Comments on: Keep Investing Simple: Taxable vs Tax-Advantaged Investing

By: Carnival of Personal Finance: New Zealand Edition! | Man Vs. Debt

Carnival of Personal Finance: New Zealand Edition! | Man Vs. Debt — Fri, 11 Dec 2009 13:54:45 +0000

[...] Prime Time Money presents Keep Investing Simple: Taxable vs Tax-Advantaged Investing. [...]

By: PT Money

PT Money — Tue, 14 Jul 2009 13:18:30 +0000

@Petunia – Good catch. Yeah, I don’t know what I was thinking there. The Roth IRA account has a $3K minimum. Maybe I was thinking brokerage.

Good points about accessibility.

By: Twitted by TheIRAeXpert

Twitted by TheIRAeXpert — Mon, 13 Jul 2009 07:14:15 +0000

[...] This post was Twitted by TheIRAeXpert [...]

By: Petunia

Petunia — Sat, 11 Jul 2009 19:20:31 +0000

I’m not sure what you mean by your statement that Vanguard has no minimums. Most funds have a minimum of 3k, though you can start with the STAR fund with a minimum of 1k. Are you referring to the brokerage account?

I think for some people it may make sense to have some of their retirement money in taxable accounts, so that it can be accessed early without locking into substantially equal periodic payments. You would want to stick with very tax efficient things though, such as an index fund.