Comments on: Get Your Free Credit Report: Beyond AnnualCreditReport.com

By: Brandon

Brandon — Fri, 16 Oct 2009 15:58:53 +0000

I just finished a tutorial that explains the constant cat-and-mouse game between the FTC and the the reporting companies. This should clear things up for anyone who is confused:
http://www.homebuyinginstitute.com/reports/

Hope that helps!

-Brandon

By: Manny

Manny — Wed, 23 Sep 2009 16:46:02 +0000

Why can’t I get the web page for this site? Whey I go there it shows me this “A condition exists that prevents us from being able to accept your request at this time.” Do you know what I can do to fix this or is there web site down? Do they have a direct number where you can talk to a human? All help will be appreciated it.

Thanks, Manny B

By: 207th Carnival of Debt Reduction

207th Carnival of Debt Reduction — Mon, 31 Aug 2009 12:17:07 +0000

[...] Prime Time Money tells us how to get your Free Credit Report from AnnualCreditReport.com. [...]

By: Ashley

Ashley — Mon, 24 Aug 2009 22:02:18 +0000

I see the value in paid sites. I like getting my report and scores for free at the annual site and credit karma but I think the monitoring is worth paying for. I’m cool paying $15 a month so that I can nip mistakes and possible attempts at stealing my identity in the bud. If it’s happened to you before, you are probably more willing to pay.

By: frugalgrad

frugalgrad — Mon, 24 Aug 2009 21:59:52 +0000

I just request free credit card report from each bureau each year to see if there is any change. I rarely gave out personal information and only apply for student loans (never apply for credit cards again until I paid off the debt I have), so my report is pretty much the same from year to year. Things may change soon so if I need to apply for more loans in the future, I think it’s worth to sign up for a program like credit notification so I can personally check my report every day. I think it costs about 8$ per month. That’s not too bad considering you will know instantly that someone is using your credit to buy a car from a another without you knowing it.

By: Jesse

Jesse — Mon, 24 Aug 2009 16:22:31 +0000

I have been using CreditKarma.com for about 6 months now and I really like it. It has some great analytical tools to see different things about your credit score, and those of others in your state, city or zip.