Happy New Year! Don’t you love this time of year? I’m a pretty hopeful guy usually, and the promise of a whole new year gets me really fired up. I’ve had my hits and misses with the resolutions over the years, but I remain hopeful still.
If you want to see how I did against last year’s financial goals, see my post about 2009 goals. In short, we crushed it. In 2009 Mrs. PT and I paid off our auto loan and our student loans, we maxed out our retirement funds (401k and Roth IRA), we maintained a nice emergency fund, we got life insurance, we started a 529 college savings plan, and we were able to start saving up some money for another house down payment.
I’m not going to get down into the nitty gritty with my financial goals for 2010. But I’ll give you a flavor of what I’d like to achieve. I recommend you make your own goals SMART.
- Maintain our emergency savings
- Maximize 2009 and 2010 contributions to our Roth IRAs
- Maximize 2010 contributions to our 401(k)
- Increase giving and do it more consistently
- Build up savings for a new house or investment (maybe)
- Spend more consciously
Nothing really new this year. As you can tell though, we’d like to do a better job of giving and spending in 2010. Even with the 2009 success, we felt like our discipline slipped on the spending front, and our giving wasn’t what it could have been. I’ve got a couple of ideas to make these a reality.
As for blogging goals, I’m going to try and make the following happen in 2010:
- Provide some type of interesting series
- Finish the “saving to give” e-book
- Roll out another e-book
- Write more guest posts
- Double my current traffic and income stats
- Grow subscribers to 5000 (currently at 2300)
What about you? What are your goals? Have you given up on new year’s resolutions?
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Goals I have many but I don’t wait for the leap of the year. I feel it’s more challenging to start a goal immediately.
Wow, I’m impressed with your success reaching your financial goals in 2009 and have no doubt that you will continue to amaze us in 2010. Happy New Year!
So far so good this year on financial goals. Things may get a little sticky because Medicare will start coming out of my soc, sec. check next month and that’s $111. Plus new deduction for health insurance is an additional $10 a month. Somehow I’ll manage.