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	<title>Comments on: Opening a Roth IRA for the First Time</title>
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	<description>Real Personal Finance for a Life Without Limits!</description>
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		<title>By: Best Personal Finance Practices of 2009</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-5897</link>
		<dc:creator>Best Personal Finance Practices of 2009</dc:creator>
		<pubDate>Mon, 14 Dec 2009 12:07:06 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-5897</guid>
		<description>[...] Money says: Our best practice, which reaped the greatest benefit, has been opening a Roth IRA for each of us when the stock market was down. Of course, we&#8217;re long term investors but it [...]</description>
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<p>[...] Money says: Our best practice, which reaped the greatest benefit, has been opening a Roth IRA for each of us when the stock market was down. Of course, we&#8217;re long term investors but it [...]</p>
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		<title>By: Is Rules, IRA The Deal? Big Roth What Conversion 2010 &#124; Inbudget Credit and Finance Advice</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-4849</link>
		<dc:creator>Is Rules, IRA The Deal? Big Roth What Conversion 2010 &#124; Inbudget Credit and Finance Advice</dc:creator>
		<pubDate>Tue, 15 Sep 2009 04:00:23 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-4849</guid>
		<description>[...] us ,000/0,000 to equal .29%. After you&#8217;ve read that, here are some articles that can help you open a Roth IRA for the first time and the best place to open a Roth IRA account. We then subtract that amount from the amount to be [...]</description>
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<p>[...] us ,000/0,000 to equal .29%. After you&#8217;ve read that, here are some articles that can help you open a Roth IRA for the first time and the best place to open a Roth IRA account. We then subtract that amount from the amount to be [...]</p>
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		<title>By: 2010 Roth IRA Conversion Rules, What Is The Big Deal? &#124; Mortgage Info Today Blog</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-4848</link>
		<dc:creator>2010 Roth IRA Conversion Rules, What Is The Big Deal? &#124; Mortgage Info Today Blog</dc:creator>
		<pubDate>Tue, 15 Sep 2009 01:39:44 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-4848</guid>
		<description>[...] some of the basic concepts. After you&#8217;ve read that, here are some articles that can help you open a Roth IRA for the first time and the best place to open a Roth IRA account. Both good and helpful reads to get a beginner [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] some of the basic concepts. After you&#8217;ve read that, here are some articles that can help you open a Roth IRA for the first time and the best place to open a Roth IRA account. Both good and helpful reads to get a beginner [...]</p>
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		<title>By: * 2010 Roth IRA Conversion Rules, What Is The Big Deal?</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-4844</link>
		<dc:creator>* 2010 Roth IRA Conversion Rules, What Is The Big Deal?</dc:creator>
		<pubDate>Mon, 14 Sep 2009 23:25:50 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-4844</guid>
		<description>[...] some of the basic concepts. After you&#8217;ve read that, here are some articles that can help you open a Roth IRA for the first time and the best place to open a Roth IRA account. Both good and helpful reads to get a beginner [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] some of the basic concepts. After you&#8217;ve read that, here are some articles that can help you open a Roth IRA for the first time and the best place to open a Roth IRA account. Both good and helpful reads to get a beginner [...]</p>
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		<title>By: Rising National Debt Makes Roth IRA a Good Choice</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-4680</link>
		<dc:creator>Rising National Debt Makes Roth IRA a Good Choice</dc:creator>
		<pubDate>Fri, 04 Sep 2009 15:12:07 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-4680</guid>
		<description>[...] you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Agreement). I am already a huge fan of the Roth, but as the national debt [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Agreement). I am already a huge fan of the Roth, but as the national debt [...]</p>
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		<title>By: Carnival of Pecuniary Delights No. 13: Summer Vacation Edition &#124; Carnival of Pecuniary Delights</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-4083</link>
		<dc:creator>Carnival of Pecuniary Delights No. 13: Summer Vacation Edition &#124; Carnival of Pecuniary Delights</dc:creator>
		<pubDate>Wed, 01 Jul 2009 05:54:11 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-4083</guid>
		<description>[...] PT Money from Prime Time Money walks you through Opening a Roth IRA for the First Time. [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] PT Money from Prime Time Money walks you through Opening a Roth IRA for the First Time. [...]</p>
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		<title>By: Carnival of Pecuniary Delights No. 12: Catch a Wave Edition &#124; Pecuniarities</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-4025</link>
		<dc:creator>Carnival of Pecuniary Delights No. 12: Catch a Wave Edition &#124; Pecuniarities</dc:creator>
		<pubDate>Thu, 18 Jun 2009 13:04:37 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-4025</guid>
		<description>[...] Prime Time Money presents Opening a Roth IRA for the First Time. [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] Prime Time Money presents Opening a Roth IRA for the First Time. [...]</p>
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		<title>By: 107 Things That Make Good Financial Cents &#124; Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-3999</link>
		<dc:creator>107 Things That Make Good Financial Cents &#124; Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois</dc:creator>
		<pubDate>Mon, 15 Jun 2009 09:41:47 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-3999</guid>
		<description>[...] a Roth IRA.  By far the best retirement planning tool ever.  Opening a Roth IRA will give you tax free money at [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] a Roth IRA.  By far the best retirement planning tool ever.  Opening a Roth IRA will give you tax free money at [...]</p>
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		<title>By: Finance Guru</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-3548</link>
		<dc:creator>Finance Guru</dc:creator>
		<pubDate>Fri, 10 Apr 2009 11:34:12 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-3548</guid>
		<description>I have been using &lt;a href=&quot;http://www.desktopbudget.com/&quot; rel=&quot;nofollow&quot;&gt; http://DesktopBudget.com&lt;/a&gt; to manage my personal finances for a few months now. Its the easiest to use free,  offline personal finance manager I have seen so far.</description>
		<content:encoded><![CDATA[<p>I have been using <a href="http://www.desktopbudget.com/" rel="nofollow"> </a><a href="http://DesktopBudget.com" rel="nofollow">http://DesktopBudget.com</a> to manage my personal finances for a few months now. Its the easiest to use free,  offline personal finance manager I have seen so far.</p>
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		<title>By: financial advisor</title>
		<link>http://ptmoney.com/2009/04/03/opening-a-roth-ira-for-the-first-time/comment-page-1/#comment-3524</link>
		<dc:creator>financial advisor</dc:creator>
		<pubDate>Tue, 07 Apr 2009 18:37:50 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=2651#comment-3524</guid>
		<description>As you said, the government can always change the rules and tax laws (and tax rates) are constantly changing. I feel this makes it even MORE important to have every type of account you can, so that you have money in multiple &quot;buckets&quot; in which you can pick and choose to contribute to, and eventually, to withdraw from.</description>
		<content:encoded><![CDATA[<p>As you said, the government can always change the rules and tax laws (and tax rates) are constantly changing. I feel this makes it even MORE important to have every type of account you can, so that you have money in multiple &#8220;buckets&#8221; in which you can pick and choose to contribute to, and eventually, to withdraw from.</p>
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