Comments on: Are You Throwing Money Away? Unused Expenses and Untapped Discounts

By: Back To Basics: 79+ Brilliant Budgeting Resources You’ll Love | My Super-Charged Life

Fri, 29 May 2009 09:02:06 +0000

[...] 55. Are You Throwing Money Away? Unused Expenses and Untapped Discounts [...]

By: Weekend Reading: September 14, 2008 : Moolanomy

Weekend Reading: September 14, 2008 : Moolanomy — Mon, 29 Dec 2008 01:27:26 +0000

[...] Are You Throwing Money Away? Unused Expenses and Untapped Discounts at Prime Time Money [...]

By: This Week’s Top Finance and Frugality Picks

This Week’s Top Finance and Frugality Picks — Thu, 18 Sep 2008 11:05:43 +0000

[...] Prime Time Money:Are You Throwing Money Away? Unused Expenses and Untapped Discounts Particularly good as it mentions areas we may not examine as often when looking for unnecessary expenses and lost possibilities for discounts and rewards. [...]

By: RetiredAt47

RetiredAt47 — Wed, 17 Sep 2008 13:37:28 +0000

If you use a credit card, make sure it gives you something back. Something that you will actually use (I don’t care to fly, so airmiles do nothing for me. Instead, I get credits I can use for car maintenance/repair).

I was guilty of not re-evaluating my insurance needs; for years I kept the deductibles too low, meaning premiums too high. Finally, a few years ago, it dawned on me that I would not make a claim unless it was really substantial, so why did I carry such small deductibles? Not smart…

By: Abigail

Abigail — Tue, 16 Sep 2008 01:00:41 +0000

I completely agree: I think most people use cable a lot less than they think they do. Most people probably don’t use the premium channels enough to justify the expense. If you’re just paying to get movies, I’d do the math and see if you can just rent. Or use the money for a subscription service.

I think most people overpay for their subscription services, too. My husband and I rarely go out, so we use our program a lot. But I’m still tracking how many movies we trade in this month, to be sure it’s worth paying the top rate for unlimited in-store exchanges.

Also, people often buy things without trying to get around it. There are a lot of ways to get something for free, or very reduced. Check CL, ask friends, check Freecycle. I did two posts on this subject.

By: Who wins when your flight is delayed? at Beyond Paycheck to Paycheck

Who wins when your flight is delayed? at Beyond Paycheck to Paycheck — Mon, 15 Sep 2008 14:14:44 +0000

[...] Are You Throwing Money Away? Unused Expenses and Untapped Discounts [...]

By: Beyond Paycheck to Paycheck

Beyond Paycheck to Paycheck — Mon, 15 Sep 2008 14:05:52 +0000

Great post! In addition, even if the monthly expense is still appropriate, have your usage patterns changed? If so, switch to a different plan to save (get rid of unlimited texting if you’re only doing 5 a month or change your NetFlix to have only one out at a time if that reflects your reality). There’s always an opportunity to lower your cash-flow requirements without overhauling your lifestyle. That’s the low-hanging fruit.

By: A post round-up for the end of a busy week | Sense to Save

A post round-up for the end of a busy week | Sense to Save — Fri, 12 Sep 2008 16:17:23 +0000

[...] Are you throwing money away? Unused expenses and untapped discounts at Prime Time Money 7 things you can’t do if you want to stay out of debt at Bible Money Matters What is frugal to you? at Remodeling This Life Debunking the 25 most outrageous money myths (four-part series) at My Investing Blog TransUnion class-action lawsuit means free services for you at Milk Your Money Free museum days from Bank of America at Free From Broke Related posts |Tuesday afternoon ’snack break’ linkup |Get rid of pennies? My $0.02 |Precooking meat Filed under: Uncategorized [...]

By: Until Debt do Us Part

Until Debt do Us Part — Fri, 12 Sep 2008 15:49:35 +0000

Good Post.

For me it is a case of every little helps. The problem can be trying to keep focused on reducing your spending while at the same time avoiding reducing your lifestyle to that of a monk.

The danger always is if you cut too deep that you will just get incredibly bored with the lifestyle and be back to the old habits that caused the overspending in the first place.

By: SavingDiva

SavingDiva — Wed, 10 Sep 2008 01:21:57 +0000

Great post! I’ve been guilty of racking up bank fees and forgetting to cancel memberships. I also agree that cancelling unnecessary services (cable, etc) is a great way to save money.