Comments on: Life Insurance: When and Where to Get It? http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/ Real Personal Finance for a Life Without Limits! Fri, 19 Mar 2010 21:18:51 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Jesus Pazmino http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-8143 Jesus Pazmino Fri, 12 Mar 2010 21:43:21 +0000 http://ptmoney.com/?p=2341#comment-8143 The bad thing about looking for insurance online is that your information gets sold to tons of insurance agents. Especially sites like Netquote. You will have tons of phone calls and by the time you're done looking for insurance, you've had such a bad experience. Look for a local insurance agent. It doesn't cost you anything. Agents only get paid when they sell insurance. Your local agent will treat you much better than someone over the phone and best of all you won't receive tons of phone calls. The bad thing about looking for insurance online is that your information gets sold to tons of insurance agents. Especially sites like Netquote. You will have tons of phone calls and by the time you’re done looking for insurance, you’ve had such a bad experience. Look for a local insurance agent. It doesn’t cost you anything. Agents only get paid when they sell insurance. Your local agent will treat you much better than someone over the phone and best of all you won’t receive tons of phone calls.

]]> By: How Do I Set Up a 529 College Savings Plan? http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-6699 How Do I Set Up a 529 College Savings Plan? Mon, 08 Feb 2010 10:03:24 +0000 http://ptmoney.com/?p=2341#comment-6699 [...] little more prepared for future expenses. Two of the major financial goals I wanted to achieve were getting life insurance and start saving for college. Today I thought I’d share what I learned about opening up a 529 [...]

[...] little more prepared for future expenses. Two of the major financial goals I wanted to achieve were getting life insurance and start saving for college. Today I thought I’d share what I learned about opening up a 529 [...]

]]> By: How Much Term Life Insurance Do You Need to Buy? http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-5289 How Much Term Life Insurance Do You Need to Buy? Tue, 27 Oct 2009 03:01:12 +0000 http://ptmoney.com/?p=2341#comment-5289 [...] When buying life insurance, be sure to shop around rates.  I’ve seen life insurance companies differ greatly in their premium amounts.  To give you a gauge of what to expect to pay, the $250,000 policy that I mentioned that I took out when I was 28 cost me around $220 a year.   That’s it!  A couple reasons that it was so cheap was: [...]

[...] When buying life insurance, be sure to shop around rates.  I’ve seen life insurance companies differ greatly in their premium amounts.  To give you a gauge of what to expect to pay, the $250,000 policy that I mentioned that I took out when I was 28 cost me around $220 a year.   That’s it!  A couple reasons that it was so cheap was: [...]

]]> By: * Weekly Highlights: March 15, 2009 http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3529 * Weekly Highlights: March 15, 2009 Wed, 08 Apr 2009 02:07:01 +0000 http://ptmoney.com/?p=2341#comment-3529 [...] other writers. This one is a short guide to help you find safe investments in this volatile economy.Life Insurance: When and Where to Get It? at Prime Time Money — This article is a collection of thoughts on life insurance from various [...]

[...] other writers. This one is a short guide to help you find safe investments in this volatile economy.Life Insurance: When and Where to Get It? at Prime Time Money — This article is a collection of thoughts on life insurance from various [...]

]]> By: Star Money Articles and Carnivals for the Week of Mar 9 | myBlog http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3389 Star Money Articles and Carnivals for the Week of Mar 9 | myBlog Mon, 16 Mar 2009 20:09:45 +0000 http://ptmoney.com/?p=2341#comment-3389 [...] Time Money covers life insurance and [...]

[...] Time Money covers life insurance and [...]

]]> By: TStrump http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3339 TStrump Mon, 09 Mar 2009 03:36:18 +0000 http://ptmoney.com/?p=2341#comment-3339 I've got term insurance through my accounting association. Got an amazing deal so had to go for it. I’ve got term insurance through my accounting association.
Got an amazing deal so had to go for it.

]]> By: Weekly Round Up- American Airlines and CNBC | Good Financial Cents http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3309 Weekly Round Up- American Airlines and CNBC | Good Financial Cents Tue, 03 Mar 2009 12:36:41 +0000 http://ptmoney.com/?p=2341#comment-3309 [...] Insurance Round Up- Fellow Bloggers share their experiences of how they got their families insured at Prime Time Money [...]

[...] Insurance Round Up- Fellow Bloggers share their experiences of how they got their families insured at Prime Time Money [...]

]]> By: Penelope @ Pecuniarities http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3300 Penelope @ Pecuniarities Mon, 02 Mar 2009 12:53:00 +0000 http://ptmoney.com/?p=2341#comment-3300 My sister and I have been on our own since college (our mom passed away when I was 16 and we're on the outs with our stepfather) and have life insurance policies, ironically first set-up by our stepfather who was in great debt. :shudder: But we kept the policies when we struck out on our own in our early 20's because we share everything - a house, all our money (we have joint bank and credit card accounts), our business, etc. It seems a little odd that 2 single people in their 20's would have life insurance, but it gives us peace of mind. Our policies are enough to pay off our mortgage, so whoever was left wouldn't have to worry about it. We also have 2 dogs who are our family and we want to make sure they will be well cared for should something happen to the both of us. The life insurance funds could assure them a comfortable life. My sister and I have been on our own since college (our mom passed away when I was 16 and we’re on the outs with our stepfather) and have life insurance policies, ironically first set-up by our stepfather who was in great debt. :shudder:

But we kept the policies when we struck out on our own in our early 20’s because we share everything – a house, all our money (we have joint bank and credit card accounts), our business, etc.

It seems a little odd that 2 single people in their 20’s would have life insurance, but it gives us peace of mind. Our policies are enough to pay off our mortgage, so whoever was left wouldn’t have to worry about it.

We also have 2 dogs who are our family and we want to make sure they will be well cared for should something happen to the both of us. The life insurance funds could assure them a comfortable life.

]]> By: Grant Baldwin http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3290 Grant Baldwin Fri, 27 Feb 2009 20:00:38 +0000 http://ptmoney.com/?p=2341#comment-3290 We do have life insurance for both me and my wife. Even though she is a stay-at-home mom, it's important to have something for her just in case. The big deal with life insurance is to not only help cover funeral expenses but give your income a breather during that major crisis in your life. You wouldn't want to have to deal with a death AND a horrible financial situation on top of it. We do have life insurance for both me and my wife. Even though she is a stay-at-home mom, it’s important to have something for her just in case.

The big deal with life insurance is to not only help cover funeral expenses but give your income a breather during that major crisis in your life.

You wouldn’t want to have to deal with a death AND a horrible financial situation on top of it.

]]> By: Jeff Rose http://ptmoney.com/2009/02/27/life-insurance-when-and-where-to-get-it/comment-page-1/#comment-3288 Jeff Rose Fri, 27 Feb 2009 15:59:06 +0000 http://ptmoney.com/?p=2341#comment-3288 Nice collection of good tips. Congrats on the baby girl! We we have our second it will be weird holding a newborn again. Happy sleeping! :-) Nice collection of good tips. Congrats on the baby girl! We we have our second it will be weird holding a newborn again. Happy sleeping! :-)

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