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	<title>Comments on: PocketSmith: A Calendar-Based Financial Planner</title>
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	<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/</link>
	<description>Real Personal Finance for a Life Without Limits!</description>
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		<title>By: PT</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5544</link>
		<dc:creator>PT</dc:creator>
		<pubDate>Mon, 16 Nov 2009 22:20:55 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5544</guid>
		<description>@GaelicWench - Thanks for sharing your budgeting method. What makes the most sense usually ends up making the most success.

I appreciate you reading the blog and stopping by to comment.</description>
		<content:encoded><![CDATA[<p>@GaelicWench &#8211; Thanks for sharing your budgeting method. What makes the most sense usually ends up making the most success.</p>
<p>I appreciate you reading the blog and stopping by to comment.</p>
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		<title>By: GaelicWench</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5494</link>
		<dc:creator>GaelicWench</dc:creator>
		<pubDate>Tue, 10 Nov 2009 17:17:47 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5494</guid>
		<description>I have to admit that after trying out numerous types of budgeting tools, the calendar type makes the most sense to me. I currently use one on paper, listing upcoming expenses, and once they&#039;re paid, I go to the next month and relist them. This is good for credit card payments if you can&#039;t pay off the entire balance, and use the snowball method to pay down the cards. All the amounts but the one being paid off rapidly remains the same. It&#039;s easy to budget that way. 

I did try PocketSmith, but not long enough to decide if it will work or not. Perhaps I should give it another shot. Thanks Phil. I truly appreciate all that you do to help someone like me to stay on track. :-)</description>
		<content:encoded><![CDATA[<p>I have to admit that after trying out numerous types of budgeting tools, the calendar type makes the most sense to me. I currently use one on paper, listing upcoming expenses, and once they&#8217;re paid, I go to the next month and relist them. This is good for credit card payments if you can&#8217;t pay off the entire balance, and use the snowball method to pay down the cards. All the amounts but the one being paid off rapidly remains the same. It&#8217;s easy to budget that way. </p>
<p>I did try PocketSmith, but not long enough to decide if it will work or not. Perhaps I should give it another shot. Thanks Phil. I truly appreciate all that you do to help someone like me to stay on track. <img src='http://ptmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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	<item>
		<title>By: PT</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5483</link>
		<dc:creator>PT</dc:creator>
		<pubDate>Mon, 09 Nov 2009 20:11:34 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5483</guid>
		<description>The randomly selected winners of the Premium Memberships are: Patricia and Barry. I&#039;ll email you guys shortly.

The winner from Twitter is @CindyMorus

Congrats! I hope you enjoy Pocketsmith!</description>
		<content:encoded><![CDATA[<p>The randomly selected winners of the Premium Memberships are: Patricia and Barry. I&#8217;ll email you guys shortly.</p>
<p>The winner from Twitter is @CindyMorus</p>
<p>Congrats! I hope you enjoy Pocketsmith!</p>
]]></content:encoded>
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		<title>By: Kathy</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5440</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Thu, 05 Nov 2009 15:32:58 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5440</guid>
		<description>This looks like a great addition to the excel sheet I use.</description>
		<content:encoded><![CDATA[<p>This looks like a great addition to the excel sheet I use.</p>
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		<title>By: AJ</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5428</link>
		<dc:creator>AJ</dc:creator>
		<pubDate>Wed, 04 Nov 2009 21:49:20 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5428</guid>
		<description>I&#039;m not really sure how much this would benefit me compared to the Quicken program I use now, which also includes a calendar. I guess it might be nice to be able to access the information online from anywhere, but then, I can&#039;t actually think of when I would need to do that. But it could be a nice option for people who don&#039;t already have a program like quicken.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not really sure how much this would benefit me compared to the Quicken program I use now, which also includes a calendar. I guess it might be nice to be able to access the information online from anywhere, but then, I can&#8217;t actually think of when I would need to do that. But it could be a nice option for people who don&#8217;t already have a program like quicken.</p>
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		<title>By: Netanya</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5419</link>
		<dc:creator>Netanya</dc:creator>
		<pubDate>Tue, 03 Nov 2009 22:22:14 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5419</guid>
		<description>I have been looking for a system to manage my money. I have considered Quicken and Mint, but this looks like a great option. I&#039;ll check it out and see what I think. Thanks!

Netanya 
Money Hackers Blog Ambassador</description>
		<content:encoded><![CDATA[<p>I have been looking for a system to manage my money. I have considered Quicken and Mint, but this looks like a great option. I&#8217;ll check it out and see what I think. Thanks!</p>
<p>Netanya<br />
Money Hackers Blog Ambassador</p>
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		<title>By: Eric Poulin</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5416</link>
		<dc:creator>Eric Poulin</dc:creator>
		<pubDate>Tue, 03 Nov 2009 19:33:53 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5416</guid>
		<description>This looks VERY similar to CalendarBudget, only not quite as polished.</description>
		<content:encoded><![CDATA[<p>This looks VERY similar to CalendarBudget, only not quite as polished.</p>
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		<title>By: Barry</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5409</link>
		<dc:creator>Barry</dc:creator>
		<pubDate>Tue, 03 Nov 2009 15:01:31 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5409</guid>
		<description>Interesting, thanks for the info.  I&#039;m feeling lucky!!</description>
		<content:encoded><![CDATA[<p>Interesting, thanks for the info.  I&#8217;m feeling lucky!!</p>
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		<title>By: Janara</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5408</link>
		<dc:creator>Janara</dc:creator>
		<pubDate>Tue, 03 Nov 2009 14:16:58 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5408</guid>
		<description>I&#039;ve always used a calendar to for expenses and income.  I can&#039;t wait to try this tool.  I hope it&#039;s something I can used instead of a excel spreadsheet!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve always used a calendar to for expenses and income.  I can&#8217;t wait to try this tool.  I hope it&#8217;s something I can used instead of a excel spreadsheet!</p>
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		<title>By: Evan</title>
		<link>http://ptmoney.com/2009/11/02/pocketsmith-a-calendar-based-financial-planner/comment-page-1/#comment-5407</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Tue, 03 Nov 2009 14:03:31 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2617#comment-5407</guid>
		<description>I&#039;d love a chance to look at this software - I have yet to find something beyond Excel that keeps my attention</description>
		<content:encoded><![CDATA[<p>I&#8217;d love a chance to look at this software &#8211; I have yet to find something beyond Excel that keeps my attention</p>
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