We’re well into the dog days of summer. Summer vacations (or stay-cations) have come and gone. The heat is still rising, along with energy bills. But don’t sweat it.  I’ve got plenty of debt reduction posts to keep you cool and motivated to get rid of your debts.

If this is your first time visiting Prime Time Money, I’d encourage you to check out my posts on Debt Reduction and consider signing up for the free updates.

Without further delay, I present the Carnival of Debt Reduction #202 – Dog Days of Summer Edition. First up, some of my favorites.

Top Dogs

There were plenty of excellent submissions to this week’s carnival, but a few really focused on specific steps you can take to get rid of your excess debt.

• The Digerati Life – The Digerati Life submitted a post called How To Get Out of Debt With A Debt Repayment Plan.
• Five Cent Nickel – nickel presents Debt Reduction: Share Your Story posted at fivecentnickel.com.
• Penny Jobs – Curt presents 7 Steps To Dig Your Way Out of Debt posted at PennyJobs.com.
• Single Guy Money – presents It’s Time To Get Out Of Debt – Debt Reduction Tips posted at Single Guy Money.
• Prudent Money Blog – Bob Brooks presents A Big Victory for Those in Debt Collections posted at Bob Brooks – Prudent Money Blog.
• Debt Kid – debt kid presents Paid Off Credit Card Reminder posted at DebtKid.com.

Cool Dogs

Looking for a little get out of debt inspiration? Check out these super cool posts:

• Matt Jabs presents A Journey of a Thousand Miles begins with A Single Step posted at Debt Free Adventure
• Madison presents The Exponential Power of Delayed Consumption posted at My Dollar Plan
• Craig Ford presents Debt: Upside Down and Backwards posted at Money Help For Christians
• Debt Freedom Fighter presents The Benefits of Debt Reduction posted at Discover Debt Freedom
• Benjamin presents Dave Ramsey’s “Baby Steps” to Financial Freedom posted at Trees Full of Money
• Master Your Card presents How To Avoid Financial Sabotage | Master Your Card posted at Master Your Card

Chill Dogs

These posts discuss different strategies around debt reduction, credit scores, and credit cards. Don’t work hard. Work smart. Then kick back and watch your debts go away.

• J. Money presents The Best Order To Take Out Money posted at Budgets are Sexy
• DR presents How to Get Your Free FICO Credit Score from myFICO.com posted at The Dough Roller.
• Mr Credit Card presents Should I Close My Account If My Rates Get Increased? posted at Ask Mr Credit Card’s Blog.
• Patrick @ Cash Money Life presents Using Credit Cards to Rebuild Your Credit Score posted at Cash Money Life.
• The Smarter Wallet submitted a post called How To Consolidate Debt: Ways To Reduce Your Debt Load
• oneadvice presents Reduce Your Credit Card Debt posted at One Advice
• Personal Finance Analyst submitted a post called Dealing with the Devil – Getting Better Deals on Your Credit Cards
• FMF presents A Full Credit Lockdown posted at Free Money Finance

Good Dogs

Here’s a few more good reads. While not directly related to debt reduction, the money management, frugality, and investing information below provide a great supplement to your efforts on the way to debt freedom.

• 5 Tricks to Get a Handle on Unnecessary Spending
  
• Saving Idea – Getting Rid of your Home Phone
• More on Chase Bank and then I?ll Shut Up
  
• Save to Win
• 5 personal finance lessons we all should re-learn from the present financial crisis
• And the Hits Just Keep on Coming…Escrow and Health Insurance
  
• Is the Payback Period on Energy Efficient Bulbs Too Long?
  
• 4 ways to lower your prescription drug costs
• Is There Any Reason on Earth To Keep A Land Line Anymore?
• Managing Surplus Money In The Short Term
  
• Dump Your Dryer and Rack Up the Savings
• Sneaky Bank Fees: How To Avoid Those Extra Charges
• Budgeting: A Statement Of Faith
• 401k Plans and My Contribution
• Are Your Actively Managed Funds Beating the Index?
• Young people are already rich

Thanks for reading, everyone! If you’d like to participate in a future edition of the carnival visit the Carnival of Debt Reduction website and submit your posts. You can also submit your posts at Blog Carnival.

Photos by: Zenera, Rodrigo Basaure, Pacdog, lecates, TheGiantVermin

Related posts:

1. Carnival of Debt Reduction #193: New Credit Card Rules Edition
2. Carnival of Debt Reduction – Mother’s Day Edition
3. The 89th Carnival of Debt Reduction
4. The 140th Carnival of Debt Reduction: Circus Day Edition
5. Carnival of Debt Reduction #85: The American Way of Debt Edition