Comments on: Mvelopes: Automated, Online, Envelope Budgeting System (Plus Bill Pay) http://ptmoney.com/2010/03/10/mvelopes-automated-online-envelope-budgeting-system-plus-bill-pay/ Real Personal Finance for a Life Without Limits! Wed, 08 Sep 2010 22:01:52 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Eean Crawford http://ptmoney.com/2010/03/10/mvelopes-automated-online-envelope-budgeting-system-plus-bill-pay/comment-page-1/#comment-8133 Eean Crawford Thu, 01 Jan 1970 00:00:00 +0000 http://ptmoney.com/?p=5853#comment-8133 I've used Mvelopes since March of 2005 - wow, five years already now. I love it. It makes managing our household finances sooooooo much easier than it would be otherwise. The system is very flexible and adaptable to your specific needs. You can ask me what we spent on anything over the last five years and I can tell you right to the penny. We always know where our money is going because the Mvelopes system is designed to make you proactively decide ahead of time how you will spend. All other systems only track what you've spent after the fact. We have made it through four years of a PhD program managing to stay debt free on a graduate student stipend while still saving for a rainy day and for retirement. Without the proactive decision making adopted through the Mvelopes system, we wouldn't have been able to do it. And a side credit to the Mvelopes developers - they are very responsive to customer feedback and feature requests. I have noticed over the five years of using the program that features that I wish were included (e.g., linking online brokerage accounts to the net worth total) have been systematically added to the program and released in automatic updates. No need to buy new releases - the upgrades are released automatically. I’ve used Mvelopes since March of 2005 – wow, five years already now. I love it. It makes managing our household finances sooooooo much easier than it would be otherwise. The system is very flexible and adaptable to your specific needs. You can ask me what we spent on anything over the last five years and I can tell you right to the penny. We always know where our money is going because the Mvelopes system is designed to make you proactively decide ahead of time how you will spend. All other systems only track what you’ve spent after the fact. We have made it through four years of a PhD program managing to stay debt free on a graduate student stipend while still saving for a rainy day and for retirement. Without the proactive decision making adopted through the Mvelopes system, we wouldn’t have been able to do it.

And a side credit to the Mvelopes developers – they are very responsive to customer feedback and feature requests. I have noticed over the five years of using the program that features that I wish were included (e.g., linking online brokerage accounts to the net worth total) have been systematically added to the program and released in automatic updates. No need to buy new releases – the upgrades are released automatically.

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