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	<title>Comments on: Do You Charge It? Charge Cards 101</title>
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	<description>Real Personal Finance for a Life Without Limits!</description>
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		<title>By: Pastor Jim Kibler</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-6391</link>
		<dc:creator>Pastor Jim Kibler</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>The charge card is the way to go. No long term credit card debt.</description>
		<content:encoded><![CDATA[<p>The charge card is the way to go. No long term credit card debt.</p>
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		<title>By: PT</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-6017</link>
		<dc:creator>PT</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>Yeah, I think the fees are pretty high. Like $95 for the Green Card listed above. I think that&#039;s the cheapest.</description>
		<content:encoded><![CDATA[<p>Yeah, I think the fees are pretty high. Like $95 for the Green Card listed above. I think that&#8217;s the cheapest.</p>
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		<title>By: Jason @ One Money Design</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-5969</link>
		<dc:creator>Jason @ One Money Design</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>Informative post.  I don&#039;t have a charge card, but after reading your post, they wouldn&#039;t be such a bad idea.  Especially since you&#039;re forced into paying them off each month.  Do you know what you can expect in the yearly fee as compared to a credit card that earns points?  Just curious about the difference, if there is any.</description>
		<content:encoded><![CDATA[<p>Informative post.  I don&#8217;t have a charge card, but after reading your post, they wouldn&#8217;t be such a bad idea.  Especially since you&#8217;re forced into paying them off each month.  Do you know what you can expect in the yearly fee as compared to a credit card that earns points?  Just curious about the difference, if there is any.</p>
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		<title>By: Credit Card Chaser</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-5941</link>
		<dc:creator>Credit Card Chaser</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>I personally do not use a charge card but I would not be opposed to it since my main goal with using a credit card is just to use it for the cash back and then pay off the balance in full every month anyway.</description>
		<content:encoded><![CDATA[<p>I personally do not use a charge card but I would not be opposed to it since my main goal with using a credit card is just to use it for the cash back and then pay off the balance in full every month anyway.</p>
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		<title>By: Craig</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-5937</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>I usually try to use debit so I can see exactly what is being deducted but I may get a new card to try to charge more to get the rewards.  I want some miles points.</description>
		<content:encoded><![CDATA[<p>I usually try to use debit so I can see exactly what is being deducted but I may get a new card to try to charge more to get the rewards.  I want some miles points.</p>
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		<title>By: Nun</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-5936</link>
		<dc:creator>Nun</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>I&#039;m aware of all of this, but I still don&#039;t see the benefit of a charge card.  You have to pay in full. Big whoop.  You can do that with a credit card.  

Purchase protection and points are not part of the definition of a charge card.  Besides, those benefits exist on some credit cards too.</description>
		<content:encoded><![CDATA[<p>I&#8217;m aware of all of this, but I still don&#8217;t see the benefit of a charge card.  You have to pay in full. Big whoop.  You can do that with a credit card.  </p>
<p>Purchase protection and points are not part of the definition of a charge card.  Besides, those benefits exist on some credit cards too.</p>
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		<title>By: Ken</title>
		<link>http://ptmoney.com/2009/12/16/charge-cards/comment-page-1/#comment-5934</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>I did not know there was a distinction between these and credit cards.  I don&#039;t have a charge card and probably won&#039;t apply for one.</description>
		<content:encoded><![CDATA[<p>I did not know there was a distinction between these and credit cards.  I don&#8217;t have a charge card and probably won&#8217;t apply for one.</p>
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