Comments on: Question of the Week: Are You Lucky with Money? http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/ Real Personal Finance for a Life Without Limits! Wed, 08 Sep 2010 22:01:52 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: PT http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8323 PT Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8323 Thanks for sharing, Jo. Thanks for sharing, Jo.

]]> By: Jo/Gaelicwench http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8315 Jo/Gaelicwench Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8315 My so-called luck doesn't exist when it comes to my finances. Careful planning re: frugal spending and staying focused on paying down debt and patience with savings are to my advantage. Sometimes, however, it isn't always easy or within one's control....to a point. Getting laid off and being unemployed for 1.5 years wasn't easy. That is how I incurred debt. But I controlled it by applying for employment anywhere they were hiring. I guess this is where luck can prevail, because I was at the right place at the right time. The retail manager approached me while I was browsing, asking me a few non-personal questions. One thing led to another and next thing I know, I am hired. I've been working ever since. This job I have is my niche; it is where I am happiest, and with careful planning I've been able to take control of my finances and put myself in the position I am in today. Hard work also goes a long way. Just some thoughts. My so-called luck doesn’t exist when it comes to my finances. Careful planning re: frugal spending and staying focused on paying down debt and patience with savings are to my advantage. Sometimes, however, it isn’t always easy or within one’s control….to a point.

Getting laid off and being unemployed for 1.5 years wasn’t easy. That is how I incurred debt. But I controlled it by applying for employment anywhere they were hiring. I guess this is where luck can prevail, because I was at the right place at the right time. The retail manager approached me while I was browsing, asking me a few non-personal questions. One thing led to another and next thing I know, I am hired. I’ve been working ever since.

This job I have is my niche; it is where I am happiest, and with careful planning I’ve been able to take control of my finances and put myself in the position I am in today. Hard work also goes a long way. Just some thoughts.

]]> By: The Biz of Life http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8237 The Biz of Life Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8237 I started to say there is no such thing as luck..... but that's not entirely true.... speculators and gamblers are often more lucky than good. Anyone with a real financial plan who systematically invests is not lucky, they are prepared and disciplined and are playing the long-term odds to get the full return of the financial markets. I started to say there is no such thing as luck….. but that’s not entirely true…. speculators and gamblers are often more lucky than good. Anyone with a real financial plan who systematically invests is not lucky, they are prepared and disciplined and are playing the long-term odds to get the full return of the financial markets.

]]> By: Forex Automatic http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8227 Forex Automatic Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8227 People create their own luck. The harder you work, the more opportunities open for you. People create their own luck. The harder you work, the more opportunities open for you.

]]> By: innocent http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8224 innocent Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8224 I can't attribute my financial success to luck. i don't believe in luck, instead i believe in hard work. I can’t attribute my financial success to luck. i don’t believe in luck, instead i believe in hard work.

]]> By: PT http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8195 PT Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8195 @Abigail - Thanks! :) @Abigail – Thanks! :)

]]> By: myfinancialobjectives http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8188 myfinancialobjectives Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8188 I attribute my financial success(Don't know if I'd call it success....yet:) ) to my faith #1, smart/hard work #2, and determination #3. I attribute my financial success(Don’t know if I’d call it success….yet:) ) to my faith #1, smart/hard work #2, and determination #3.

]]> By: Abigail http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8176 Abigail Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8176 PS. I thought this was an interesting question, so included it in my roundup. Hope to see some more responses as this is a cool topic! PS. I thought this was an interesting question, so included it in my roundup. Hope to see some more responses as this is a cool topic!

]]> By: The Rat http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8170 The Rat Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8170 i think that in order to achieve financial success, you have work hard and stay focused on your end-goal objectives. Hopefully, with a little luck, they will come to fruition earlier than expected. I don't think success comes exclusively from luck; however, I do believe that people do need a 'few breaks' here and there -which can be in the form of luck. (I don't know if what I just said makes any sense but...anyway, it is what it is!) i think that in order to achieve financial success, you have work hard and stay focused on your end-goal objectives. Hopefully, with a little luck, they will come to fruition earlier than expected. I don’t think success comes exclusively from luck; however, I do believe that people do need a ‘few breaks’ here and there -which can be in the form of luck. (I don’t know if what I just said makes any sense but…anyway, it is what it is!)

]]> By: Abigail http://ptmoney.com/2010/03/12/question-of-the-week-are-you-lucky/comment-page-1/#comment-8156 Abigail Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5919#comment-8156 My financial success, eh? I think that's a loaded question to begin with! That said, I do count myself lucky. I have a supportive family who have helped me out when I was unable to take care of myself -- financially and emotionally. And now I have a wonderful husband who wants nothing more in the world than to find a way to bring in a stable income for his family. But luck with money... That's a different story completely. I was taught from a young age to save. And I was taught to be cautious when spending money. So in that sense, I perhaps made my own luck, since I was able to be a landlord at a young age. Once I sold the house, I was able to pay off my student loans, pay my mom back some money she had lent me, and still had some funds to live on for a bit. That was about as lucky as I've been with money. I win $1-2 off scratch tickets from time to time. Since I rarely buy them, I couldn't give you much of a statistic. I think the most I've ever won in a casino (and only on slots, mind you) was $150. Which I considered awfully lucky. So I don't think money is magically drawn to me. But I do think that I'm lucky enough to know how to use it (or not) in the most advantageous way possible. And that's a sort of luck, I think! My financial success, eh? I think that’s a loaded question to begin with!

That said, I do count myself lucky. I have a supportive family who have helped me out when I was unable to take care of myself — financially and emotionally. And now I have a wonderful husband who wants nothing more in the world than to find a way to bring in a stable income for his family.

But luck with money… That’s a different story completely.

I was taught from a young age to save. And I was taught to be cautious when spending money. So in that sense, I perhaps made my own luck, since I was able to be a landlord at a young age. Once I sold the house, I was able to pay off my student loans, pay my mom back some money she had lent me, and still had some funds to live on for a bit.

That was about as lucky as I’ve been with money. I win $1-2 off scratch tickets from time to time. Since I rarely buy them, I couldn’t give you much of a statistic. I think the most I’ve ever won in a casino (and only on slots, mind you) was $150. Which I considered awfully lucky.

So I don’t think money is magically drawn to me. But I do think that I’m lucky enough to know how to use it (or not) in the most advantageous way possible. And that’s a sort of luck, I think!

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