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	<title>Comments on: It&#8217;s Time to Get Hardcore Frugal!</title>
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	<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/</link>
	<description>Real Personal Finance for a Life Without Limits!</description>
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		<title>By: momoftwo</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-3867</link>
		<dc:creator>momoftwo</dc:creator>
		<pubDate>Sat, 23 May 2009 12:35:37 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-3867</guid>
		<description>I really like this!  I think a big thing is changing your perspective!  My nine year old reminds me of what she learned in social studies, &quot;Mom!  You said you have to go to starbucks!  Starbucks is a want, not a need.&quot;  Oh, the wisdom, I had to smile and thank her!  Watch the company that you keep.  Do you hang out with people who constantly whine and complain or feel the need to shop all of the time?  Do you know someone who is already hardcore frugal and happy, not whining as if they are forced to be that way?  Well, make plans with that person and let their attitude rub off on you!</description>
		<content:encoded><![CDATA[<p>I really like this!  I think a big thing is changing your perspective!  My nine year old reminds me of what she learned in social studies, &#8220;Mom!  You said you have to go to starbucks!  Starbucks is a want, not a need.&#8221;  Oh, the wisdom, I had to smile and thank her!  Watch the company that you keep.  Do you hang out with people who constantly whine and complain or feel the need to shop all of the time?  Do you know someone who is already hardcore frugal and happy, not whining as if they are forced to be that way?  Well, make plans with that person and let their attitude rub off on you!</p>
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		<title>By: Betsy Bargain</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-3404</link>
		<dc:creator>Betsy Bargain</dc:creator>
		<pubDate>Thu, 19 Mar 2009 23:51:07 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-3404</guid>
		<description>Just a thought for those who want to cancel their internet service, but still go online sometimes - my library offers free wireless internet.  Yours might too.</description>
		<content:encoded><![CDATA[<p>Just a thought for those who want to cancel their internet service, but still go online sometimes &#8211; my library offers free wireless internet.  Yours might too.</p>
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		<title>By: Maximizing Money</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-3279</link>
		<dc:creator>Maximizing Money</dc:creator>
		<pubDate>Wed, 25 Feb 2009 20:22:48 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-3279</guid>
		<description>I love my local library.

Most libraries will let you have out like 10 movies at once, and they carry all of the latest releases as well as new music releases, so it&#039;s not like you have to watch old movies or something.

Plus, with Internet access, you can simply order your movies online and pick them up at the library when ready.

Sometimes, depending on your vicinity to your library, you will get movies quicker than other requests as well, so maybe 20 people might be on a list for a movie, but if you live near the main library, you will get it first.

Oh yeah, they have something called books as well, which is what I believe movies are made from...</description>
		<content:encoded><![CDATA[<p>I love my local library.</p>
<p>Most libraries will let you have out like 10 movies at once, and they carry all of the latest releases as well as new music releases, so it&#8217;s not like you have to watch old movies or something.</p>
<p>Plus, with Internet access, you can simply order your movies online and pick them up at the library when ready.</p>
<p>Sometimes, depending on your vicinity to your library, you will get movies quicker than other requests as well, so maybe 20 people might be on a list for a movie, but if you live near the main library, you will get it first.</p>
<p>Oh yeah, they have something called books as well, which is what I believe movies are made from&#8230;</p>
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		<title>By: Community In Action - Stay Warm Edition &#124; Finance Money Financial News</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-3024</link>
		<dc:creator>Community In Action - Stay Warm Edition &#124; Finance Money Financial News</dc:creator>
		<pubDate>Tue, 27 Jan 2009 15:47:37 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-3024</guid>
		<description>[...] It&#8217;s Time To Get Hardcore Frugal @ Prime Time Money [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] It&#8217;s Time To Get Hardcore Frugal @ Prime Time Money [...]</p>
</div>
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		<title>By: Interesting Reads From Fellow Personal Finance Bloggers #15 &#124; Pecuniarities</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-3011</link>
		<dc:creator>Interesting Reads From Fellow Personal Finance Bloggers #15 &#124; Pecuniarities</dc:creator>
		<pubDate>Sun, 25 Jan 2009 23:38:21 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-3011</guid>
		<description>[...] Prime Time Money tells us It’s Time to Get Hardcore Frugal! [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] Prime Time Money tells us It’s Time to Get Hardcore Frugal! [...]</p>
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		<title>By: Festival of Frugality #161 - Frugal Businesses? &#124; ComputerFinance.net</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-2975</link>
		<dc:creator>Festival of Frugality #161 - Frugal Businesses? &#124; ComputerFinance.net</dc:creator>
		<pubDate>Tue, 20 Jan 2009 14:16:18 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-2975</guid>
		<description>[...] does it mean to be hardcore frugal? Find out PT Money&#8217;s definition with It’s Time to Get Hardcore Frugal. (Disclaimer: Tips [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] does it mean to be hardcore frugal? Find out PT Money&#8217;s definition with It’s Time to Get Hardcore Frugal. (Disclaimer: Tips [...]</p>
</div>
]]></content:encoded>
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		<title>By: Weekly Personal Finance Links- The Obama Inauguration Edition &#124; Think Your Way to Wealth</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-2971</link>
		<dc:creator>Weekly Personal Finance Links- The Obama Inauguration Edition &#124; Think Your Way to Wealth</dc:creator>
		<pubDate>Tue, 20 Jan 2009 01:57:58 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-2971</guid>
		<description>[...] It&#8217;s Time to Get Hardcore Frugal at Prime Time Money [...]</description>
		<content:encoded><![CDATA[<div style="color: #000000">
<p>[...] It&#8217;s Time to Get Hardcore Frugal at Prime Time Money [...]</p>
</div>
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		<title>By: Chelsea</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-2965</link>
		<dc:creator>Chelsea</dc:creator>
		<pubDate>Mon, 19 Jan 2009 20:27:36 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-2965</guid>
		<description>@Studenomics, You might be able to freeze your membership in the summer, or during other periods when you use it less.

- Chelsea, Quicken Online</description>
		<content:encoded><![CDATA[<p>@Studenomics, You might be able to freeze your membership in the summer, or during other periods when you use it less.</p>
<p>- Chelsea, Quicken Online</p>
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		<title>By: Studenomics</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-2959</link>
		<dc:creator>Studenomics</dc:creator>
		<pubDate>Sun, 18 Jan 2009 22:25:53 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-2959</guid>
		<description>It&#039;s going to be tough getting rid of that maid service (kididng. I don&#039;t know about cutting the gym membership as it&#039;s a part of my daily life. Some of the other subscriptions are a bit easier to quit.</description>
		<content:encoded><![CDATA[<p>It&#8217;s going to be tough getting rid of that maid service (kididng. I don&#8217;t know about cutting the gym membership as it&#8217;s a part of my daily life. Some of the other subscriptions are a bit easier to quit.</p>
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		<title>By: Tyler Hurst</title>
		<link>http://ptmoney.com/2009/01/16/hardcore-frugal-its-time/comment-page-1/#comment-2958</link>
		<dc:creator>Tyler Hurst</dc:creator>
		<pubDate>Sun, 18 Jan 2009 21:20:45 +0000</pubDate>
		<guid isPermaLink="false">http://ptmoney.com/?p=1862#comment-2958</guid>
		<description>Maid service? Really? Cutting out maid service is hard core? Wow, you people live in a whole different world.</description>
		<content:encoded><![CDATA[<p>Maid service? Really? Cutting out maid service is hard core? Wow, you people live in a whole different world.</p>
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