Comments on: The CD Ladder: A Different Way to Save

By: Baby-Parenting.co.uk - Stage of Pregnancy - Month 6, Second trimester

Baby-Parenting.co.uk - Stage of Pregnancy - Month 6, Second trimester — Sun, 02 Aug 2009 15:47:23 +0000

[...] CD Laddering: A Different Way to Save | Prime Time Money [...]

By: Carnival of Pecuniary Delights No. 9: The Organic Gardening Edition | Carnival of Pecuniary Delights

Wed, 01 Jul 2009 05:22:17 +0000

[...] PT Money from Prime Time Money presents The CD Ladder: A Different Way to Save. [...]

By: 107 Things That Make Good Financial Cents | Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois

Mon, 15 Jun 2009 14:48:15 +0000

[...] way of saving that gives you security, liquidity, and a higher interest earned on your cash: Create a CD ladder and in no time you’ll be saving like a pro. Trust me. Building a CD ladder is easier than you [...]

By: Carnival of Pecuniary Delights #9 - The Organic Gardening Edition

Carnival of Pecuniary Delights #9 - The Organic Gardening Edition — Thu, 28 May 2009 08:32:49 +0000

[...] PT Money from Prime Time Money presents The CD Ladder: A Different Way to Save. [...]

By: Dollar Frugal » Barbequing to Save Money???

Dollar Frugal » Barbequing to Save Money??? — Wed, 27 May 2009 11:29:07 +0000

[...] Time Money talked about CD laddering. I did this when I was saving up my down payment. Each month, I just renewed the next [...]

By: Brad Chaffee

Brad Chaffee — Tue, 26 May 2009 04:16:54 +0000

Aren’t CD’s just a plain old waste of time? Why would I invest in a CD to expect the highest likely return of 4%. After taxes and inflation don;t I need to make about 5%-6% just to break even?

Now I guess I understand it for savings, but I still do not think I would choose that method. If I am going to save for something to be used after 5 years, I will just use a mutual fund.

Right now ING is offering 1.65% on their electric orange checking. 1.5% with a CD for one year.

By: Carnival of Personal Finance # 206: The Memorial Day Stars and Stripes Edition | Greener Pastures: Personal Finance

Mon, 25 May 2009 09:59:56 +0000

[...] Money from Prime Time Money presents The CD Ladder: A Different Way to Save, and says, “All about the CD laddering [...]

By: MITBeta @ Don't Feed The Alligators

MITBeta @ Don't Feed The Alligators — Mon, 25 May 2009 01:21:43 +0000

I use a CD ladder for our emergency fund. It’s just enough out of reach to keep me from temptation.

I know you guys all know that personal finance isn’t all about math…

By: Sunday gathering - Busy, busy

Sunday gathering - Busy, busy — Sun, 24 May 2009 22:28:22 +0000

[...] The CD Ladder: A Different Way to Save @ PT Money [...]

By: My Journey

My Journey — Fri, 22 May 2009 16:16:59 +0000

PT lets go with the $50K in savings, if they have a 20% effective tax rate they are looking at 640 net. That is 53 bucks or so a month. I don’t think I’d tie up $50K for 1 year at a time (or I guess it would be 10K but still same argument) for an extra 50 bucks a month.

The question I guess that is more important, would you tie up that kind of liquid cash for an extra 50 bucks?