I recently joined a blog network called the Money Life Network with six other personal finance bloggers. Each week, I’m presenting an interview with a member. Up next is Kacie from Sense to Save.
What would you like readers to know about you and why did you start SensetoSave.com?
I’m 23, have been married for a little over one year, and my husband and I are expecting our first child to arrive at the end of 2008. I work from home as a freelance writer and homemaker. My husband and I are living in Pittsburgh, PA, which is 400 miles from our families.
I started my blog last September when I moved from full-time work into freelancing. I wanted to reduce our expenses, find ways to save money, and thrive on one primary income. We’ve been able to get out of credit card debt and establish a healthy emergency fund in that time, and I attribute that success to staying focused on our goals. Plus, blogging has introduced me to many frugal-minded folks, and they’ve helped me learn so much!
What are your favorite topics in personal finance (i.e. what do you like to write about) and why?
I’m interested in a wide variety of personal finance topics. I enjoy couponing and getting freebies at drugstores, saving money at the grocery, finding new ways to save on car insurance, figuring out the best way to save for retirement, avoiding debt and everything in between.
What would you tell those people that might be thinking of starting a personal finance blog of their own?
Do it! When you blog about personal finance, you’re automatically more tuned in to your financial situation. You have increased focus, and are more likely to meet your goals. You’ll have the support of others in the PF community, you’ll learn from your reader’s comments, and you’ll be inspired to find new ways to save money.
Starting out isn’t easy, though. It can be difficult to continue blogging if you feel like nobody is reading your blog. Be patient and try things such as commenting on other blogs, joining social networking sites, and participating in blog carnivals so others can be exposed to your blog.
What would you consider the single most important thing people can do for their finances?
Care. If you don’t give your finances much thought, you’ll probably find yourself in a bad financial situation. Being debt free and having a lot of money in savings can’t happen unless you make those things a priority. Set goals and go get them! Once you have a plan and the motivation necessary, you’ll be able to achieve your goals.
If you had to pick three of your own posts to call your “favorites”, which would they be?
Trading debt for contentment When we had credit card debt, we were more stressed. Now, we’ve discovered many more benefits that come with being in a better financial situation.
If Dave Ramsey was a housekeeper… This post makes me laugh. I’m a Ramsey fan, and I thought I’d imagine how he would apply his seven “baby steps” in other areas. You won’t want to miss my photo illustration!
I asked readers if I should attempt to use cloth diapers on our baby. The catch? We don’t have a washer/dryer in our apartment. We have to use a coin-op machine in the basement. I chose this post to be a part of the list because I absolutely loved the reader discussion that came with it. We haven’t decided what we’ll do, but we’re leaning toward using cloth at least part-time.
Thanks, Kacie. 🙂