I find it odd that the best online savings accounts, especially those with checking or bill pay features, have been slow to adopt mobile banking platforms.
Bank of America, Citi, and Chase all have iPhone apps designed to allow access to your account. But there is only one online bank that has an Android and iPhone app (that I could find).
In fact, they’ve had an app for quite some time, but they just recently rolled out a full-scale version which includes advanced features like bill pay and money transfers. Here’s a quick look at the new app from Capital One 360:
I use a couple of apps to manage my banking. I see all my bank accounts using the Personal Capital app. And I log in for specifics using the Bank of America app and the Capital One 360 app.
While online banks have been slow to get their apps up, some do have websites designed for mobile devices. From my limited research I found that only WT|Direct, Capital One 360, and SmartyPig have mobile sites.
You can usually find a mobile site by replacing the “www” with a “m” in your mobile browser’s address bar.
If you know of one that I missed, please let me know and I’ll add it to the list. Also, let me know how do you do your mobile banking? Which apps do you use?