Comments on: 20 Tips for a More Affordable Auto Insurance Policy

By: kody

kody — Thu, 01 Jan 1970 00:00:00 +0000

Nice tips! I just came across this site, and i love it already! You have made my day sooooo much easier . Thanks!

By: Zatari

Zatari — Thu, 01 Jan 1970 00:00:00 +0000

Great tips about auto insurance on this articles , Add protection devices to auto alarm … These procedures make the car less serious, leading to increased risk for lack of insurance

By: Jim

Jim — Thu, 01 Jan 1970 00:00:00 +0000

If involved in an accident, there are a few things that insurance companies expect drivers to do. Always notify the officials when an accident has occurred and never leave your vehicle or the scene of an accident. Drivers should always keep some form of a camera in their vehicle. Documenting all accidents with a photo can help officials and insurance companies determine the fault of the accident and avoid increasing the cost of your insurance policies.

By: Sam P

Sam P — Thu, 01 Jan 1970 00:00:00 +0000

Great tips here Philip. One more tip that won’t necessarily apply to everyone, but some insurance companies do give discounts to students for receiving good grades.

By: Philip Taylor

Philip Taylor — Thu, 01 Jan 1970 00:00:00 +0000

@Don – Those tips are there to give perspective. Shorter commutes and different states mean lower premiums. Some people don’t know those things. Obviously I’m not suggesting someone move or get a new job just to get lower insurance. Obviously your comment isn’t jackassery.

By: Debtor

Debtor — Thu, 01 Jan 1970 00:00:00 +0000

Making sure your credit bureau report is accurate and reflects the best (true) picture of you possible is a good tip, but don’t forget your CLUE reports (https://personalreports.lexisnexis.com/). You have one for auto and one for property. They show insurance claims made by you. If there’s a duplicate or erroneous claim listed here, it could impact your rate. You can get these reports free once per year under the FACT Act just like your credit bureau reports. I just did this for the first time and cleared up a couple things on my auto report. Everyone should do this!

By: Don W

Don W — Thu, 01 Jan 1970 00:00:00 +0000

Running short on coming up with “20 reasons”??? Move, or get a new job (#16 & 17).

By: Philip Taylor

Philip Taylor — Thu, 01 Jan 1970 00:00:00 +0000

@Charles – Great point about safe driving rewards. Insurance companies are getting smarter at truly defining their risk with a customer. I look forward to the day when we can really get the rate we deserve.

@Jon – Good one. Hate those darn speeding tickets. I’ve had my share over the years.

By: Jon | Free Money Wisdom

Jon | Free Money Wisdom — Thu, 01 Jan 1970 00:00:00 +0000

Haha, I’m with Ninja, don’t get into accidents! Also, don’t get tickets, or at least don’t get caught speeding

By: Charles W. Singleton

Charles W. Singleton — Thu, 01 Jan 1970 00:00:00 +0000

Another good point is take notice of insurance carriers that reward safe driving – ie. no violations and no accidents. Progressive is one of the companies I represent (I’m an independent insurance agent) and they have something called “Snap shot discount”. A device is attached to your vehicle and tracks your driving habits. If you drive safely you will be rewarded.