Save Money, Get Out of Debt, and Live a Frugal Life!
The “10 Things” Series Is Complete
I’ve finally completed my series of post (for beginners) that listed the 10 things that we’ve done that I believe has brought success with our personal finances. Just last week I posted #10. This series is essentially my story with money:
#1 Track Your Regular Monthly Expenses
#2 Pay Off Your Credit Card Debt
#3 [...]
I’m wrapping up the “10 Things” series with a post (in two parts) that should hopefully bring it all together. Most of what I’ve shared already in this series has been one of three things: a specific tool, method, or guideline for having success in personal finance. The ideas I shared in Part 1, and below in Part [...]
I’m going to wrap up the “10 Things” series with a post (in two parts) that should hopefully bring it all together. Most of what I’ve shared already in this series has been one of three things: a specific tool, method, or guideline for having success in personal finance. The ideas I’ll share below and in part 2 [...]
Our Reasons for Wanting to Buy a Home
Hard to believe, but over the last 10 years I’ve rented at 10 different places. The cheapest rent being $150 at a really old house with two friends (post college); the most expensive being $1,295 at the townhouse my wife and I lived in for a year just [...]
Live a Frugal Life
So far I’ve listed seven things. In my opinion, even if we did well with numbers 1-7, we’d still fall short if we didn’t live a frugal life. Why? Because we can always find a way to spend the money we earn or save. Unless we made a lifestyle change we are [...]
Automatic Savings
Let’s first look at automating your savings. What exactly do I mean by this? For me it’s meant setting up a recurring automatic withdrawal from my personal checking account to a savings account or, more recently and even better, automatically sending a portion of your paycheck direct deposit into a savings account. Here’s a [...]
Track Your Net Worth and Set a Goal
Simply put, your personal net worth is equal to your assets (stuff you have) minus your liabilities (debts). For instance, your assets might be cash in checking and savings, investments, real estate, and cars. Your debts might be your mortgage, credit card balances, and student loans. All you [...]
Put Your Savings in a High-Interest Savings Account
For this post, we’ll look at the advantages of opening a high-interest savings account. Do you have savings in a bank? Most of us do since most banks will automatically attach a savings account to your checking account. If you have been wise enough to set money aside [...]
Hi, I'm PT. No, I'm not a millionaire ...yet. But I have a big desire to help you learn to live a limitless financial life. more...
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