clients, I&#8217;ve had good success with FreeConferenceCall.com.  You can set it up and distribute the access code for all parties to call in and hook up for a conference call.  If hosting webinars is part of your income strategy, try GoToMeeting.com.  It&#8217;s about $100 a month, but it&#8217;s the best online application for doing video conferencing and webinars. <a href="http://www.tkqlhce.com/click-2722532-10674281">Dimdim.com</a> might be a cheaper alternative. <a href="http://ptmoney.com/go/skype">Skype</a> is also a great option that works well &#8211; and you can even buy your own phone number so that you can call and receive calls from landlines and cell phones.</p>
<p><strong>6. Tax Accounting<br />
</strong>When doing freelance work, the one thing you need to think about most when it comes to accounting and taxes is filing your quarterly tax estimates.  I&#8217;m using <a href="http://www.outright.com">OutRight</a>, which is a simple, tax accounting online application that keeps track of all of your income and expenses and calculates your estimated taxes owed each quarter.  It hooks up with Fresh Books, Paypal, and even your online checking account if your bank allows it. <a href="http://www.moneycrashers.com/quicken-deluxe-2010-review/">Quicken</a> and <a href="http://www.moneycrashers.com/turbotax-review/">Turbotax</a> (made by Intuit) are also very popular options that work well.</p>
<p>This is by no means a comprehensive list of the online resources available to freelancers, but it&#8217;s more of a reminder of the essential resources you should have to be successful as a freelancer.  Working on the side is the only guaranteed way to make substantial extra income.  You could start a blog and <em>hope</em> that people start clicking on your ads or you could <em>try</em> to buy and resell stuff on eBay, but performing a service in a field that you&#8217;re experienced in is the best way to make extra money here and now.</p>
<p><em>Any great resources you recommend for freelancers to try out?</em> </p>
<p>For more, check out <a href="http://www.moneycrashers.com/25-online-resources-for-freelancers-and-small-businesses/">25 online resources for freelancers and small businesses</a>.</p>
<p><em>Erik Folgate is a freelancer &amp; small business owner (social media consulting) as well as a lead editor for the Money Crashers <a href="http://www.moneycrashers.com/">personal finance money blog</a>. Money Crashers has a wealth of information focused around saving money, investing, career &amp; freelancing, banking, and more.</em></p>
<p><em>Photo by <a href="http://www.flickr.com/photos/lumaxart/2364647117/sizes/s/in/set-72157603545124242/">lumaxart</a></em></p>
<p><a href="http://ptmoney.com/2010/08/11/6-online-resources-every-freelancer-should-use/">6 Online Resources Every Freelancer Should Use</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>


<p>Related posts:<ol><li><a href='http://ptmoney.com/2010/03/11/common-tax-deductions-for-freelancers/' rel='bookmark' title='Permanent Link: Common Tax Deductions for Freelancers'>Common Tax Deductions for Freelancers</a></li>
<li><a href='http://ptmoney.com/2010/01/25/make-extra-money-freelance-writing/' rel='bookmark' title='Permanent Link: Make Extra Money with Freelance Writing'>Make Extra Money with Freelance Writing</a></li>
<li><a href='http://ptmoney.com/2010/02/09/use-google-docs-to-save-big-and-make-life-easy/' rel='bookmark' title='Permanent Link: Use Google Docs to Save Big and Make Life Easy'>Use Google Docs to Save Big and Make Life Easy</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>PerkStreet Perks Roundup</title>
		<link>http://ptmoney.com/2010/08/07/perkstreet-perks-roundup/</link>
		<comments>http://ptmoney.com/2010/08/07/perkstreet-perks-roundup/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 21:29:16 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Make Money]]></category>
		<category><![CDATA[Personal Finance Links]]></category>
		<category><![CDATA[carnivals]]></category>
		<category><![CDATA[cash-back]]></category>
		<category><![CDATA[perkstreet financial]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[roundup]]></category>

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		<description><![CDATA[Look what just came in the mail. $50 in cash back perks from PerkStreet Financial. I&#8217;ve earned over $80 in perks so far, and recently decided to cash out $50 worth using the Visa gift card option. If you&#8217;re not familiar with PerkStreet Financial&#8217;s Debit Card Rewards Checking Account, then I recommend you check out [...]<p><a href="http://ptmoney.com/2010/08/07/perkstreet-perks-roundup/">PerkStreet Perks Roundup</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>



Related posts:<ol><li><a href='http://ptmoney.com/2010/06/23/get-5-cash-back-from-the-perkstreet-debit-card/' rel='bookmark' title='Permanent Link: Get 5% Cash Back from the PerkStreet Financial(SM) Visa® Debit Card'>Get 5% Cash Back from the PerkStreet Financial(SM) Visa® Debit Card</a></li>
<li><a href='http://ptmoney.com/2010/03/25/perkstreet-account-opening-process-part-1/' rel='bookmark' title='Permanent Link: PerkStreet Account Opening Process &#8211; Part 1'>PerkStreet Account Opening Process &#8211; Part 1</a></li>
<li><a href='http://ptmoney.com/2010/04/12/perkstreet-account-opening-process-%e2%80%93-part-2/' rel='bookmark' title='Permanent Link: PerkStreet Account Opening Process – Part 2'>PerkStreet Account Opening Process – Part 2</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><div class="wp-caption alignnone" style="width: 480px">
	<img title="PerkStreet Financial Cash Back Rewards" src="http://ptmoney.com/wp-content/uploads/2010/08/PerkStreet Perks.jpg" alt="PerkStreet Financial Cash Back Rewards" width="480" height="360" />
	<p class="wp-caption-text">PerkStreet Financial Cash Back Rewards</p>
</div>
<p>Look what just came in the mail. $50 in cash back perks from <a href="http://ptmoney.com/2010/06/23/get-5-cash-back-from-the-perkstreet-debit-card/">PerkStreet Financial</a>. I&#8217;ve earned over $80 in perks so far, and recently decided to cash out $50 worth using the Visa gift card option. If you&#8217;re not familiar with PerkStreet Financial&#8217;s Debit Card Rewards Checking Account, then I recommend you check out <a href="http://ptmoney.com/2010/06/23/get-5-cash-back-from-the-perkstreet-debit-card/">my review</a>, and learn how you can start earning rewards for debit card spending. That means no credit cards and remembering to make payments. These rewards are earned on your regular spending. As high as <a href="http://ptmoney.com/2010/06/23/get-5-cash-back-from-the-perkstreet-debit-card/">5% cash back</a> in some categories.</p>
<p>Here&#8217;s some interesting links for your weekend reading:</p>
<p><a href="http://studenomics.com/retirement/retire-early/" target="_blank">Retire at 70? Avoid That With These Early Retirement Tips</a> &#8211; If you want to avoid retiring late, here are some tips from @Studenomics that might interest you.</p>
<p><a href="http://www.moneysmartsblog.com/landlord-tenant-eviction/">So You Think You Can Landlord? A Tenant From Hell Story</a> &#8211; Remember last week when I wrote about investment properties? Well, a story like this from @Money Smarts Blog might have you thinking otherwise.</p>
<p><a href="http://www.obliviousinvestor.com/guaranteed-annuity-income-is-it-really-safe/">Guaranteed Annuity Income: Is it Really Safe?</a> &#8211; With the stock market ups and downs, more people are turning to a guaranteed source in retirement. Luckily for you, @Oblivious Investor is here to share the full story. Not just the hype you&#8217;ll hear from annuity salesmen.</p>
<p><a href="http://www.biblemoneymatters.com/2010/08/new-1099-reporting-requirements-in-obama-health-care-plan-a-small-business-paperwork-nightmare.html">New 1099 Reporting Requirements In Obama Health Care Plan</a> &#8211; A Small Business Paperwork Nightmare? Yeah, Pete from @Bible Money Matters and I hope they do away with this rule. Wouldn&#8217;t mean much work for me. But I know it will put an extra burden on most small businesses.</p>
<p><a href="http://www.wisebread.com/how-to-create-barriers-to-your-savings" target="_blank">How to Create Barriers to Your Savings</a> &#8211; In this guest post over @WiseBread, I discuss my secret to keeping more of your money by keeping it away from you. It&#8217;s worked for me. Hopefully it&#8217;s a technique that you find useful.</p>
<p><a href="http://www.goodfinancialcents.com/rent-vs-owning-home-when-does-it-make-sense-to-rent-house/">Renting or Buying?  When Does It Make Sense to Rent</a>If you’re thinking about buying a house, here are some tips to know when renting makes more sense.</p>
<p><a href="http://freefrombroke.com/2010/07/tax-free-vs-tax-deferred-ira.html">A Roth IRA Isn’t Always Better Than A Traditional IRA</a> A Roth isn&#8217;t always the go-to IRA in every case. And @Free From Broke is here to explain why. I personally like the Traditional IRA for how it help you avoid taxes now, guaranteed.</p>
<p><a href="http://money.usnews.com/money/blogs/On-Retirement/2010/08/06/5-reasons-you-wont-retire-early" target="_blank">5 Reasons You Won&#8217;t Retire Early</a> &#8211; In my latest post over @US News&#8217; On Retirement Blog I talk about common barriers to retiring early.</p>
<p><a href="http://www.bargaineering.com/articles/does-settling-credit-card-debt-hurt-your-credit-score.html">Does Settling Credit Card Debt Hurt Your Credit Score?</a> &#8211; @Bargaineering shares some good advice for those looking to micro-manage your score, when faced with the decision to settle or not.</p>
<p><a href="http://www.moolanomy.com/3097/you-need-an-emergency-fund-expect-the-unexpected-mmarquit01/">You Need An Emergency Fund: Expect the Unexpected</a> &#8211; In this back to basics post, @Moolanomy shares some solid advice about the typical starting point for any financial plan.</p>
<p><a href="http://cashmoneylife.com/2010/08/03/how-where-open-529-college-savings-plan/">How To Choose A 529 College Savings Plan</a> &#8211; My rule of thumb is usually to just get started. Who cares where you put the savings. But there are a few things that @Cash Money Life points out that will help you be confident about your plan.</p>
<p><a href="http://www.doughroller.net/taxes/2010-salestax-holiday-schedule/">2010 Sales Tax Holiday Schedule</a> &#8211; Going shopping soon for back to school, or just for fun? @Dough Roller helps you find out when the best time to shop is based on your State&#8217;s tax holiday schedule.</p>
<p><a href="http://www.rainydaysaver.net/2010/07/pros-cons-online-savings-accounts.html" target="_blank">The Pros and Cons of Online Savings Accounts</a> -When it comes to online savings, there are positives and negatives. @Rainy Day Saver, I asked &#8220;should you overlook the negatives to use one of these accounts?&#8221; And how will they improve over time?</p>
<p><a href="http://www.thedigeratilife.com/stock-trading-for-dummies/">Stock Trading For Dummies: How To Profit From Trading</a> &#8211; Some key tips to remember for the budding stock trader, brought to you by @The Digerati Life. Does this come in a book format, I wonder?</p>
<p>Carnivals: <a href="http://www.moneybeagle.com/2010/08/carnival-of-money-stories-august-2-2010.html" target="_blank">Money Stories</a>, <a href="http://www.thefinancialblogger.com/carnival-of-financial-planning-edition-152-july-30-2010/" target="_blank">Financial Planning</a>, <a href="http://www.wealthinformatics.com/2010/07/27/festival-frugality/" target="_blank">Festival of Frugality</a>, <a href="http://yesiamcheap.com/index.php?/archives/185-Festival-of-Frugality-241-A-Midsummers-Night-Dream-Edition.html" target="_blank">Festival of Frugality</a>, <a href="http://www.beatingbroke.com/carnival-of-personal-finance-267/" target="_blank">Personal Finance</a>, <a href="http://ultimatemoneyblog.com/carnival-of-personal-finance" target="_blank">Personal Finance</a></p>
<p><a href="http://ptmoney.com/2010/08/07/perkstreet-perks-roundup/">PerkStreet Perks Roundup</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
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<p>Related posts:<ol><li><a href='http://ptmoney.com/2010/06/23/get-5-cash-back-from-the-perkstreet-debit-card/' rel='bookmark' title='Permanent Link: Get 5% Cash Back from the PerkStreet Financial(SM) Visa® Debit Card'>Get 5% Cash Back from the PerkStreet Financial(SM) Visa® Debit Card</a></li>
<li><a href='http://ptmoney.com/2010/03/25/perkstreet-account-opening-process-part-1/' rel='bookmark' title='Permanent Link: PerkStreet Account Opening Process &#8211; Part 1'>PerkStreet Account Opening Process &#8211; Part 1</a></li>
<li><a href='http://ptmoney.com/2010/04/12/perkstreet-account-opening-process-%e2%80%93-part-2/' rel='bookmark' title='Permanent Link: PerkStreet Account Opening Process – Part 2'>PerkStreet Account Opening Process – Part 2</a></li>
</ol></p>]]></content:encoded>
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		<title>Is it Possible to Make Money by Doing Nothing?</title>
		<link>http://ptmoney.com/2010/07/19/make-money-for-free/</link>
		<comments>http://ptmoney.com/2010/07/19/make-money-for-free/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 19:45:10 +0000</pubDate>
		<dc:creator>PT</dc:creator>
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		<guid isPermaLink="false">http://ptmoney.com/?p=8138</guid>
		<description><![CDATA[I had someone ask me the other day if I knew of &#8220;ways to make money for free&#8221;. Huh? What does that even mean? Let&#8217;s assume it means this: is there a way to make money without expending energy (i.e. doing work), spending some time on it, or giving up something of value (e.g. stuff, [...]<p><a href="http://ptmoney.com/2010/07/19/make-money-for-free/">Is it Possible to Make Money by Doing Nothing?</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
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<li><a href='http://ptmoney.com/2009/03/19/how-to-make-extra-money-using-cashcrate/' rel='bookmark' title='Permanent Link: How to Make Extra Money Using CashCrate'>How to Make Extra Money Using CashCrate</a></li>
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</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>I had someone ask me the other day if I knew of &#8220;ways to make money for free&#8221;. Huh? What does that even mean? Let&#8217;s assume it means this: is there a way to <strong>make money without expending energy (i.e. doing work), spending some time on it, or giving up something of value (e.g. stuff, privacy)?</strong> I&#8217;m going to have to say no to this one. If there was something like that, I think we&#8217;d all know about it. But let&#8217;s look a bit closer. Looking through my <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">52 ways to make extra money</a>, I&#8217;d say there are a couple of items that actually come close.</p>
<h3>
<div id="attachment_4034" class="wp-caption alignright" style="width: 240px">
	<img class="size-full wp-image-4034" title="Make Money for Free" src="http://ptmoney.com/wp-content/uploads/2009/10/Wad-of-Cash.jpg" alt="Make Money for Free" width="240" height="160" />
	<p class="wp-caption-text">This can be yours for the price of...nothing?</p>
</div>
<p>The Incomplete &#8220;Make Money for Free&#8221; List</h3>
<p>I&#8217;ve racked my brain and scoured my list of money making ideas for a few that don&#8217;t require much time, energy, or loss in value on your part.</p>
<p><strong>Cash Back Shopping (e.g.Ebates)</strong> &#8211; Assuming you are already going to spend the money, using <a href="http://ptmoney.com/2009/01/14/ebatescom-review-save-money-when-shopping-online/">Ebates</a> to get a cash kick back on the transaction is pretty labor and time free. All you have to do is <a href="http://ptmoney.com/2009/01/14/ebatescom-review-save-money-when-shopping-online/">sign up once with Ebates</a> and remember to use them when you shop. So, while it&#8217;s not totally free, it&#8217;s close.</p>
<p><strong>Cash Back Credit Cards</strong> &#8211; Along those same lines is the <a href="http://ptmoney.com/2010/06/25/best-cash-back-credit-cards/">cash back credit card</a>. You have to spend money to get the cash back. But again, assuming you are a human and need to spend money on food, gas, and other living expenses, you&#8217;ll freely earn cash just by using your card.</p>
<p><strong>Bank Account Sign Up Bonuses</strong> &#8211; Some banks will pay you a cash bonus just for opening up a savings account or <a href="http://ptmoney.com/2010/03/08/online-checking-accounts/">online checking account</a>. The only problem with this &#8220;free&#8221; money is that you have to go through the process of opening up an account. This usually involves giving up your private information and having your credit file checked. Also, the bonuses usually don&#8217;t kick in till some time has passed, or some virtual hoops are jumped though.</p>
<p><strong>Credit Card Sign Up Bonuses</strong> &#8211; Similarly, the credit card companies will give you cash back bonuses just for signing up with the card. See my <a href="http://ptmoney.com/free-stuff/">free stuff page</a> for a complete list. Some do come with spending requirements though.</p>
<p><strong>&#8220;Already Headed That Way&#8221; Labor</strong> &#8211; Finally, I think that some &#8220;close-to-free&#8221; money can be had if you take advantage of the time and place you naturally find yourself. An idea that I recently ran across was this <a href="http://finance4artists.blogspot.com/2010/06/entrepreneurship.html" target="_blank">guy in Central Park</a> who brought his cell phone charger along and then offered to charge others for a tip.</p>
<p><em>Can you think of any other ideas that come close to being a free way to make money?</em></p>
<h3>What&#8217;s Easiest to Give Up?</h3>
<p>Since giving something up likely cannot be avoided. You should just think about what&#8217;s easiest to give up. When trying to bring in a little extra money, whether for savings or <a href="http://ptmoney.com/2009/01/05/a-plan-to-be-debt-free-in-2009/">debt reduction</a>, it&#8217;s key to think about what you&#8217;d be giving up to get the money. Which of these things &#8220;costs&#8221; you less to give up:</p>
<ul>
<li>time,</li>
<li>labor,</li>
<li>or value?</li>
</ul>
<p>The one that costs less to give up should be the one you focus on. For instance, if you&#8217;re a college student, single person, or married with no kids, you likely have tons of free time on your hands. I know because I was once you. <img src='http://ptmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  You should likely focus your money making efforts on using all that free time. Time is easy for you to give up.</p>
<p>Likewise, if you have a bunch of &#8220;stuff&#8221; lying around your house that you don&#8217;t use anymore, then consider using your stuff to help you make extra money. If you&#8217;re already running pretty lean in that department, then use a different method.</p>
<p><em>What&#8217;s your take? Are there any ways to make money for free?</em></p>
<p><a href="http://ptmoney.com/2010/07/19/make-money-for-free/">Is it Possible to Make Money by Doing Nothing?</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
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<li><a href='http://ptmoney.com/2009/03/19/how-to-make-extra-money-using-cashcrate/' rel='bookmark' title='Permanent Link: How to Make Extra Money Using CashCrate'>How to Make Extra Money Using CashCrate</a></li>
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</ol></p>]]></content:encoded>
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		<title>Financial Independence Through Income Streams</title>
		<link>http://ptmoney.com/2010/07/02/financial-independence-through-income-streams/</link>
		<comments>http://ptmoney.com/2010/07/02/financial-independence-through-income-streams/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 16:53:21 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
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		<guid isPermaLink="false">http://ptmoney.com/?p=7881</guid>
		<description><![CDATA[This is a guest post from Kevin of 20smoney.com about financial independence. I thought it was fitting to share this before July 4th. We spend a great deal of time tweaking and strategizing how to manage our money. Whether it is through budgets, paying down debt, or managing our expenses, simply put, we spend most [...]<p><a href="http://ptmoney.com/2010/07/02/financial-independence-through-income-streams/">Financial Independence Through Income Streams</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
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<li><a href='http://ptmoney.com/2010/02/08/make-extra-money-with-freebie-trading/' rel='bookmark' title='Permanent Link: Make Extra Money with Freebie Trading'>Make Extra Money with Freebie Trading</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p><em>This is a guest post from Kevin of <a href="http://20smoney.com">20smoney.com</a> about financial independence. I thought it was fitting to share this before July 4th.</em></p>
<p><div id="attachment_7884" class="wp-caption alignright" style="width: 240px">
	<img src="http://ptmoney.com/wp-content/uploads/2010/07/Independence-Day-American-Flag-Old-Glory.jpg" alt="Independence Day American Flag Old Glory" title="Independence Day American Flag Old Glory" width="240" height="161" class="size-full wp-image-7884" />
	<p class="wp-caption-text">Work Towards Your Financial Independence</p>
</div>We spend a great deal of time tweaking and strategizing how to manage our money.  Whether it is through <a href="http://ptmoney.com/2010/03/04/you-need-a-budget-3-a-principles-based-powerful-budgeting-tool/">budgets</a>, <a href="http://ptmoney.com/2009/01/05/a-plan-to-be-debt-free-in-2009/">paying down debt</a>, or managing our expenses, simply put, we spend most of our financial energy on getting a handle on managing the money we already have.  While this is important and a core component of a sound financial strategy, I don’t think we spend enough time attempting to increase the money coming into our lives.  By combining an effort to produce additional income with the sound personal finance strategies we already know, <a href="http://simplefinancialfreedom.com">financial freedom</a> is definitely attainable.</p>
<p>Pursuing an increase in income typically comes in two forms: increasing your current salary/income (getting a raise) or creating additional income streams.  I believe you should pursue both, but since increasing your income at your job is a very personal situation depending on your individual circumstances, we are going to talk about the latter strategy of creating additional income streams.</p>
<h3>Why Additional Income Streams?</h3>
<p>There are two reasons why you want to create additional income streams.  First, the obvious reason is becomes it’s more money!  What would you do with an extra $1,000 a month?  How fast could you <a href="http://ptmoney.com/2010/06/14/paying-off-debt-faster-with-debtgoal/">get out of debt</a> or pay off your house?  Or, how might your retirement picture be changed with a second income stream?  I would submit that the impact would be significant for many of us.</p>
<p>The other reason why we want to create another income stream is because we want to diversify our income.  With the “new normal” of high unemployment, it’s silly to be complacent about our income.  Multiple, diversified income streams is a major contributor to financial security.</p>
<h3>How To Find Additional Income</h3>
<p>Now that we’ve established that creating another income stream is a wise move for all of us, let’s look at a few ways that we might go about creating them.  The first place to start is with your current skill set, career &#038; industry.  The skills you possess due to your real work experience are likely very valuable.  For example, maybe you are a technician, consider if those skills might translate into opportunities for people you know such as your neighbors.  Nowadays, people are looking for ways to save money, so if you can help them with a service for cheaper than through an established company, it might be an easy <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">way to make extra money</a> on the side.</p>
<p>Second, for the younger folks with above average computer skills, there are significant opportunities on the world wide web.  Earning extra income through a website is very, very do-able, and it requires less technical skills than you think.  If you’re skeptical of the “<a href="http://ptmoney.com/2010/02/15/make-extra-money-blogging/">making money by blogging</a>” approach, know that there are plenty of income strategies in addition to blogging.  For me, I’ve had some success with a range of these strategies – much of which is documented on my <a href="http://20smoney.com/online-income">online income</a> resources page.</p>
<p>Venturing into the world of online income might seem either trivial to you or maybe intimidating, but I would suggest you at least consider it as many people are using it to bring in some nice additional income – anywhere from a few hundred to multiple thousands per month.  Either way, the boost that such income would provide to ones’ financial situation could be very impactful.</p>
<p>Creating secondary income streams is difficult because it requires you to work “outside of work” – we’re all busy in life with commitments and our main careers, but implementing some time management and keeping your eye focused on the end result can help you reach this goal.  It started two years ago for me, and I’ve made significant progress.  Many times, I struggled to continue working towards it and many times I considering throwing in the towel.  Recently, I’ve had enough success to motivate me to keep going.  I hope that I can encourage you to do the same.</p>
<p>Keep working hard to pay off your debt, manage your expenses and get your financial house in order.  When you do, consider shifting that laser focus into the world of income streams.  There are plenty of opportunities available for creative individuals who are willing to work hard to make their dreams a reality.  I wish you the most success in your endeavors, and I would love to hear personally from you who are doing what I’ve described in this post!</p>
<p><small><em>Photo by <a href="http://www.flickr.com/photos/walkadog/3224056738/sizes/s/">Beverly &#038; Pack</a></em></small></p>
<p><a href="http://ptmoney.com/2010/07/02/financial-independence-through-income-streams/">Financial Independence Through Income Streams</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
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</ol></p>]]></content:encoded>
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		<title>Declare Your Financial Independence with ING Direct: $76 Checking and ShareBuilder Bonuses</title>
		<link>http://ptmoney.com/2010/07/01/declare-your-financial-independence-with-ing-direct/</link>
		<comments>http://ptmoney.com/2010/07/01/declare-your-financial-independence-with-ing-direct/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 05:01:30 +0000</pubDate>
		<dc:creator>PT</dc:creator>
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		<category><![CDATA[Investing and Retirement]]></category>
		<category><![CDATA[orange-savings]]></category>
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		<description><![CDATA[ING Direct wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Thursday, July 1st to Friday, July 2nd. If you&#8217;re in the market for a new checking account, mortgage, or online broker, or if you&#8217;re a [...]<p><a href="http://ptmoney.com/2010/07/01/declare-your-financial-independence-with-ing-direct/">Declare Your Financial Independence with ING Direct: $76 Checking and ShareBuilder Bonuses</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>



Related posts:<ol><li><a href='http://ptmoney.com/2007/11/20/sharebuilder-has-been-acquired-by-ing-direct/' rel='bookmark' title='Permanent Link: ShareBuilder Has Been Acquired by ING DIRECT'>ShareBuilder Has Been Acquired by ING DIRECT</a></li>
<li><a href='http://ptmoney.com/2008/06/20/update-more-25-ing-direct-savings-account-bonuses/' rel='bookmark' title='Permanent Link: Update: More $25 ING DIRECT Savings Account Bonuses!'>Update: More $25 ING DIRECT Savings Account Bonuses!</a></li>
<li><a href='http://ptmoney.com/2008/04/01/current-checking-and-savings-account-rates-and-more-ing-direct-sign-up-bonuses/' rel='bookmark' title='Permanent Link: Current Checking and Savings Account Rates and More ING DIRECT Sign-Up Bonuses'>Current Checking and Savings Account Rates and More ING DIRECT Sign-Up Bonuses</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p><a href="http://ptmoney.com/go/INGDirect/">ING Direct</a> wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from <strong>Thursday, July 1st to Friday, July 2nd</strong>. If you&#8217;re in the market for a new checking account, mortgage, or online broker, or if you&#8217;re a current customer, then you will be able to take advantage of this offer. Here&#8217;s what they have going on. It&#8217;s all about 1776!<a href="http://ptmoney.com/go/INGDirect/"><img src="http://ptmoney.com/wp-content/uploads/2010/07/FID_RWB_sym-300x120.jpg" alt="ING Direct Independence Day Sale" title="ING Direct Independence Day Sale" width="300" height="120" class="aligncenter size-medium wp-image-7847" /></a><strong>Electric Orange<sup>SM</sup> Checking</strong> &#8211; When you open up a new <a href="http://ptmoney.com/go/ElectricOrange/">Electric Orange Checking</a> account, you will get a $76 bonus. To get the bonus, you will have to show that you are an actual customer. There is a requirement to make 7 purchases within 45 days. The $76 bonus will be deposited into your account in 50 days. I use the Electric Orange account and can vouch that it&#8217;s one of the <a href="http://ptmoney.com/2010/03/08/online-checking-accounts/">best online checking accounts</a> available today. See my <a href="http://ptmoney.com/2008/09/06/ing-direct-electric-orange-review/">full review of Electric Orange Checking</a>.</p>
<p><strong>Orange Mortgages</strong> &#8211; Apply for a mortgage from ING Direct and receive $776 off closing costs.</p>
<p><strong>ShareBuilder</strong> &#8211; New <a href="http://ptmoney.com/go/ShareBuilder/">ShareBuilder</a> accounts receive a $76 bonus after you make your first transaction. I will most likely take advantage of this bonus. It&#8217;s hard to pass up $76 in free investing money.</p>
<p><strong>Referral Bonus</strong> &#8211; On top of all the above, existing customers can refer other customers for a bonus of $17.76.</p>
<p>Be sure to take advantage of these deals before Friday, July 2 at 11:59 PM.</p>
<ul>
<li><a href="http://ptmoney.com/go/INGDirect/">$76 Electric Orange Checking Bonus</a></li>
<li><a href="http://ptmoney.com/go/ShareBuilder/">$76 Sharebuilder Bonus</a></li>
</ul>
<p><a href="http://ptmoney.com/2010/07/01/declare-your-financial-independence-with-ing-direct/">Declare Your Financial Independence with ING Direct: $76 Checking and ShareBuilder Bonuses</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>


<p>Related posts:<ol><li><a href='http://ptmoney.com/2007/11/20/sharebuilder-has-been-acquired-by-ing-direct/' rel='bookmark' title='Permanent Link: ShareBuilder Has Been Acquired by ING DIRECT'>ShareBuilder Has Been Acquired by ING DIRECT</a></li>
<li><a href='http://ptmoney.com/2008/06/20/update-more-25-ing-direct-savings-account-bonuses/' rel='bookmark' title='Permanent Link: Update: More $25 ING DIRECT Savings Account Bonuses!'>Update: More $25 ING DIRECT Savings Account Bonuses!</a></li>
<li><a href='http://ptmoney.com/2008/04/01/current-checking-and-savings-account-rates-and-more-ing-direct-sign-up-bonuses/' rel='bookmark' title='Permanent Link: Current Checking and Savings Account Rates and More ING DIRECT Sign-Up Bonuses'>Current Checking and Savings Account Rates and More ING DIRECT Sign-Up Bonuses</a></li>
</ol></p>]]></content:encoded>
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		<title>10 Fun Summer Jobs for Teens and College Students</title>
		<link>http://ptmoney.com/2010/05/18/10-fun-summer-jobs-for-teens-and-college-students/</link>
		<comments>http://ptmoney.com/2010/05/18/10-fun-summer-jobs-for-teens-and-college-students/#comments</comments>
		<pubDate>Tue, 18 May 2010 16:18:02 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Make Money]]></category>
		<category><![CDATA[Money Stories]]></category>
		<category><![CDATA[camp]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[college students]]></category>
		<category><![CDATA[fun]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[part-time]]></category>
		<category><![CDATA[summer]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=7081</guid>
		<description><![CDATA[Do you have a job for summer yet? It being graduation season, I thought I&#8217;d share some common summer job opportunities for teenagers and college students to make extra money. Some of these I&#8217;ve done myself. Others are just some of the more common jobs you hear about. Be sure to share your past job [...]<p><a href="http://ptmoney.com/2010/05/18/10-fun-summer-jobs-for-teens-and-college-students/">10 Fun Summer Jobs for Teens and College Students</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>



Related posts:<ol><li><a href='http://ptmoney.com/2009/05/13/summer-jobs-little-startup-funding-required/' rel='bookmark' title='Permanent Link: Summer Jobs With Little Start-up Funding Required &#8211; Part 2'>Summer Jobs With Little Start-up Funding Required &#8211; Part 2</a></li>
<li><a href='http://ptmoney.com/2008/06/17/summer-camp-cheap-frugal-budget-summer-savings-series-7/' rel='bookmark' title='Permanent Link: Summer Savings Series #7 &#8211; Send Your Kid to Summer Camp Without Blowing the Budget'>Summer Savings Series #7 &#8211; Send Your Kid to Summer Camp Without Blowing the Budget</a></li>
<li><a href='http://ptmoney.com/2009/08/31/changing-jobs-for-more-money-%e2%80%93-is-it-worth-it/' rel='bookmark' title='Permanent Link: Changing Jobs for More Money – Is it Worth It?'>Changing Jobs for More Money – Is it Worth It?</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>Do you have a job for summer yet? It being graduation season, I thought I&#8217;d share some common summer job opportunities for teenagers and college students to <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">make extra money</a>. Some of these I&#8217;ve done myself. Others are just some of the more common jobs you hear about. Be sure to share your past job experiences in the comments below.</p>
<h3>Why Work This Summer?</h3>
<p>There are a ton of reasons to get off your butt and get a job this summer.</p>
<p><img class="alignleft size-medium wp-image-4667" title="Cash from a Summer Job" src="http://ptmoney.com/wp-content/uploads/2010/01/Make-Extra-Money-Stack-300x199.jpg" alt="" width="180" height="119" />Work because it&#8217;s something different. Work because sitting around your house is boring (TV during the day sucks!). Work so that you don&#8217;t have to bum money off of your parents for daily spending. Work so that you don&#8217;t get lazy and gain weight. Work to be with your friends. Work to save money for <a href="http://ptmoney.com/2009/06/17/529-plans-the-smart-way-to-save-for-college/">college expenses</a>. Work to get real experience. Work to test out your working style.</p>
<p>I loved most of my summer jobs. Each brought me a different experience and helped to teach me about myself. Here are 5 jobs I had during the summers and what I liked about them.</p>
<h3>5 Summer Jobs I&#8217;ve Had</h3>
<p><strong>Lawn Care</strong> &#8211; I earned the most money during my high school years mowing lawns. This was a great summer job. It&#8217;s hard, and requires an initial investment (which my Dad was kind enough to front me). To get started, you only really need a mower and some gas.</p>
<p>But eventually you&#8217;ll find that you can expand your business with a weed eater, edger, blower, and a truck and trailer full of lawn tools. Convince a few neighbors that you&#8217;ll mow their grass for less than they currently pay. Then word will start to get out and you&#8217;ll have several clients. Raise your prices once demand for your services increases.</p>
<p>I&#8217;ll admit that at times this job was tough in the summer heat. But it taught me a great deal of responsibility, taught me about 2 cycle engines, kept me in shape, and it gave me a great tan too. One more thing this job did was teach me to work efficiently. As a flat rate service, you can raise or lower your hourly wage with how efficient you work. I learned to work fast and earn more money for less time spent on the job.</p>
<p><strong>Grocery Bagger/Stocker </strong>- I welcomed this job after my days of mowing laws. Not much hustle or stress involved. It kept me inside most of the time in the cool, conditioned air. It also forced me to be around other people and socialize. This was a stretch for me at the time. But something I needed as a shy teen. There are many jobs you can find at the market or grocery store: bagger, stock person, checker, cart person, etc.</p>
<p><strong>Camp Counselor </strong>- I worked as a <a href="http://ptmoney.com/2008/06/17/summer-camp-cheap-frugal-budget-summer-savings-series-7/">summer camp</a> counselor during my summers in college. I loved the experience. I worked with the older kids. No tantrums or bed wetting. Just bad attitudes. <img src='http://ptmoney.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  Typical summer camp jobs don&#8217;t pay excellent, but you have your room and food covered. This job is tough because you&#8217;re outside most of the time. However, it&#8217;s also rewarding because of the experiences you have the positive impact you get to have on others. For the kids attending the camp, it&#8217;s their best week of the summer. It was great to be a part of that.</p>
<p><strong>Umpire or Referee &#8211; </strong>Working as a referee or ump requires a solid knowledge of the sport, confidence, and a thick skin for dealing with high pressure situations. I spent some time as a baseball umpire, but primarily as a field ump, where the pressure isn&#8217;t as high. This is a great job for making money for just a couple of hours of work. Just know that there is going to be that one day when you are going to really upset someone and have to deal with the pressure. If you love the sport and can handle the pressure, this job may be a great way to <a href="http://ptmoney.com/2010/03/09/easy-money-good-and-not-so-great-ways-to-get-money-fast/">get easy money fast</a>.</p>
<p><strong><img class="alignright size-full wp-image-7087" title="Summer Jobs - Lifeguard" src="http://ptmoney.com/wp-content/uploads/2010/05/Summer-Jobs-Lifeguard.jpg" alt="" width="240" height="158" />Lifeguard &#8211; </strong>Finally, I did one summer as a lifeguard. This was one of my favorite jobs. I actually had to jump in after someone. Thankfully everything worked out okay. In this job you&#8217;ll get to work along side other responsible professionals and soak up the hot summer sun. Pay is okay. Double your money if you can do some swimming lessons on the side.</p>
<h3>5 More to Consider</h3>
<ul>
<li><strong>Movie Theater Attendant</strong> &#8211; Cool environment, <a href="http://ptmoney.com/2009/01/21/netflix-review-netflix-com/">free movies</a>, the permanent smell of popcorn on your clothes.</li>
<li><strong>Fast Food Employee</strong> &#8211; Free food, fast-paced, the greasiest shoes you&#8217;ll ever own.</li>
<li><strong>Retail Associate</strong> &#8211; Opportunity for commission, get to dress up, get told &#8220;no thanks, I&#8217;m just looking&#8221; over 500 times a day.</li>
<li><strong>Baby Sitter</strong> &#8211; Get to love on kids, enjoy someone&#8217;s house, diapers.</li>
<li><strong>Car Detailing</strong> &#8211; Good money, work in flip flops, wax on wax off.</li>
</ul>
<h3>What to Do with Your Earnings?</h3>
<p>It&#8217;s your money. Do with it as you please. But if you&#8217;re looking for ideas, here are a few. You could stick it in an <a href="http://ptmoney.com/2009/04/27/top-high-yield-savings-accounts/">online savings account</a> until you find a good use for it. You could use it to buy books in college. You could use it as a down payment on a house. You could reinvest it in your own business. You could invest it in index funds inside a <a href="http://ptmoney.com/2009/08/13/roth-ira-rules/">Roth IRA</a>.</p>
<p><em>Be sure to share your past job experiences in the comments below.</em></p>
<p><em>Photo by <a href="http://www.flickr.com/photos/rappensuncle/205700619/sizes/s/">Rappensuncle</a><br />
</em></p>
<p><a href="http://ptmoney.com/2010/05/18/10-fun-summer-jobs-for-teens-and-college-students/">10 Fun Summer Jobs for Teens and College Students</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>


<p>Related posts:<ol><li><a href='http://ptmoney.com/2009/05/13/summer-jobs-little-startup-funding-required/' rel='bookmark' title='Permanent Link: Summer Jobs With Little Start-up Funding Required &#8211; Part 2'>Summer Jobs With Little Start-up Funding Required &#8211; Part 2</a></li>
<li><a href='http://ptmoney.com/2008/06/17/summer-camp-cheap-frugal-budget-summer-savings-series-7/' rel='bookmark' title='Permanent Link: Summer Savings Series #7 &#8211; Send Your Kid to Summer Camp Without Blowing the Budget'>Summer Savings Series #7 &#8211; Send Your Kid to Summer Camp Without Blowing the Budget</a></li>
<li><a href='http://ptmoney.com/2009/08/31/changing-jobs-for-more-money-%e2%80%93-is-it-worth-it/' rel='bookmark' title='Permanent Link: Changing Jobs for More Money – Is it Worth It?'>Changing Jobs for More Money – Is it Worth It?</a></li>
</ol></p>]]></content:encoded>
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		<title>Making Money From Junk</title>
		<link>http://ptmoney.com/2010/05/07/making-money-from-junk/</link>
		<comments>http://ptmoney.com/2010/05/07/making-money-from-junk/#comments</comments>
		<pubDate>Fri, 07 May 2010 17:33:44 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Make Money]]></category>
		<category><![CDATA[clutter]]></category>
		<category><![CDATA[craigslist]]></category>
		<category><![CDATA[ebay]]></category>
		<category><![CDATA[garage sale]]></category>
		<category><![CDATA[junk]]></category>
		<category><![CDATA[making-money]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[simplicity]]></category>
		<category><![CDATA[tips]]></category>

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		<description><![CDATA[So how much cash have you got lying around your home? You probably have a few nickels and dimes here and there, maybe? But you could accumulate more than just a few by turning to some online ideas &#8212; some of which I tried as money making hobbies. How About Making Money From Junk? Some [...]<p><a href="http://ptmoney.com/2010/05/07/making-money-from-junk/">Making Money From Junk</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>



Related posts:<ol><li><a href='http://ptmoney.com/2010/08/24/how-kids-can-make-extra-money/' rel='bookmark' title='Permanent Link: Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today'>Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today</a></li>
<li><a href='http://ptmoney.com/2008/04/23/stop-junk-mail-earth-day/' rel='bookmark' title='Permanent Link: Stop Junk Mail: My Earth Day Effort'>Stop Junk Mail: My Earth Day Effort</a></li>
<li><a href='http://ptmoney.com/2010/01/11/make-extra-money-tips/' rel='bookmark' title='Permanent Link: 5 Tips for Making Extra Money'>5 Tips for Making Extra Money</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>So how much cash have you got lying around your home?  You probably have a few nickels and dimes here and there, maybe?  But you could accumulate more than just a few by turning to some online ideas &#8212; some of which I tried as <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">money making</a> hobbies.</p>
<h3>How About Making Money From Junk? Some Tips</h3>
<p>Have you got extra clutter you&#8217;d like to do away with?  Why not &#8220;re-purpose&#8221; it? We can all make money from junk and I’ve done just that myself thanks to the power of the auction site eBay.  Everyone has heard of eBay: more and more people are joining it for the purpose of selling their goods on it each day.  My partner and I actually built up a business selling stuff on there, and it all started by selling off a few old things we didn’t need or want any more.  Here are a few tips to ponder:</p>
<p><strong>1. Look for used items that still have value.</strong></p>
<p>To start with, we focused on things we thought had a value – DVDs, old videos, that kind of thing.  And we sold a lot of them during our first week on eBay as proper sellers.  <strong>We brought in several hundred dollars from around fifty different auctions over a ten day period</strong> – not bad for starters and it made us think about what else we could sell as well.</p>
<p><strong>2. If at first you don&#8217;t succeed, keep trying!</strong></p>
<p><img class="alignright size-thumbnail wp-image-4505" style="margin: 10px;" title="Vintage Piggy Banks For Making Money on eBay" src="http://ptmoney.com/wp-content/uploads/2009/12/photo3-150x150.jpg" alt="" width="150" height="150" />A big point I want to make: the title of this article – making money from junk – was chosen deliberately.  You see, I always thought only certain things would sell on eBay.  <strong>But the old saying that you can sell virtually anything and everything on the site did turn out to be true.</strong> I can’t recall the number of times we listed something we were sure would fail miserably, only to find that it would sell for a nice amount of money.  And there were equally occasions when we tried and failed to sell something a couple of times, but where lucky enough to sell it for a nice sum on the third try.</p>
<p><strong>3. Make a running list of things you don&#8217;t want anymore.</strong></p>
<p>One more important thing I learned was to make a list of all the things we wanted to get rid of.  Not the things we thought would sell – just the things we didn’t want any more.  Then I looked up those items on eBay to get an idea of what we could expect to get for them.  This doesn’t necessarily mean that you will get the same amount of course, but it gives you an idea of how you can pick up some pointers for how you&#8217;ll position your eBay posting.</p>
<p><strong>4. Check out your local yard sales too!</strong></p>
<p>Another point I should make is that eBay shouldn&#8217;t be your only channel for selling.  You may also want to try yard sales and similar forums.  <a href="http://ptmoney.com/2008/08/18/garage-sale-success-edition-primetime-quickhits/">Garage sales</a> are another good bet for trying to clear out some old items you don’t want any more.  You’d be amazed at what sells!</p>
<p>We once had an old collection of towels that had seen one too many days of washing up in the kitchen.  We thought they were fit for the bin but we added them to the pile anyway.  Someone came along and promptly bought the whole lot for a couple of dollars.  They were ideal for them as they were looking for cleaning rags!  This just goes to show that you can never be quite sure of what will attract a thrifty customer.</p>
<p>These days, I always try to sell something first before considering any other alternatives for getting rid of an item.  We’ve brought in hundreds of dollars over the last two or three years, enough to pad our <a href="http://www.thedigeratilife.com/blog/index.php/2009/04/30/best-high-interest-savings-accounts-online-banking-account/">high interest savings accounts</a> with extra funds that we wouldn’t have had otherwise.  Try it!  You might just catch the bug.</p>
<p><em>This guest post is from SVB from <strong>The Digerati Life</strong>, who writes about various financial articles on frugality, credit management and investing. Check out her review on <a href="http://www.thedigeratilife.com/blog/index.php/2009/05/22/online-discount-brokers-smart-money-broker-survey/">discount brokers</a> as well as tips on <a href="http://www.thedigeratilife.com/blog/get-first-credit-card/">how to get your first credit card</a>. </em></p>
<p><a href="http://ptmoney.com/2010/05/07/making-money-from-junk/">Making Money From Junk</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
<small>2c3ca6358dbd4ad8b0c3714b040d53d9</small></p>


<p>Related posts:<ol><li><a href='http://ptmoney.com/2010/08/24/how-kids-can-make-extra-money/' rel='bookmark' title='Permanent Link: Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today'>Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start Today</a></li>
<li><a href='http://ptmoney.com/2008/04/23/stop-junk-mail-earth-day/' rel='bookmark' title='Permanent Link: Stop Junk Mail: My Earth Day Effort'>Stop Junk Mail: My Earth Day Effort</a></li>
<li><a href='http://ptmoney.com/2010/01/11/make-extra-money-tips/' rel='bookmark' title='Permanent Link: 5 Tips for Making Extra Money'>5 Tips for Making Extra Money</a></li>
</ol></p>]]></content:encoded>
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		<title>Changing the Blog Name To&#8230;</title>
		<link>http://ptmoney.com/2010/04/01/get-rich-quick/</link>
		<comments>http://ptmoney.com/2010/04/01/get-rich-quick/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 05:25:28 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Make Money]]></category>
		<category><![CDATA[april fools]]></category>
		<category><![CDATA[bling]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[get rich quick]]></category>
		<category><![CDATA[get rich quickly]]></category>
		<category><![CDATA[getrichslowly.org]]></category>
		<category><![CDATA[joke]]></category>
		<category><![CDATA[rich]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=6375</guid>
		<description><![CDATA[I&#8217;m sure you&#8217;ve noticed that I&#8217;ve been going through some changes with the site recently. Well, a while back I hired a branding consultant to give me some advice on setting forth a new direction for PT Money. I&#8217;m going to be honest with you&#8230;I&#8217;m a bit bored with the current status of the blog [...]<p><a href="http://ptmoney.com/2010/04/01/get-rich-quick/">Changing the Blog Name To&#8230;</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
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</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>I&#8217;m sure you&#8217;ve noticed that I&#8217;ve been going through some changes with the site recently. Well, a while back I hired a branding consultant to give me some advice on setting forth a new direction for PT Money. </p>
<p>I&#8217;m going to be honest with you&#8230;I&#8217;m a bit bored with the current status of the blog and I&#8217;m ready to take it to the next level.</p>
<p>I was told I needed to rename my blog to something that would more clearly speak to potential readers and represent the core values of this site. </p>
<p>You guys know I&#8217;m the expert when it comes to <a href="http://ptmoney.com/2009/01/28/52-ways-make-extra-money/">making extra money</a>, right? I decided it was about time I turn my guru-like status into a brand empire.</p>
<p>Therefore, starting today, my blog will be known as&#8230; <a href="http://ptmoney.com"><strong>Get Rich Quickly</strong></a>. Pow! How&#8217;s that for in-your-face branding?!</p>
<p><img src="http://ptmoney.com/wp-content/uploads/2010/03/Get-Rich-Quickly-Logo.png" alt="" title="Fake Names are Awesome!" width="385" height="96" class="aligncenter size-full wp-image-6379" /></p>
<p>Forget savings accounts and retirement investing. There&#8217;s plenty of lame <a href="http://getrichslowly.org">blogs</a> discussing those tired subjects. Reading sites like that will make your eyes glaze over and keep you in the poor house. </p>
<p>This site will now focus on the truly rich subjects of penny stocks, forex (yes!), ponzi schemes, multi level marketing, real estate flipping, online poker tips, day trading, <a href="http://www.lazymanandmoney.com/monavie-scam-was-my-wife-recruited-sell-snake-oil/">monavie</a>, and making money from home stuffing envelopes while doing medical billing.</p>
<p><strong>Expect killer new blog posts ideas like:</strong></p>
<ul>
<li>Transform Yourself Into a Nigerian Minister in 6 Easy Steps</li>
<li>How to Flip Million Dollar Homes with No Down Payment While Using Your Uncle as the Contractor</li>
<li>10 Ponzi Schemes You Can Start Today Without the Unwanted Media Attention</li>
<li>Earn Money While You Sleep: How to Do Payday Loan Forex Arbitrage</li>
<li>Turn P2P Lending Funds into a Fortune Using Penny Stock Trading on the Russian Exchange</li>
</ul>
<p><strong>I&#8217;ve already got several interviews lined up:</strong> Matthew Lesko, Benny Hinn, Robert Kiyosaki, John Beck, and even the creators of Wisetrade.</p>
<p>Oh, man. I can&#8217;t wait&#8230;</p>
<p><a href="http://ptmoney.com/2010/04/01/get-rich-quick/">Changing the Blog Name To&#8230;</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
<a href="http://links.ncsreporting.com/redirect.aspx?cr=311469&of=1455&af=128310&ac=100" target="_blank"><img src="https://img1.ncsreporting.com/a6b08f5e-ce52-4bd0-a6ff-b7bef5ed502b.gif?128310&100" width="468" height="60" alt="PerkStreet Checking Account" border="0"></a></p>
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<li><a href='http://ptmoney.com/2010/03/01/the-blueprint-for-how-to-make-money-with-a-blog/' rel='bookmark' title='Permanent Link: The Blueprint for How to Make Money with a Blog'>The Blueprint for How to Make Money with a Blog</a></li>
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</ol></p>]]></content:encoded>
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		<title>5 Making Money Quotes</title>
		<link>http://ptmoney.com/2010/03/30/5-making-money-quotes/</link>
		<comments>http://ptmoney.com/2010/03/30/5-making-money-quotes/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 14:59:51 +0000</pubDate>
		<dc:creator>PT</dc:creator>
				<category><![CDATA[Make Money]]></category>
		<category><![CDATA[famous]]></category>
		<category><![CDATA[making-money]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[quotes]]></category>

		<guid isPermaLink="false">http://ptmoney.com/?p=6315</guid>
		<description><![CDATA[I could use a little inspiration today, so I thought I&#8217;d share these 5 quotes about money. &#8220;God gave me my money. I believe the power to make money is a gift from God, to be developed and used to the best of our ability for the good of mankind.&#8221; &#8211; John D. Rockefeller &#8220;The [...]<p><a href="http://ptmoney.com/2010/03/30/5-making-money-quotes/">5 Making Money Quotes</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
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Related posts:<ol><li><a href='http://ptmoney.com/2008/08/26/millionaires-in-the-making-the-rodrigueses/' rel='bookmark' title='Permanent Link: Millionaires in the Making: The Rodrigueses'>Millionaires in the Making: The Rodrigueses</a></li>
<li><a href='http://ptmoney.com/2010/05/07/making-money-from-junk/' rel='bookmark' title='Permanent Link: Making Money From Junk'>Making Money From Junk</a></li>
<li><a href='http://ptmoney.com/2010/01/11/make-extra-money-tips/' rel='bookmark' title='Permanent Link: 5 Tips for Making Extra Money'>5 Tips for Making Extra Money</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p><img src="http://ptmoney.com/wp-content/uploads/2009/10/Lots-of-Money-150x150.jpg" alt="" title="Money Quotes" width="150" height="150" class="alignright size-thumbnail wp-image-4033" />I could use a little inspiration today, so I thought I&#8217;d share these 5 quotes about money.</p>
<p>&#8220;God gave me my money. I believe the power to make money is a gift from God, to be developed and used to the best of our ability for the good of mankind.&#8221; &#8211; John D. Rockefeller</p>
<p>&#8220;The best way to make happy money is to make money your hobby and not your god.&#8221; &#8211; Scott Alexander</p>
<p>&#8220;Formal education will make you a living; self-education will make you a fortune.&#8221; &#8211; Jim Rohn</p>
<p>&#8220;Wealth is not in making money, but in making the man while he is making money.&#8221; &#8211; John Wicker</p>
<p>And this last one is just funny&#8230;</p>
<p>&#8220;Dogs have no money. Isn&#8217;t that amazing? They&#8217;re broke their entire lives. But they get through. You know why dogs have no money? ..No pockets.&#8221; &#8211; Jerry Seinfeld</p>
<p><a href="http://ptmoney.com/2010/03/30/5-making-money-quotes/">5 Making Money Quotes</a> is a post from: <a href="http://ptmoney.com">PT Money: Personal Finance by PT</a>.
<p>
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<p>Related posts:<ol><li><a href='http://ptmoney.com/2008/08/26/millionaires-in-the-making-the-rodrigueses/' rel='bookmark' title='Permanent Link: Millionaires in the Making: The Rodrigueses'>Millionaires in the Making: The Rodrigueses</a></li>
<li><a href='http://ptmoney.com/2010/05/07/making-money-from-junk/' rel='bookmark' title='Permanent Link: Making Money From Junk'>Making Money From Junk</a></li>
<li><a href='http://ptmoney.com/2010/01/11/make-extra-money-tips/' rel='bookmark' title='Permanent Link: 5 Tips for Making Extra Money'>5 Tips for Making Extra Money</a></li>
</ol></p>]]></content:encoded>
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