Book Giveaway: The 1-2-3 Money Plan

by PT | Print Print |

This is my review of The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart. Scroll to the bottom to find out how you can win a free copy of the book.

About the Author

The 1-2-3 Money Plan was written by Gregory Karp. Gregory is a nationally syndicated columnist, who is famous for his “Smart Spending” Column, which reaches millions of readers. He’s also the accomplished author of Living Rich by Spending Smart. You can also find Gregory blogging daily at gregkarp.com/blog.

About the Book

Gregory lays out the overall money plan in his book using 3 major areas:

  1. Smart Spending Today
  2. Smart Spending Yesterday
  3. Smart Spending Tomorrow

Easy enough. Within each section, Gregory tackles different subjects. Each time leaving you with 3 steps to complete or remember so that you’re armed with the key information for making decisions about your finances.

For instance, in the Smart Spending Yesterday section, Gregory focuses on debt (yesterday’s spending you’re still paying for). He teaches you the importance of understanding your credit and how to use credit cards. Withing those sub-topics you’re given 3 specific steps to complete or concepts to remember.

1 2 3 Money Plan Gregory KarpThe Smart Spending Tomorrow section is all about saving. Gregory walks you through saving for the short-term, retirement, and for education. I particularly enjoyed the college savings section since I’m making decisions on what to do in that area. Gregory’s advice was very practical and has motivated me to just dive in and go for it.

The section called Smart Spending Today is where Gregory really shines. He’s obviously a pro at discussing the smart ways to spend your earnings.

By using this simple 1-2-3 approach, Gregory really makes managing your finances seem easy. Heck, anyone can complete just 3 little steps, right?

My Recommendation

I really enjoyed this book. It was a quick read and it left me feeling like I had a good game plan to improve my finances. It was both practical and specific. Like most personal finance books, it’s structured so that you are able to pick and choose which sections you’d need to review. For obvious reasons, my favorite sections were college savings, life insurance, and how to teach kids about money. You can pick up a copy of The 1-2-3 Money Plan at Amazon.

Win a Copy of the Book

I’m tempted to hold on to this book for my personal library, but I know some of you could use it just as much. So here’s your chance to get my copy for free. Simply leave a comment below listing a topic you’d like to see discussed on this blog. I will randomly select a winner this Friday at noon CST. The winner will be notified by email and in the comments. I’ll mail the book using USPS Media Mail. US residents only please.

Stuff from last week: Debt Reduction, Twenty Something Finances, Persona Finance, Money Hackers, Pecuniary Delights, Frugality, Money Stories

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  3. The Taj Mahal Money Facts and Book Giveaway Winner
  4. The Finish Rich Dictionary: Book Review and Giveaway
  5. Book Review and Giveaway: The Skinny On Credit Cards, How to Master the Credit Card Game

  1. 14 Responses to “Book Giveaway: The 1-2-3 Money Plan”

  2. By Jane on Sep 17, 2009 | Reply

    I’d like to see more about ways to protect myself from possible undesirable future events. Examples: insurance, emergency savings, investment diversification, etc. Sample topics: How can I decide how much life insurance is appropriate for me? How about disability insurance? How big an emergency fund do I need in this economy? What can I do to protect my savings from inflation? From deflation? How can I protect myself from identity theft?


  3. By Nate @ Debt-free Scholar on Sep 17, 2009 | Reply

    I would like to see more bank reviews.


  4. By Carla Pullum on Sep 17, 2009 | Reply

    What to do when your husband leaves you as a single mom with his debt and your income can’t cover it? How do you budget?
    Carla
    cpullum(at)yahoo(dot)com


  5. By Rebecca on Sep 17, 2009 | Reply

    How to know how much emergency funds is enough.


  6. By MrsRefney on Sep 17, 2009 | Reply

    I’d love to see some advice about budgeting and saving when your income is variable. My husband is a self-employed contractor, just him and a partner, and honestly, we never know when or how much we are going to be paid. It’s quite the hassle.


  7. By Jesse on Sep 17, 2009 | Reply

    I wouldn’t mind more info on 401ks


  8. By Wealthy Immigrant on Sep 17, 2009 | Reply

    Thanks for the giveaway! Like Jane, I would be interested in getting information on insurance. A comparison of insurance companies would also be helpful.


  9. By CharlieZ on Sep 17, 2009 | Reply

    I’d like to get a handle on the risks involved of contacting a credit card company or taking them up on a balance transfer offer. Seems they are using any excuse, including incidental contact, as a reason to review any account – even those in good standing with no past issues – and lower credit limits and raise interest rates. (I know, better to not have to worry about interest rates by not carrying a balance!)


  10. By Anne Alexander on Sep 17, 2009 | Reply

    More ways to earn money at home@best ways to save and invest for retirement. Also how to reduce medical bills.


  11. By Anne Alexander on Sep 17, 2009 | Reply

    saving for a trip to Panama and retirement


  12. By PT on Sep 18, 2009 | Reply

    CharlieZ is the randomly selected winner. Congrats, CharlieZ! I will email you soon. Thanks to everyone for entering the book giveaway. I’ll do another soon.


  13. By sarah on Sep 29, 2009 | Reply

    i’d like to see more about how to create a budget and stick to it, without feeling deprived.


  14. By Anne Alexander on Oct 20, 2009 | Reply

    How to deal with stress in marriage over financial difficulties


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