Comments on: ING DIRECT’s Electric Orange Account: My Review

By: -> ING Direct Review: Why I Am Signing Up For The Orange Savings Account, And Why You Should Too | Bible Money Matters

Wed, 02 Sep 2009 14:54:20 +0000

[...] quite a while now I’ve been hearing great things from other personal finance bloggers about ING Direct’s Orange Savings Account. They talk about the great [...]

By: Patrick

Patrick — Sat, 02 May 2009 12:44:29 +0000

Al, I converted a paychex direct deposit to Electric Orange in January without any issue whatsoever… I think you all have a bad paychex account rep.

By: Al

Al — Wed, 18 Feb 2009 01:46:19 +0000

A great idea but until American banking catches up it’s useless. One of my employers uses PAYCHEX one of the largest payroll service companies in the US they refuse to accept ING’s Electric Orange as a valid bank account for direct deposit. After filling out my empoyers DD form, and providing a signed copy of the DD form available from ING PAYCHEX still refused to change my direct deposit. They insist on a “personalized letter” on “bank letterhead”. When I called ING’s customer service they refused to provide such a letter … claiming they were unable to do that … i.e. “the computer says no”

A complete impasse

By: PT

PT — Fri, 10 Oct 2008 22:59:51 +0000

@ andi dalt – sorry man. actually, i just logged into my account and i’m having trouble as well. the pages don’t seem to be loading correctly right now. i will play around with it and see what i can see.

By: andi dalt

andi dalt — Fri, 10 Oct 2008 22:09:06 +0000

I got incredibly frustrated today. opened my electric orange account,a few days ago, linked to my ING savings account, and my brick and mortar bank. I tried to send a small check to a freind…all I could find was cancel, no place to accept. Tried to post 2 busineeses, beforeI needed to make payments, into their bill pay system. Again, could find no place to accept, only cancel. they did not show up in my list of businesses. what am I doing wrong?

By: The Happy Rock

The Happy Rock — Mon, 06 Oct 2008 03:24:15 +0000

I can’t say enough about how much I love my ING Electric Orange and my savings account. I am totally satisfied.

Nice review.

By: brody

brody — Mon, 22 Sep 2008 19:44:08 +0000

There’s also no overdrafting with this account, you just pay a ridiculously small interest payment on the amount you go over, and if you go beyond the small line of credit it declines the card. That alone saved me about $120/yr in accidental overdraft charges.

By: PT

PT — Mon, 22 Sep 2008 10:13:20 +0000

@Jeremy – Two ways to make deposits:

1. mail the check to ING DIRECT;
2. deposit the check into a local “brick and mortar” bank and transfer it to ING DIRECT.

I only use #2. I find it necessary to have a local branch available for this reason and for other services: notary, cashiers checks, etc…

By: Jeremy

Jeremy — Mon, 22 Sep 2008 09:56:37 +0000

I just moved to California from Tennessee, and would love to switch to using Electric Orange because they don’t have Regions banks out here.

Only problem is .. I don’t know what to do with a physical check that someone would give me. How do I deposit that into my Electric Orange account ?

By: PT

PT — Thu, 11 Sep 2008 22:28:15 +0000

@sara – Way to drive the point home.