Comments on: Common Credit Report Errors http://ptmoney.com/2009/04/29/common-credit-report-errors/ Real Personal Finance for a Life Without Limits! Fri, 19 Mar 2010 11:15:46 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Omie http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-4711 Omie Mon, 07 Sep 2009 06:28:04 +0000 http://ptmoney.com/?p=2941#comment-4711 Can you give the name of the shops that put my name at credit berue. Can you give the name of the shops that put my name at credit berue.

]]> By: Top 5 Financial Financial Post Of The Week: Budgets, Credit Reports, & Why You Suck - StumbleForward.com http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-4292 Top 5 Financial Financial Post Of The Week: Budgets, Credit Reports, & Why You Suck - StumbleForward.com Sat, 01 Aug 2009 18:38:51 +0000 http://ptmoney.com/?p=2941#comment-4292 [...] Time Money with Common Credit Report Errors.  Recently, I’ve been checking my credit score online and personal I  haven’t [...]

[...] Time Money with Common Credit Report Errors.  Recently, I’ve been checking my credit score online and personal I  haven’t [...]

]]> By: Nicole http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3929 Nicole Sat, 30 May 2009 03:21:34 +0000 http://ptmoney.com/?p=2941#comment-3929 Does it count as an error on a credit report if there are accounts turned to collections that have actually been paid years ago? When my husband and I were applying for a mortgage, he got turned down because he had supposedly unpaid medical bills--from when he was 19. His parents insurance should have covered the charges, but his mother cannot find paperwork from that far back (my husband is 30 now). The collections agency hasn't even been helpful when we contacted them for more information. Can we dispute the collections notice on his credit report even if we can't prove the account was paid? Does it count as an error on a credit report if there are accounts turned to collections that have actually been paid years ago? When my husband and I were applying for a mortgage, he got turned down because he had supposedly unpaid medical bills–from when he was 19. His parents insurance should have covered the charges, but his mother cannot find paperwork from that far back (my husband is 30 now). The collections agency hasn’t even been helpful when we contacted them for more information. Can we dispute the collections notice on his credit report even if we can’t prove the account was paid?

]]> By: RBJ http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3782 RBJ Sun, 10 May 2009 13:11:35 +0000 http://ptmoney.com/?p=2941#comment-3782 Well...based on my schedule, it was time to check my credit report this weekend. I'm now 2 for 2 finding errors on my credit report with a specific agency (not named). In 2008, it was an unpaid bill with a company that I'd never used, for a residency 1000+ miles away. Disputed and cleared. In 2009, I'm named the losing defendant in a lawsuit for $5k. The court house is in the city where I live. The defendant and I share the same last name and 1st initial. I guess that's close enough for those editing the reports at the credit bureau. Remind me again what SSNs are for...if the gov't is not going to use them (had a previous issue with DMV not using SSN). Anyway, the online dispute has been launched and hopefully will be removed/cleared soon. This just goes to show how important it is to review your credit report on a regular basis. Well…based on my schedule, it was time to check my credit report this weekend. I’m now 2 for 2 finding errors on my credit report with a specific agency (not named).

In 2008, it was an unpaid bill with a company that I’d never used, for a residency 1000+ miles away. Disputed and cleared.

In 2009, I’m named the losing defendant in a lawsuit for $5k. The court house is in the city where I live. The defendant and I share the same last name and 1st initial. I guess that’s close enough for those editing the reports at the credit bureau. Remind me again what SSNs are for…if the gov’t is not going to use them (had a previous issue with DMV not using SSN). Anyway, the online dispute has been launched and hopefully will be removed/cleared soon.

This just goes to show how important it is to review your credit report on a regular basis.

]]> By: PT http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3778 PT Fri, 08 May 2009 21:29:48 +0000 http://ptmoney.com/?p=2941#comment-3778 Thanks for your comments everyone. The giveaway is now over. Jules, you are the big winner. I'll email you shortly to get your address. Thanks! Thanks for your comments everyone. The giveaway is now over. Jules, you are the big winner. I’ll email you shortly to get your address. Thanks!

]]> By: Weekly Personal Finance Links- Cinco De Mayo Edition http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3745 Weekly Personal Finance Links- Cinco De Mayo Edition Tue, 05 May 2009 10:53:39 +0000 http://ptmoney.com/?p=2941#comment-3745 [...] Common Credit Report Errors at Prime Time Money [...]

[...] Common Credit Report Errors at Prime Time Money [...]

]]> By: Carnival of Personal Finance: Birthdays Edition | Weakonomi¢s http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3728 Carnival of Personal Finance: Birthdays Edition | Weakonomi¢s Mon, 04 May 2009 11:23:18 +0000 http://ptmoney.com/?p=2941#comment-3728 [...] Money from Prime Time Money presents Common Credit Report Errors, and says, “A list of some of the common credit report errors and why knowing them [...]

[...] Money from Prime Time Money presents Common Credit Report Errors, and says, “A list of some of the common credit report errors and why knowing them [...]

]]> By: RB http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3702 RB Fri, 01 May 2009 01:59:27 +0000 http://ptmoney.com/?p=2941#comment-3702 I work with credit scores all day long, and find mistakes everyday! It's often amazing what is on there that a consumer has no idea about. Making the corrections and going through the hoops to do such is so important. A good credit score can really go a long way! I work with credit scores all day long, and find mistakes everyday! It’s often amazing what is on there that a consumer has no idea about. Making the corrections and going through the hoops to do such is so important. A good credit score can really go a long way!

]]> By: Bible Money Matters http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3700 Bible Money Matters Thu, 30 Apr 2009 17:03:59 +0000 http://ptmoney.com/?p=2941#comment-3700 We had someone in our Financial Peace University class pull their credit report after one of the lessons, and ended up finding some fraud going on with an account they didn't know had been opened. They were able to get it cleaned up, but scary stuff. We had someone in our Financial Peace University class pull their credit report after one of the lessons, and ended up finding some fraud going on with an account they didn’t know had been opened. They were able to get it cleaned up, but scary stuff.

]]> By: Jules @ Lovely Las Vegas http://ptmoney.com/2009/04/29/common-credit-report-errors/comment-page-1/#comment-3696 Jules @ Lovely Las Vegas Wed, 29 Apr 2009 20:38:11 +0000 http://ptmoney.com/?p=2941#comment-3696 Definitely need to check my report out! My husband just pulled his report and found a major error on it! Mine shouldn't be too detailed, but I am especially concerned about it now. Would love the book to learn more! Definitely need to check my report out! My husband just pulled his report and found a major error on it! Mine shouldn’t be too detailed, but I am especially concerned about it now.

Would love the book to learn more!

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