Do more with your money in half the time.
Sure you make good money and certainly aren’t hurting financially, but you might be dissatisfied with your monthly income if you knew how much higher it could be. You may very likely be holding yourself back from enjoying a higher cash flow and not even know it. There are several common behaviors that can put [...]
I used to pride myself on my cutting-edge music knowledge. I played in a band after college and spent a lot of time in my 20s going to concerts. Music is actually one of the things that brought my wife and I together. But over the last couple of years, I’ve let my passion for [...]
I was reading through Doug Warshauer’s new book, If I’m So Smart, Where Did All My Money Go?, and he pointed out something I have a hard time arguing with. He essentially says that, financially speaking, we should have probably continued renting a home back in 2007. We ended up buying. Doug says (in the [...]
Now that we don’t have a car payment on our Honda, which just hit 100,000 miles, our biggest annual car expense seems to be tires. I just spent $300 on two front tires. We don’t really drive that much but it seems like we quickly wear out our tires. The reason that we wear them [...]
Next to the recipe for Coke, the credit score formula is one of the best protected secrets in society today. Many have tried to crack the equation and not one has succeeded. Unfortunately, since we don’t know the exact formula, there is a lot of guessing as to what makes up your credit score. This [...]
This week we learned that Mark Zuckerberg’s newly formed Startup: Education foundation will give $100 Million to Newark, New Jersey’s public school district. I found it interesting that Mark has no real ties to Newark. It appears that he was just looking for a place to invest his money where he felt like it would [...]
The National Money Night Talk has come and gone, but that doesn’t mean you should stop the conversations with your kids about money! For the past month I’ve been hosting giveaways in honor of the National Money Night Talk. For those of you who don’t know, American Express teamed up with personal finance expert Jean [...]
What is a variable interest rate? A variable interest rate is just what it sounds like: an interest rate that varies over time. It’s the opposite of a fixed interest rate, which remains the same over time. Variable interest rates are generally used by financial institutions to move the rates on their products up and [...]
A cash back site is a website shopping portal (online mall) where you can earn cash back on your spending. Typical deals are anywhere from 1% to 5% cash back, with some retailers offering more than that. So how do these online malls offer this cash back? Well, they actually get a commission on the [...]
Now for some weekend financial reading. A lot of great articles out there. Finance by the Numbers 5 Reasons to Have a Roth IRA in Addition to Your 401K 5 Things You Won’t Find in Your FICO Score 5 Things to Know About the 401K Financial Tips Getting Cashback on Your Bill Payments Health Savings [...]
Unemployment rates have been in the 9 to 10% range for months. With thousands of Americans still claiming unemployment every week there are many people coming to the end of their ropes. Unemployment is running out, the rent is due, and they’ll do just about anything to make ends meet. That’s when the offer comes [...]
The Pentagon Federal Credit Union, better known as PenFed, has launched a credit card designed for not only the most frequent traveler but also those that travel with the family just a few times a year. The PenFed Premium Travel Rewards American Express® Cardrewards cardholders with a large number of special offers and amenities, the [...]
Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today. Read more...
